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I am a new customer to Embrace. Part of my coverage includes the wellness policy which I immediately used for one of my dogs - Psych. He needed to get a dental and the wellness program resulted in the entire procedure being covered. More importantly, I submitted the wellness claim on Sunday night; Monday I received notification that it had been received and Tuesday morning I received notice it was approved and a check had been cut! Now that's fast! I wish my own insurance worked so quickly!. I am extremely happy with the insurance coverage and am glad I selected embrace - I even told my vet so they could spread the word to other clients!

They did exactly as promised. We spent ~9000 for our older dog who developed ITP and was in the emergency care. I submitted the claims and I got the 80% back: no mess, no fuss. Thanks, Embrace. Jugnu is a happy old dog.

Embrace has paid for itself every year for us. I feel like you cannot be a responsible pet owner without some type of pet insurance. After much research, we decided to go with Embrace and there have been no regrets since. Reimbursement checks are always quickly received and claims are super easy to submit (fax, mail, email). I definitely recommend to everyone with a pet whether it's a baby or adult.

My dog had two surgeries in less than four months, Healthy Paws approved the claim for the last surgery in less than five hours of receiving my claim. I have received a check for $5,152. for one surgery and have been approved for $4,666. I am very happy with Healthy Paws they have great customer service!Linda

I have called Embrace on different occasions and have found them to be very kind, understanding and willing to go to the extreme to help in anyway they can.

If you are thinking about Pet insurance, Definitely get it and get it through ASPCA, they have been excellent! No issues with claims at all.

Having had other pet insurance (VPI) it is night and day the difference between them. Healthy is SO EASY, so quick, and really pays for what they say they pay for. All different than my previous experiences. My dog recently had a major issue and I didn't hesitate to tell the doc to take the most conservative measures, which included hospitalization for three nights because I did not have to account for the financial aspect. A $2200 event cost me under $300. Can't say enough good things! And anytime I've called customer service I also had a great experience. I promise I'm not a paid reviewer -- I almost never review things -- but totally recommend Healthy Paws.

I have rescued two dogs and have been most appreciate of ASPCA insurance. The cost has been very reasonable, and the personnel is very caring and easy to talk to.

Since June we continue to endure diagnostics and physical therapy in a effort to discover cause, diagnosis, and treatment to avoid expensive painful surgery. Embrace has been faithfully supportive during this frustrating period. The dictionary fails to provide adequate superlatives.

My husband says we have a "million dollar dobie", and he's right. Embrace has reimbursed us for:1- arthroscopic shoulder surgery,2- extensive post-op physical therapy, 3-emergency, life saving surgery for GDV (bloat), 4-physical therapy and veterinary chiropractic care for Wobblers. So our beautiful 7 year old doberman is fine.