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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Excellent Service by friendly professionals

When our little doxie had to have a hemi-lamenectomy, we were all so upset. But we did not have to worry about the bills. We were reimbursed quickly by Pets Best and it took away some of the worry we were experiencing. I highly recommended Pets Best as they have hired quality employees who provide quality service with care.
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Dachshund
  • AGE OF PET: 1 - 8

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1

out of 10

Prepare to be gouged

They will do everything in their power to not pay. Apparently a 2 year old dog has a history of osteoarthritis. All their proof comes from treatments that occurred AFTER we started the insurance plan. We tried some chiropractic treatments which I paid out of pocket rather than get the rider in order to reduce some stiffness in her shoulder. The only way to challenge a claim is for your vet to write a clarification letter. My vet doesn't feel comfortable writing such a letter as she has endured harassing calls from insurance companies when she has done it, including Trupanion apparently and has her business to consider.I believe it. When I called to get clarification on what would be covered they tried to use fear to keep me from cancelling.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Happy with embrace pet insurance

My sweet golden has arthritis and gets scheduled adequan injections. The claims i submit for these are always paid by embrace quickly. And efficiently. And abbey feels like a new dog!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Golden Retriever
  • AGE OF PET: 1 - 8

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8

out of 10

Glad We Chose Embrace

I was skeptical on purchasing any type of pet insurance but owning Golden Retrievers, having our last precious one pass from cancer, I began looking for a reputable company we could trust in case we were 'there' again. I'm so glad we did and glad we chose Embrace after researching many options. Our first covered claim for illness was an oral mass. We were deeply concerned to see this growth in our 5 yr old furbaby's mouth appear but her amazing vet took great care of her we are thankful to God this growth was benign. Receiving claim payment (after the deductible) certainly helped with the total out of pocket costs. Libby did not have any non-wellness claims the first year with Embrace so when she needed surgery to remove this mass, we were able to have a discounted deductible too (credit for no illness claims until our second policy year). The staff at Embrace have been very professional, quick to respond and very helpful. I would have rated the overall higher but this claim was marked complete in error before it was processed for payment, however, once I brought that to the claims department's attention, it was immediately responded to and the claim was processed with payment in just a few short days. Mistakes do happen but what impressed me most was how it was immediately handled and expedited to a manager (without me asking for that). Because of this as well, I am impressed with their service; enough to continue to carry the insurance with Embrace for our furry girl.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Golden Retriever
  • AGE OF PET: 1 - 8

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1

out of 10

Claim Denied

Was denied coverage for an allergy test for my dog. They considered it a skin condition which was an exclusion on my policy. I was told otherwise when i signed up, but the exclusion was listed in fine print on my policy. If you are insured with Petsecure, make sure you check the fine print. They had no willingness to cover any of my claim, so in order to cover the $500 vet bill, cuts needed to be made. Sadly, Petsecure was at the top of my list.
  • INSURER: Petsecure
  • POSTED: 08/29/2017
  • BY:
  • BREED: Havanese
  • AGE OF PET: 1 - 8

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8

out of 10

First time to use this insurance.

We have a puppy, at the time 8 months old, and she tries to get into everything and "taste" everything, to put it mildly. One day, we noticed she was sluggish, and had diarrhea that was reddish in color and took her to the vet. After some medication and special food that we could only get as a prescription from the vet, she recovered in about a week. The bill came to about $460 and after the $100 deductible and the 90% coverage, we received a check for about $265. We were surprised that the food was not covered because it was not available to us except as a prescription item. I would have thought that it would be covered, but they said it was not. Very disappointed in that. But other than that, they seemed to honor everything that was explained to us in the policy, as best as we could recall.We had reviewed several policies with other companies literature on their pet coverage, but we thought this one included the best coverage, so we purchased it, and so far, we still feel this way. Thank you. John & Sue Beattie from Bellingham, MA
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Bichon Frise
  • AGE OF PET: Under a year

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10

out of 10

Overall very good

Very quick payment and updated emails. 90% payment as stated. Disappointed to learn that the deductible has to be paid per condition.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: French Bulldog
  • AGE OF PET: Under a year

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10

out of 10

Better than the rest!

I have had Trupanion for many years for my two cats. You think that you would never need it but after a month of being enrolled in Trupanion Insurance, one of my cats had a seizure. Knowing that she was covered, I was able to tell the Vet to do all necessary tests with piece of mind that I would be reimbursed for covered expenses. I wouldn't have had that choice had I not chose Trupanion. Over the past few years, with ongoing treatment for my cat's seizure disorder including medication, covered expenses have been reimbursed within no time. It usually only took 2 days!! Thank goodness for Trupanion!
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: American Shorthair
  • AGE OF PET: 1 - 8

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10

out of 10

This is a no brainer - get this insurance!

First of all, I never write reviews, but this company is so good, I had to. This is the best company around. Submitting a claim is incredibly easy - just upload the vet paperwork right on the website and about a week later you get a check in the mail. I've submitted 4 claims since I got the insurance, and every time the reimbursement has come through quick and easy, absolutely no problems. Get this insurance.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

ASPCA is the best thing I ever spent my money on.

I'm so thankful that I took out insurance on my dog. I wouldn't be able to keep my dog with out the insurance I have my dog for almost 2yrs and my vet bills would have been over $3000.00 but with the insurance I've paid less then $1000.00 I have told everyone I know that they should get ASPCA Insurance.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Chihuahua
  • AGE OF PET: 1 - 8

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