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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

 
5

out of 5

Great first experience with pet insurance.

First time having and using pet insurance and trupanion made it seamless. The day my dog got home from the hospital, my check was in the mail!
  • INSURER: Trupanion Canada
  • POSTED: 02/14/2016
  • BY: Adrienne
  • BREED: Mixed Breed
  • AGE OF PET: 0 - 3

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5

out of 5

Great first experience with pet insurance.

First time having and using pet insurance and trupanion made it seamless. The day my dog got home from the hospital, my check was in the mail!
  • INSURER: Trupanion
  • POSTED: 02/14/2016
  • BY: Adrienne
  • BREED: Mixed Breed
  • AGE OF PET: 0 - 3

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5

out of 5

nice to have

I have been w/ aspca for about 10 yrs or so ,, i find them to be so careing and always check on my pet after a incident wich is very thoughtful ..there promt payment for my refund of coverage is very helpful as it cost so much for emergencies to put out that much money and know some of it will be coming in soon .. thank you from bo and I Sandy Caron
  • INSURER: ASPCA
  • POSTED: 02/13/2016
  • BY: sandra
  • BREED: Jack Russell Terrier
  • AGE OF PET: Over 11 years

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5

out of 5

Ethical and honest

I have three pets and I began to think about acquiring pet health insurance. I was not looking forward to having yet another monthly bill, but I thought it was a good idea to have insurance if any of my family's beloved pets became ill or had a sudden accident. I did plenty of research before deciding on Healthy Paws, and I located and carefully read all the 'fine print" on theirs and other insurance carriers' contracts. Healthy Paws was straight forward and not too expensive, and I also noticed in my research what appeared to be many real and satisfied customers. My older pet understandably required a higher deductible, and as with almost all pet insurance carriers, pre-existing conditions were not covered. However, the deductible was not too high and was payable every year, NOT every incident like other insurance carriers. About 8-months after signing up for Healthy Paws, my 11 year old male cat had a urinary blockage, that led to a bladder rupture, that quickly spiraled beyond the expertise of my vet and required a specialist and also emergency care/hospitalization. The bills quickly piled on to amounts that weakened my knees, but luckily, I had savings, and I wasn't sure if Healthy Paws would hold up its end of the bargain once I submitted my pets' history and invoices. Surprisingly, there was about a one-week turn around for each claim (shorter amount of time than they indicated), and I was reimbursed as promised with no complications. Through a tough battle, my cat was saved, and is currently in recovery, and I was able to focus on getting him better with the comfort of knowing that I had an honest and ethical insurance company to cover the majority of the bills as they promised they would. Being ethical and an insurance company are two things that are usually not expected to go hand-in-hand, but my emergency experience with Healthy Paws has restored my faith that there are actually companies still out there trying to do right by their customer. Our family has their best friend back, and our cat was able to get the best treatment possible. When considering pet insurance, read the fine print before signing up, and keep in mind my experience, because if there's the slightest chance your pet can survive an emergency situation, Healthy Paws will afford you peace of mind so that you can focus on finding that chance and possibly enjoy many more years with your pet/companion/best-friend.
  • INSURER: Healthy Paws
  • POSTED: 02/13/2016
  • BY: Amit
  • BREED: American Longhair
  • AGE OF PET: Over 11 years

