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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

 
5

out of 5

Well worth the value

We have had ASPCA insurance for over 10 years.It has helped us the Veterinarian over the years. We love our dogs so we want only the best of care for them. ASPCA gives the advantage to seek the best the care. I recommend it to all of my friends that it is well worth the value
  • INSURER: ASPCA
  • POSTED: 04/22/2016
  • BY: Jill
  • BREED: Mixed Breed
  • AGE OF PET: 0 - 3

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4

out of 5

Really great customer support

ASPCA always adds a human touch to our claims and provide quick and actionable feedback. We really enjoy using the insurance product and are regular contributors to the charity.
  • INSURER: ASPCA
  • POSTED: 04/22/2016
  • BY: Justin
  • BREED: Great Pyrenees
  • AGE OF PET: Over 11 years

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5

out of 5

We love Healthy Paws! Higgins thanks you, too :-)

Healthy Paws has been amazing. We have submitted numerous claims this past year for our puppy Higgins who is now 1 year old - poor guy has had some back luck this past year. Thank goodness we got insurance!! The most recent claim was a big one - Higgins ate part of a toy and the squeaker part got lodged in his bowel. Immediate surgery was needed to remove the squeaker, then he spent 5 days in the doggy ICU, then loads of meds once he got home. All covered! Reasons why I love HP:1. Their website for submitting claims is extremely easy to use (just attach the pdf of the invoice and that's it - literally). 2. The response time for claims is very quick: we usually receive a response withing 48 hours, sometimes even quicker. We have never been asked to confirm additional information or had to contest anything. 3. The checks come in the mail within a few days of the claim being processed. 4. The entire process could not be easier. AND, the HP team sends nice emails checking on Higgins! We love Healthy Paws!!
  • INSURER: Healthy Paws
  • POSTED: 04/22/2016
  • BY: Leslie
  • BREED: English Bulldog
  • AGE OF PET: 7 - 10

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5

out of 5

Healthy Paws Is The Best

After a lot of research, I found Healthy Paws. Unlike almost every other pet insurance company out there, they offer unlimited annual coverage. Charlee became very ill a few weeks ago and needed hospitalization to stabilize her condition, and then a series of tests to identify what the problem was. It was a very upsetting time, and would have been very difficult financially, had I not insured her. Healthy Paws made the claims process so seamless, and the check was in the mail within a week. I can't recommend them highly enough.
  • INSURER: Healthy Paws
  • POSTED: 04/22/2016
  • BY: Kayt
  • BREED: Terrier Mix
  • AGE OF PET: 7 - 10

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1

out of 5

Never again!

I signed up for this in the event of catastrophic illness for my Golden Retriever. I paid (escalating) premiums for 2 years in spite of no claims. When my veterinarian's office began routinely submitting all visits, I was shocked to learn that taking Dasuquin as a joint supplement made the dog ineligible for any services relating to joints or joint injury. Fortunately we did not have a problem with his leg. Unfortunately we learned that we wasted 2 years premiums because their plan is to disallow. This was a wake-up call, I cancelled and regret signing up in the first place. They should refund my premiums based on their claims of coverage which I actually didn't have, according to their rules.
  • INSURER: Nationwide
  • POSTED: 04/22/2016
  • BY: JSF
  • BREED: Golden Retriever
  • AGE OF PET: 7 - 10

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5

out of 5

Sign up today!

I've used Embrace for years now and love it. I have 3 pugs, 2 with chronic illnesses and having insurance is a lifesaver. The staff is always helpful and reimbursement is very fast. Would strongly recommend signing your pet(s) up with Embrace.
  • INSURER: Embrace
  • POSTED: 04/22/2016
  • BY: Sandy
  • BREED: Pug
  • AGE OF PET: 7 - 10

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5

out of 5

Best Customer Service

Healthy paws has helped me get back both my claims within 3-4 days. The check was at my door step a week within submitting the claim. I had a concern once and was able to speak to an actual representative within a minute or so. Couldn't ask more from an insurance company.
  • INSURER: Healthy Paws
  • POSTED: 04/22/2016
  • BY: Bethany
  • BREED: Basenji
  • AGE OF PET: 0 - 3

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3

out of 5

claim mistakes

mistakes : Embrace claim staff attempted contacting wrong vet service, required med history already on file, closed claim for no response from wrong vet service, etc., etc., But , after calling 3 times, the claims manager was able to straighten things out, very frustrating time for me. I would like to add the 1st wellness claim I submitted before this claim was handled without a hitch and done in a very timely manner, just wish this more recent claim could have been handled better.
  • INSURER: Embrace
  • POSTED: 04/21/2016
  • BY: Daryl
  • BREED: Chihuahua
  • AGE OF PET: 7 - 10

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5

out of 5

Worth the wait

Despite the time it took (just shy of 3 weeks) to get the reimbursement, I am so impressed with PetsBest Insurance! It is so comforting knowing the bill I paid up front wasn't near the amount I'd end up paying in the end. They stand by their word. They covered everything after the deductible and my percentage had been met. The bill was 461 and I received 316 back. I am so grateful there are honest companies out there willing to help me with my unhealthy little one. I give this company 5 stars!!
  • INSURER: Pets Best
  • POSTED: 04/21/2016
  • BY: Karly
  • BREED: Chihuahua
  • AGE OF PET: 7 - 10

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5

out of 5

What a relief!

I've been with Trupanion for 9 years (was called Vet Insurance before.) I've attained coverage for my dog ever since I adopted her, when she was only 3 months old. Been paying premiums her entire lifetime so far. Suddenly, her thorax (chest) and neck have been swelling up, not wanting to take long walks, panting more often during the short walks. Took her to the vet, and sure enough, she has a benign tumour in both these areas. Panicking, crying, and worried, I had absolutely no clue how to even start the whole insurance thing. I called them and said all this too. They were extremely supportive, giving me easy instructions on what to do next. They emailed me to give me the same instructions on the phone, to put in writing, as my mind was frantically worried over my dog. Out of the total cost of $1055.15, we received $755.91 back from Trupanion. As my dog needed surgery for tumor removal, this was %90 covered. It is very clear in the policy that anesthesia, preanesthetic bloodwork, or fluids are not covered. At the same time, dental care needed to be done, and this too, is a policy exclusion (i.e. there's no coverage for dental care and prevention/prophylaxis.) Just as we humans don't have coverage for preventive care (e.g. multi-vitamins, echinacea, Boost/Ensure, etc.), I totally get it with the policy exclusion on preventive/prophylactic care. My claim took 2-3 weeks. So I'm very content. Way faster that any Canadian waiting for their Medical-EI benefits. For those who mention that it takes an excruciating long time to have their claim approved, I advise to speak to your vet/clinic. Sometimes, the vet is extremely busy that they haven't sent all the reports that Trupanion is asking for, that you might need to verify with your vet/clinic that every single form has been submitted from their behalf. I've asked Trupanion what exact papers (word-for-word) is needed from my Vet, and even though Trupanion calls and emails my vet, I still go see my Vet in person, to ensure that me *and* the clinic are doing our part in submitting every piece of paper that Trupanion is asking for. In short, verify and clarify with your vet/clinic that they've sent *everything* that Trupanion is requesting. By the way, when I called Trupanion upon receiving the diagnosis for the first time, I was still at the clinic. Trupanion was requesting an estimate from my clinic. I sent it through my smart phone while I was still in the clinic. Unfortunately, the estimate was handw
  • INSURER: Trupanion Canada
  • POSTED: 04/20/2016
  • BY: Donna
  • BREED: Shih Tzu
  • AGE OF PET: Over 11 years

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