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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Best pet insurance company

My 10 month old newfie puppy has had to have multiple surgeries for hydronephrosis, hydroureter plus FCP of both elbows. Embrace covered everything, reimbursing me quickly. They even took the time to check up on my puppy to make sure he was doing OK. Great customer service!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Newfoundland
  • AGE OF PET: Under a year

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10

out of 10

Very happy that I chose Embrace Insurance

I started by insuring a dog I adopted from rescue, followed by my cat, and will now be adding yet another newly rescued dog to the policy. I have thus far only used the Wellness Plan reimbursement but I've been grateful for the help with budgeting for regular care. I appreciate the piece of mind in knowing that when my pets need care for accident or illness, they will be covered. The customer service has been great. When I encountered one problem, the employees were diligent about getting things resolved and keeping me in the loop.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Boxer
  • AGE OF PET: 1 - 8

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10

out of 10

Trupanion emergency insurance saved our Cleo

Our 8-year-old Saluki mix was hit and pinned under a car, resulting in internal injuries, numerous cuts and abrasions and a huge area of burned skin on her side. We rushed her to our emergency veterinarian, where she underwent a splenectomy, transfusion and other procedures to stabilize her. After two days she was transferred to the ICU of the veterinary hospital of the University of Pennsylvania for intensive treatment, a process which is still ongoing after more than a month. We were covered by Trupanion insurance, which reimburses 90% of costs for emergencies. They have been completely supportive in covering all claims to date, promptly and without question. We truly owe our dog's life to them, because without their support we would have had no choice but to euthanize her. I have recommended this company to many friends, who have had similar experiences with them.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Fast payment and great email updates

Wonderful customer service via email. They follow through every step of the process. Happy with this company. We have been customers for several years
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: 1 - 8

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9

out of 10

So thankful that Embrace helped with my huge bill

The claim was handled promptly and my experience with them was terrific and provided me with great relief when my puppy needed emergency surgery after swallowing a large chunk of tennis ball that blocked his small intestine.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Siberian Husky
  • AGE OF PET: Under a year

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1

out of 10

Most horrible customer service experience of my li

WHAT A FRAUD! We signed our rescue puppy up a few months after we got him, just in case, and are currently in the process of being scammed by this company. He was always our accident prone pup, with access to woods, so we wanted to make sure he was covered if anything ever happened. A few months before we even signed him up he had gotten in to something in the woods that made him very sick and had to be rushed to the emergency vet for fluids. Thus the reason for the insurance sign up in July. In early September or puppy wad diagnosed with epilepsy and I remember feeling this huge sense of relief having this insurance.....even lucky that we had signed him up and he was past the activation date before his diagnosis. The first claim I submitted was for his visit to the specialist which was denied because they do not cover office visits.....fine. The second, and last claim, I submitted was for his medication which I knew was supposed to be covered. Once this claim was submitted and I provided his medical records, they proceded to use any vet visit he ever had as evidence of his epilepsy, even the instance in which it is clearly noted by our vet that he got into something poisonous. When contacting the company all they had were drones answering the phones that just kept repeating "well, our policy..." but could not answer how he can have a pre existing condition when he wasn't diagnosed with any condition until September? Or why we would go through a rigorous and expensive testing if they already knew what it was? If the doctor didn't know what it was and had to refer us to a specialist, what makes the employees at healthy paws more qualified? The best part is that they denied refunding me in full because I had submitted claims....THAT WERE BOTH DENIED! If we weren't saddled with the cost of treating our epileptic dog, I would seriously consider seeking legal counsel to go over the policy and actions taken by healthy paws because there is something seriously wrong here and now that we have a diagnosis from the neurologist, he will never be eligible for insurance again. Thanks for screwing us in the short and long term healthy paws!
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Akita
  • AGE OF PET: Under a year

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10

out of 10

Great Insurance -- It just doesn't get any better!

We have our 3 dogs insured with Healthy Paws. Their service is absolutely FANTASTIC!! We have seen claims processed in 1 DAY!! They always follow up with an email a few days after the claim asking how our pets are doing. Anyone who has insurance with another company needs to check Healthy Paws out. You will save so much more on vet costs. They calculate the claim using the actual vet charge. Other insurance companies calculate the claim on what they think you should have been charged for the procedure. We are 101% SATISFIED!!!
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Bichon Frise
  • AGE OF PET: Over 8 years

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10

out of 10

Great Insurance

Great Insurance. I have Pets Best for years. Had a claim submitted for one of my cat, and got approved and received the money with few days. I just had another cat in ER few weeks ago. Got my money within a week. Having Pet Insurance is great, so you never had to make the decision on putting your lovely pet down or spending thousand at animal hospital. I would just give the best to my pets. I would totally recommend this Pets Best to pet owners.
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Best insurance for pets!

Trupanion makes it so easy to care for your pet. We were so upset when our Bernese Mountain Dog swallowed a whole Skewer of meat. Trumpanion put us right at ease making everything so easy so we could concentrate on our dog's recovery. Since we had paid 2,500 we thought we would see half of that but they reimbursed us 2,100. They are the best ever. The even even called to see how he was. They are truly amazing. I would highly recommend.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Bernese Mountain Dog
  • AGE OF PET: Under a year

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10

out of 10

Quick service on my claim

I submitted a claim for my dog Max when the vet found a lump on his leg and had to remove it and test it to determine whether it was cancerous. I submitted the claim shortly after the visit and received notice within less than a week of the amount that was covered by my policy. I was really surprised by the fast response. I also liked the fact that they followed up to see how Max was doing. It made me feel like I was dealing less with an insurance company and more with a company that really cared about my pet.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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