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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

9

out of 10

Friendly and expedient claim

Trupanion staff were very friendly and helpful when dealing with my claim. Didn't take long to approve. They were also thorough in the back checks to verify my cats data.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: American Shorthair
  • AGE OF PET: 1 - 8

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10

out of 10

It's all the little things that add up.

Speaking from experience, do not purchase pet insurance just for coverage of a major accidents. This was the original reason we took out pet insurance for our dog. It has turnied out to be one of the best decisions we ever made due to the fact that our dog has had so many minor problems that have worsened to major ones. It started out with an infection of his paw and escalated into an infection throughout his whole body. Our insurance with ASPCA has been with us through it all and continues to support us with its financial support of getting our dog well. It will definitely be the insurance we purchace in the years to come. Thank you! Bob and Julie Birch
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Great Dane
  • AGE OF PET: 1 - 8

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2

out of 10

ASPCA insurance does not provide stated coverage.

I had this insurance for three years with no claims, but when my dog developed unresolved diarrhea, weight loss and anxiety I had my vet examine her. He diagnosed colitis and prescribed an oral paste for the diarrhea, anxiety meds to calm her from the cramping and diarrhea, and a prescription probiotic food additive to allow her gut to absorb her food. The prescription dog food was expensive, but I did accept that as my expense to help her calm her gi system down-- but the insurance would not pay for the paste for diarrhea (really???) or for the anxiety prescription (did the colitis cause the anxiety, or vice-versa?), nor did they pay for the prescribed probiotic needed to help her gut calm down and absorb the food. This is not something I can buy over-the-counter, it was a prescription by her vet. I trust that my vet has the medical training to know what was needed, and she has resolved the episode of diarrhea. I cancelled my subscription to this non-insurance-I'm better off to put that monthly fee aside each month and pay for veterinary bills on my own.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Bulldog
  • AGE OF PET: 1 - 8

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10

out of 10

ACL Follow up

My Girl had her ACL done about 6 weeks ago now and recently had to return for her reevaluation which included anesthesia and X-Rays. Emabrace processed and paid the claim quickly.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Newfoundland
  • AGE OF PET: 1 - 8

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10

out of 10

Healthy Paws saved our little Dogs future

I am so happy we chose Healthy Paws for our pet insurance of our little Dog Dudley. He is more than a dog to us he is part of our family. For this reason after adopting him the first thing we did was get Healthy Paws insurance. Since the start of 2014 Dudley ate something and got sick so we had to take him into our vet. I was impressed Healthy Paws processed our claim and we got a check in a week. Just recently Dudley had a problem with his Patella. It kept coming out and was very painful for the little guy. At one point it came out 4 times in a day and was taking longer to go back in. Talking with our Vet he mentioned that he could do the surgery. I really wanted a specialist and he refereed us to a Orthopedic surgeon who specializes in repairing Luxating Patella. I was a little concerned about the cost and if Healthy Paws would allow us to have a specialist do the surgery instead of our local vet. I called them up and they said we can go to the specialist and that we not need any referral. That really made me feel good to know we were in control of our dogs health care. I wish my health care insurance was a good as my dogs... It has been almost three weeks since Dudley had the surgery and he is doing well and on his way to recovery. We are so happy with Healthy Paws. I submitted the claim on Monday and had the refund check in the mail Saturday. If you are looking for Pet Insurance choose Healthy Paws you won't be disappointed. I normally don't write review
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Trupanion, THANK YOU

I will be more than happy to write up this review giving a "10+" rating to Trupanion Pet Insurance and their caring and prompt service. Our family adopted our American Pit Bull Terrier, Ke'ala from a high-kill shelter in Southern California last August, 2013. She was 14 weeks old and just fit into our family very well. She came to us with numerous "Cooties" from the shelter such as worms and other intestinal maladies, but with the great care from our fantastic vets at Rolling Hills Animal Hospital in San Pedro, CA, she grew up into a beautiful animal. She turned 1 on 6/8/14, and a week later, things took a strange turn. She started limping, and when we took her to our vet, she was x-rayed and diagnosed with severe hip dysplasia. The x-rays also revealed a wedging of her spinal bones which was very concerning to our vet. Within 24 hours, Ke'ala was lame (she could not walk more than 3 steps without collapsing) with signs of neurological symptoms of lack of sensation /pain response in her back legs. We took her to a speciality hospital which evaluated her right away. They were great. But TRUPANION was just awesome. Their critical "pre-authorization" process got her the care she needed right away along with the security that we would not have to worry with covering this payment. Not only did they cover her neuro work-up, but again due to the critical pre-authorization process, they covered her 1st of 4 proposed surgeries that allow her to walk again. TRUPANION IS A GOD S
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Pit Bull
  • AGE OF PET: 1 - 8

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10

out of 10

Awesome !

I have two of my dogs insured with Trupanion and have been very happy ! Jesse came to us as a pup, she was spayed at approximately 6 months old. Did you know that 1 out of 250 dogs will develop incontinence after being spayed or neutered ? I didn't !!! Well my poor Jesse was that one. Trupanion was there for us ! No questions asked ! Every couple of months I get her meds (that she has to take twice a day) I submit the receipt and its reimbursed ! Trupanion is awesome ! Reimbursements are quick, response time on my submission is super fast and their customer service is top notch ! This is one decision I made that I am very thankful for ! Thank you Trupanion !
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: 1 - 8

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10

out of 10

100% Satisfaction!

Our cat became ill in undet a year's time of having Trupanion Insurance. They couldn't have made it easier for us. The vet submitted the invoices, we received confirmation of same and then a followup within a day or so informing us of the alloted coverage. Then the check followed shortly in the mail. Our cat is doing great and we have not been financially devastated. We highly recommend Trupanion! It has been well worth it!
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Over 8 years

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10

out of 10

dependable and efficient

We have had two emergency situations with our retriever. Hartville followed through on both claims. We received reimbursement quickly with very little effort. I would recommend Hartville Pet Insurance to everyone!!!
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Golden Retriever
  • AGE OF PET: 1 - 8

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10

out of 10

Fantastic, Up-Front, Relaible Coverage!!

I have had Embrace Pet Insurance for over 4 years now. I am very impressed with the high degree of professionalism and worry-free claim processing and the reimbursements that I have received, consistently, from this company. This pet insurance has made it possible for me to meet my dog's extensive medical needs.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Shar-pei
  • AGE OF PET: 1 - 8

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