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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Great Service

Trey, our Boston Terrier developed a growth on his back and several smaller ones on his hind leg. Trey underwent successful surgery to remove the growths. I submitted my claim on Thursday. Healthy Paws processed the claim the same day and I had a check for 90% of the vet bill the following Monday. I have submitted several smaller claims and they are always processed in less than a week. Fantastic service from Healthy Paws.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Boston Terrier
  • AGE OF PET: 1 - 8

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1

out of 10

Not much covered...

I had a dog that went in for a check up... Simply put they tried their very best to dump everything as preexisting conditions. Even though the conditions he had at the time of the visit displayed completely different sypmtoms. My dog had been brought in before with a swollen leg and Xrays were done. This time they did Xrays again, but he didn't have swollen legs, just a fever and lack of appetite. He was hospitalized and the total bill came out to be about $1,800. They were planning to send me a check for about $300. I asked for a detailed explanation of benefits as they were very vague about why they wouldn't cover certain items. The other reviewers on here maybe be hired or falsified. They only part of their story that is true is that they are quick with processing once they get the information they need. If this case works out and they decide to reimburse me for the correct amount, I will rewrite this review. As of now they are definitely not recommended.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Greyhound
  • AGE OF PET: 1 - 8

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10

out of 10

Paid for my trip to the emergency room!

I have gone through three different kinds of Pet Insurance, and Embrace has really come through. I have a two-year old boy cat, and he was super healthy until one night, he began to go to the litter box every 10 minutes. He was straining to pee, which could be fatal. We went straight to the emergency room. Sure enough, he had blood in his urine, and he was diagnosed with cystitis. I fet so much better at the clinic knowing that I had insurance. Any time the doctor said, "This is how much this test costs. Do you want us to do it?", my answer was "Yes. I have insurance, and they'll cover it." And they did. Not that my answer would have been a "No," but it really gave me a peace of mind knowing that some of the fee would be coming back. The payment came in the mail within 2 weeks, and I felt grateful. It covered pretty much everything minuet the deductible. For a small fee per month (I pay about $24/month), insure your furry pal, and you will not regret it.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Tabby
  • AGE OF PET: 1 - 8

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10

out of 10

Healthy Paws is the best decision!

I adopted an 8 week old Boston Terrier in February 2014. I have had numerous friends and family experience health scares and accidents with their pets. I did not want to be in a situation where I have to break the bank in order to save my Stella if something were to happen to her. I decided to get some pet insurance for her right away. I researched all the companies out there and Healthy Paws had the most favorable rating. I wanted a company that would be easy to deal with if I needed to file a claim. I also wanted one that was afforable. I chose Paws because they have a very high customer satisfaction rating. This past month Stella was having some respiratory issues in the middle of the night. I took her to the emergency vet first thing in the morning because our vet was closed on Mondays. It made me feel good to know that si had insurance for Stella and that I did not have to stress myself out regarding how I was going to pay for her medical bills. Stella's bills were close to $1,000 for everything. I submitted my claim a couple of days later. I was contacted by Healthy Paws via e-mail when they received my claim. They emailed me the following week to let me know that my reimbursement check was in the mail. I also received two e-mails from Healthy Paws just to ask how Stella was doing. I wish my doctor would be that thorough! I have nothing but good things to say about Healthy Paws! If you own a pet, the best thing you can do is get them insured.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Boston Terrier
  • AGE OF PET: Under a year

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10

out of 10

My sanity, in under $100/month

We purchased an impulse puppy, but we wanted to have everything just right for him. At $33/month, we figured insurance was a good idea. He jumped off the couch and face planted on day one, after all. When diagnosed with luxating patella just after his first birthday, we were aghast (one strike against impulse buy!). And then... We learned that the best fix was surgery. The surgery was $2000, complete with medication and X-rays. That's per leg. Both surgeries were done, less my $500 deductible, and a cheque in the mail covering 90% of the remaining cost. All done quickly and electronically. The people are so pleasant to deal with too!
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Claims review

My dog ate a rock 2 weeks after I got him. The vet signed me up with Trupanion with his first exam. Trupanion reviewed the claim and paid within the terms of the policy. They processed the claim and were helpful and professional. All the agents were better than any I have experienced with any insurance company.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Dachshund
  • AGE OF PET: Under a year

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10

out of 10

Excellent insurance on all levels

I wanted to thank you for your professional and prompt responses when I filed my recent claims for Brooklyn. It is hard to have a pup who is fragile suddenly and harder with the unexpected costs involved in emergencies. Your fast reimbursements, the very easy to understand claim reimbursement information and your accessibility for questions makes all easier to handle!
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Cocker Spaniel
  • AGE OF PET: 1 - 8

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10

out of 10

Trupanion processed claim in 1 day

Our Maine Coon cat, Milo, had to have 2 teeth extracted due to a broken molar and cervical neck lesion. We have been a Tripanion policy holder for 5 years and this is the first time we have had to file a claim. We were very impressed that Trupanion processed the claim the day after the teeth were extracted. We have 2 Maine Coon cats and it is very reassuring to know that Trupanion is there should our cats have an illness or accident.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Maine Coon
  • AGE OF PET: 1 - 8

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10

out of 10

A+ in every category!

Trupanion is simply superb! Out of the blue my 5-year-old cat was diagnosed with feline diabetes, just 33 days after his policy began. He spent three scary days in a New York City ICU, and his (very substantial) medical bills were reimbursed exactly as promised and with no fuss. I have been busy singing your praises and advising friends to insure their pets. Trupanion gets an A+ all around! I thank you from the bottom of my heart for being there when my cat and I needed you!(Can I increase your overall rating to 11?)
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Domestic Shorthair
  • AGE OF PET: 1 - 8

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10

out of 10

Easy to file claims and prompt processing

Our dog fell ill with pancreatitis, which incurred almost $1000 in vet fees for testing, treatment, and medications. After faxing in our claim form, Trupanion quickly let us know that the claim was received. Within a week and a half, I received an email detailing the amount we would be getting back. There were no hassles, and we will be getting 90% of our vet fees back, not including the exam fee (which is excluded in Trupanion coverage). This is the second time we have had to file a claim and couldn't be happier that we have this medical coverage for our fur baby!
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Pomeranian
  • AGE OF PET: 1 - 8

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