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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

5

out of 10

Be Prepared for Huge Rate Increases

Great insurance, but they rope you in...Once you are a long time customer and they know you now have "pre existing conditions" they raise your rates so that the policy is unaffordable to maintain!! I just received a annual rate increase for my 7 year old Boston Terrier from $58.76 per month to $84.90 per month...WHAT???? That is more than 40% increase!!! More than human insurance increases!!! I am better off depositing the $60 per month in a separate account for future medical expenses...Buyer Beware!! Not very honorable business if you ask me!! Be prepared for huge rate increases each year until you just can't afford this insurance anymore!!
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Boston Terrier
  • AGE OF PET: 1 - 8

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10

out of 10

Relief in a time of sadness

When my partner and I adopted a little kitten that we would later name Charles, he was a rescue, but was given a clean bill of health with no apparent pre-existing medical conditions. Three weeks ago, he broke his arms and we opted to have him undergo surgery, the best but, admittedly, the most expensive option. It was only an option because we had insured Charles with Pets Plus Us. Unfortunately, two weeks into his recovery, he broke a third limb. This incident we did witness, and we were able to see that this break was due to a fall from a very low height. For that reason, our vet actually advised that he was quite possibly suffering from a rare bone disorder. A full diagnosis would have been near impossible (they have to go down to the DNA level for that), but we regardless decided that we should probably let Charlie go, to avoid the risk of having him go through any more suffering. It’s ultimately a really sad story, but Pets Plus Us did make this whole thing a lot more bearable, and at the very least, it gave us two more weeks with our cat. It was an awfully big payout for a policy we only held for maybe three months. I'm obviously now a huge advocate for pet insurance. We'll be signing up with Pets Plus Us again when we get our next cat.
  • INSURER: Pets Plus Us
  • POSTED: 08/29/2017
  • BY:
  • BREED: Tabby
  • AGE OF PET: Under a year

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9

out of 10

The best pet insurance we've found

We have two dogs and both had claims a few weeks apart.The first one took a little time, but the reimbursement was made to our satisfaction. The second is taking a little time as well, but when I call, a representative explains what is happening and is very helpful. This is a great company.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Tibetan Terrier
  • AGE OF PET: 1 - 8

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10

out of 10

Fast response and the claim was approved!

I'm a happy customer of trupanion. They have been so quick to respond to my claims and I typically get compensated just as quickly. I also appreciate the follow-up letters inquiring if my pup is doing well.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: English Bulldog
  • AGE OF PET: Under a year

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10

out of 10

Get Peace of Mind with Healthy Paws

I debated on getting pet insurance when I first got my dog, but it was the smartest, best decision I've ever made. You just never know when something is going to happen. With my puppy, it turned out he had a genetic disorder called luxating patella which he needed major surgery on both back legs. Healthy Paws was so quick to send the claim check! I was so worried because the vet said that a lot of insurance companies will find ways out of covering this surgery, and I was so relieved when it was so easy!! Healthy Paws is the way to go!! I can't express how amazing this insurance is. This very week I just had the most horrible week, because my puppy got sick and the doctors could not figure out what was wrong. He had x-rays, surgery, biopsies, ER visits, an insane amount of meds and the only peace of mind I had the whole time was knowing that I had Healthy Paws, and they are covering 90% of all his x-rays, surgery, meds, and various procedures. For a week straight my dog was not eating, not getting better and no one knew why...I can't imagine what a massive train wreck I would've been without Healthy Paws. One of the best decisions I made and will continue to make for his entire life! Worth it, so very very worth it!
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Boxer
  • AGE OF PET: Under a year

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9

out of 10

Reliable Insurance

We have been using Trupanion for several years for our two English Bulldogs. After Princess developed seizures we had to begin the claims process and to our surprise, Trupanion was very easy to work with and very clear in their communication. All of the eligible claims have been covered as stated in the policy and payments mailed promptly. Their customer service and claims process is very efficient. I also appreciate that the claims can be submitted a variety of ways (snail mail, email or fax). I would absolutely recommend Trupanion.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: English Bulldog
  • AGE OF PET: 1 - 8

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10

out of 10

Prompt reimbrusment

Pets Best is great insurance. I have used them for 3 1/2 yrs on my English Bull Terriers. Their customer service is good. Filing claims is easy and my reimbursement by direct deposit into my checking account is quick. Thanks
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Bull Terrier
  • AGE OF PET: 1 - 8

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10

out of 10

Pets Best is Owners Saviour

Every claim I have submitted has been reviewed and paid expeditiously. Having an English Bulldog, I felt insurance was warranted and needed. They provide different policy options and based on the one I chose, all was reimbursed in accordance with my plan and without incident. All too often, one feels that one can be "insurance poor" and I gambled on my intuition to put Murphy on a policy and I have no regrets. Without Pets Best my credit card would have a much higher balance and Murphy was able to recoup his higher quality of life with less pain and suffering. Thank you Pets Best, for being there.
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: English Bulldog
  • AGE OF PET: Under a year

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10

out of 10

Best move I made.

Our 2 Lab sisters are a year and a half now an I couldn't be happier with the way Embrace has taken care of us.Our black lab has ad a bevy of issues mostly allergies and Embrace is right there. They answer the phone promptly and respond on email questions promptly. I tell everyone in vets offices about Embrace.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: 1 - 8

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9

out of 10

You can count on TruPanion. They care.

My dogs have been insured with TruPanion since I got them. I have a French bulldog who has brachycephalic syndrome, and has had two surgical procedures. I don't know what I would have done without TP. It's bad enough to be worried frantic about your dog, without not being able to pay for their care. They are prompt and courteous and show a genuine concern about the pets.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: French Bulldog
  • AGE OF PET: 1 - 8

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