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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Quick, compassionate, and just plain good service

Our chocolate lab, Quincy Jones, got sick because he ate something he shouldn't have (pretty typical for labs, eh?). Unfortunately he had to go the ER to get checked up and had to stay for several days :( Luckily everything turned out just fine. We sent the claims for both the regular vet and ER vet, it was approved within 1 day (AMAZINGLY fast!), and they covered everything that was stipulated in the initial paperwork. No surprises, nothing. Furthermore, the CEO reached out to us later and asked us about how Quincy was doing. Just an overall warm and pleasant experience (except for Quincy getting sick). I would recommend this to any and all people who are considering pet insurance - which if you have a labrador, you better seriously think about it!
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: Under a year

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8

out of 10

Easy Claim Process

I've had ASPCA insurance for over 4 years now but just had to submit my first claim. The process was very smooth - I did make sure to get all records from my vet throughout the incident so including them may have made the process even smoother. The claim was processed quickly and I received my reimbursement with no issues. The only slight downside was that I wasn't fully reimbursed for what I anticipated - my vet charges slightly higher rates and they use a local average for what they will cover. Not a huge issue for me though - I'm happy to at least have the peace of mind this insurance provides me!
  • INSURER: ASPCA
  • POSTED: 06/20/2018
  • BY:
  • BREED: Domestic Shorthair
  • AGE OF PET: 1 - 8

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10

out of 10

Awesome pet insurance

I have had Healthy Paws for my two sphynx for almost 3 years. Niles has HCM (Hypertrophic cardiomyopathy)/ SAM (Systolic anterior motion) of the mitral valve. Healthy Paws covers Niles scans which are about $250 every year(previously 2-3x/year when first diagnosed) as well as his twice daily heart medicine. I rest assured knowing his medical expenses will not strain me as I know HP will take care of him. I also love that they send me e-mails sometimes checking on him if he was ill. As a pet parent and a veterinary field employee, I appreciate the ease of filing a claim with Healthy Paws. Provide the invoice, claim form, and medical records and the claim is approved in a matter of 24-48 hours. I have never had issues with claims like many other companies often do asking for a summary from the DVM seen, special coding system, or having to re-word things to fit their coding system-- SO NICE!!!
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Sphynx
  • AGE OF PET: 1 - 8

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9

out of 10

so far so good

This is my first "illness" with my cat that I have coverage and can use it. Thus far every bill was paid at a fair rate in a timely matter.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Persian
  • AGE OF PET: Over 8 years

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10

out of 10

Healthy Paws insurance came through for my pup!

My 14-month-old corgi had to have emergency surgery for an intestinal obstruction (chewed up ball). I'm so glad I decided to buy pet insurance for him when we first got him. I had previous bad financial experiences and you never need that when you're going through hard times with your pet. I hoped that Healthy Paws would come through and they were great! They paid what they were supposed to and got my claims settled within days. The process was super easy. They also kept in touch with me to make sure Harry was better. We are customers for life.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Pembroke Welsh Corgi
  • AGE OF PET: 1 - 8

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10

out of 10

EXCEPTIONAL!

I have all 3 of my dogs insured with Healthy Paws - and any time there has been a problem with one of them Healthy Paws makes it so much easier to get them the care they need without having to worry about the bills. I have never had a claim that did not have an immediate response and reimbursement within a week at most. They are an exceptional company and I highly recommend them to everyone I know. If I do have a serious claim - they also follow up just to see how my dog is doing. Their service is outstanding and I really like the fact that they work with rescues and donate a portion of their premiums, that they do not have a cap on a claim (as most other companies do) and they are honest about premium increases. The peace of mind knowing that your animals are covered is one less thing to worry about when dealing with an issue or sickness. HIGHLY RECOMMEND THEM! A++++++++++++++
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Reliable Insurance Company

ASPCA sets the bar even higher than the customer service for my own health insurance! They are extremely responsive when filing claims online and cover all of the costs per the contract. I always know at least some of the costs will be covered when filing a claim. We've had both the preventative care and accident coverage and had a great experience with both plans. Sadie thanks you for her good health after two cancer surgeries and a collapsed lung!!
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Over 8 years

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9

out of 10

Happy again with Wellness Plan

I recently submitted another claim against my Wellness Plus Plan and my claim was reimbursed again in full by Embrace. So far so good! Each time I have called Embrace the customer service people are super nice and very helpful. If you can, purchase the Wellness Plus Plan because it does cover a lot of things and to get a $400 allowance for just the annual fee of $299 is well worth it!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Boxer
  • AGE OF PET: 1 - 8

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9

out of 10

Great Service

After sending in a claim it was 4 days when the claim was completed. When calling a payment the girls are extremely kind and caring. They always ask how my dog is doing, Thank you
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Yorkshire Terrier
  • AGE OF PET: 1 - 8

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10

out of 10

Great pet insurance.

I am so glad we chose Trupanion for our dog's insurance. She is recovering from surgery because of a luxating patella on her left rear leg. We submitted a preapproval claim to them before her surgery. They told exactly what they would pay. After her surgery we submitted the final bill to them. Within one week of the surgery we received an email telling us their check to us was being sent. I would recommend this insurance to anyone that has a pet.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Maltese
  • AGE OF PET: 1 - 8

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