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5

out of 5

100% Satisfied

When we got our dog at 13 weeks old, I dove into extensive research to pick a pet insurance. We had lost out last dog to a catastrophic illness and after spending over $5,000 and still losing her, I knew I wanted pet insurance so we would always be able to get our dog the bear care without worrying about money. We had several small claims at first and found Healthy Paws very easy to deal with and claims were processed quickly. Our policy reimburses at 90% after a $100 deductible. Several months ago, our dog started limping. After work up for tick borne illnesses, X-rays, trial of meds and rest, it was determined she needed to see a specialist. She was diagnosed with a torn cruciate ligament and needed surgery. I called Healthy Paws and inquired if they ever pay the surgeon directly. Arrangements were made for a direct payment and we would be responsible only to pay out our 10%. They said they consider this for expensive procedures. The surgery was completed a week later and totaled over $4700. We paid out 10% when we picked her up. Healthy Paws has made it possible for us to treat our dog based on what she needs not on what we can afford. They are kind and caring, even emailed me to check on how she is doing. They are a company with integrity, they help shelter animals and I love that. People always say they don't think pet insurance is worth the cost of the monthly premium and I wholeheartedly disagree! I tell everyone I know about Healthy Paws and encourage people to consider insuring their pet. I'm a very happy customer!!
  • INSURER: Healthy Paws
  • POSTED: 02/13/2016
  • BY: Jackie
  • BREED: Labrador Retriever
  • AGE OF PET: 7 - 10

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5

out of 5

Embrace has Saved Me Money and my Puppy is only 6

I purchased pet insurabce because I didn't want to be stuck in a situation where if my dog really needed some serious surgery I wouldn't be able to afford it. However, I also purchased Embraces wellness plan. And I've already received more in reimbursement then I've spent. I know this will change as a Daisy grows but the reassurance I get not just from if something major goes wrong it is covered, which is worth the price, but Embrace also makes your dogs care more affordable over their lifetime with wellness benefits.
  • INSURER: Embrace
  • POSTED: 02/13/2016
  • BY: Kim
  • BREED: Mixed Breed
  • AGE OF PET: 0 - 3

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5

out of 5

Embrace Has Saved My New Best Friend

Eight years ago, I was given a small dog when I retired from a 40 year long career. At the same time, I researched and invested in an Embrace pet insurance policy. A few months later, Pancho was diagnosed with several costly health conditions and further tests were highly recommended and completed. Over the years, all sorts of calamities have befallen poor Pancho. In 2014, he was diagnosed with life threatening Cushing's Disease which demands constant vigilance by myself and our vet. During this time Embrace has quickly handled every claim for treatments and medications to keep Pancho in good health and his disease under control. Every year, Pancho's therapy becomes more expensive. In fact, Pancho's vet bills have become so expensive that I could not afford them without the help of Embrace. This great insurance company has allowed me to keep my dog and his health in check. Without Embrace, I would have had to give him up. Thank you, Embrace Pet Insurance.
  • INSURER: Embrace
  • POSTED: 02/13/2016
  • BY: Arthur
  • BREED: Mixed Breed
  • AGE OF PET: 7 - 10

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5

out of 5

We love Embrace!

They always cover our little ladies and make the process so easy. Thank you Embrace!
  • INSURER: Embrace
  • POSTED: 02/13/2016
  • BY: Kiara
  • BREED: Angora
  • AGE OF PET: 7 - 10

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5

out of 5

Fast, easy and painless

My 2-year-old dog needed entropion surgery (to correct her inward-facing eyelids). From submitting the initial estimate to receiving the final reimbursement, every single step with Trupanion was simple, straightforward and speedy. At no point was I stressed out or worried that anything would go wrong. This was a blissfully smooth process with some of the best customer service I've ever experienced.
  • INSURER: Trupanion
  • POSTED: 02/13/2016
  • BY: Jennifer
  • BREED: Mixed Breed
  • AGE OF PET: 7 - 10

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5

out of 5

Fast, easy and painless

My 2-year-old dog needed entropion surgery (to correct her inward-facing eyelids). From submitting the initial estimate to receiving the final reimbursement, every single step with Trupanion was simple, straightforward and speedy. At no point was I stressed out or worried that anything would go wrong. This was a blissfully smooth process with some of the best customer service I've ever experienced.
  • INSURER: Trupanion Canada
  • POSTED: 02/13/2016
  • BY: Jennifer
  • BREED: Mixed Breed
  • AGE OF PET: 7 - 10

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