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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Life-Saver for your pet

Trupanion pet insurance has been a literal life-saver for my girl Isabella. She had to have both knees reconstructed in 2014 and had some complications. Trupanion came through with all the coverage promised and made it possible for my girl to have a good quality of life. They continue to cover her pain management at 90% with no lifetime cap of costs. WONDERFUL company.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Rottweiler
  • AGE OF PET: 1 - 8

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10

out of 10

Reimbursement came quickly and process was easy.

You never know until you need to file a claim if it will be easy and reimbursement will be made. When our dog needed hip surgery, we received 90% of the $3,000. claim as promised. Everyone who answered the phone at Trupanion was helpful and the claim was quickly processed.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Pyrenean Mountain Dog
  • AGE OF PET: 1 - 8

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10

out of 10

Pet Security

Knowing that when my pet needed help, Pet First was there to keep her secure and healthy. They were always fair and affordable. I would never have a pet without Pet First.
  • INSURER: PetFirst
  • POSTED: 08/29/2017
  • BY:
  • BREED: Lhasa Apso
  • AGE OF PET: Over 8 years

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2

out of 10

poor customer service and long response time

I submitted a claim a month ago and I am still waiting for a determination if the claim will be accepted and a reimbursement. When I originally enrolled, I provided all the medical history I had from the adoption agency and my first vet visit, however when I needed to file my first claim, Embrace claimed they needed to request the medical history from my vet for three and a half weeks now. My claim was for an injury related to a fall, so I don't know how a medical history would have any impact on that claim. Not like there is a preexisting condition possibility. The customer service reps I have dealt with via email and phone calls have not been helpful and have blamed my vet. I've had other claims for my other dog that went very smoothly, and I have even recommended Embrace to other people, so I'm not sure if there was a recent change at Embrace but I am not happy. If I had this experience first I would have cancelled the insurance and not insured another dog.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Papillon
  • AGE OF PET: 1 - 8

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10

out of 10

Fantastic

Trupanion has been a saving grace for both me and my dog(Lobo).Lobo was diagnosed with epilepsy about 9 months ago, at the age of two. Having Trupanion has made it financially affordable to continue to give Lobo the lifestyle he deserves, as epilepsy will always be a part of his journey in life.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Siberian Husky
  • AGE OF PET: Under a year

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10

out of 10

Gratitude

Gratitude I am a first time dog owner. My small mixed lap dog had dental issues. His baby teeth did not fall out and they had to be extracted. Trupanion made my day. The process of filing the insurance validated my belief that Trupanion is the best solution for my piece of mind. Thanks Trupanion, Ian
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Under a year

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10

out of 10

Solid Company

I am always impressed how quickly they settle the claims. Superfast, often times in one day! They are honest and straightforward. I would not go anywhere else.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Greyhound
  • AGE OF PET: 1 - 8

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10

out of 10

The best decision I ever made regarding my pet!

My dog Bocce is the love of my life, but if it weren't for ASPCA Pet Insurance, I don't know if would have been able to afford his medical costs. He is a six-year old bullmastiff, who has chronic issues (severe allergies, IBD, ear infections) and recently had to have a small mass removed that turned out to be malignant. Due to his size, even a small surgery or testing procedure where he must be sedated is costly. ASPCA pet insurance helps immensely with the costs, they actually care about the pet. I receive a phone call within a day or two of them receiving the claim to check on my pet. They are amazing! I volunteer for Bullmastiff Rescueers Inc and I recommend ASPCA Pet Insurance to everyone who adopts. Thank you ASPCA!
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Bullmastiff
  • AGE OF PET: 1 - 8

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10

out of 10

Embrace-A BIG hug of insurance for your 'babies'!

When I hear the word 'insurance', my eyes glaze over, I get nauseous, dread future billing 'issues' and ultimately put my fingers in my ears and say, 'lalalalala-I can't hear you!'. Thank the heavens that this old dog CAN learn new tricks because Embrace changed all that for me. Their prices are competitive, their coverage is amazing, their reimbursement is quick and painless and their guest service far exceeds all expectations. They have provided constant security for myself and my cats' health(Alex and Runtly). I only have one complaint: neither of my babies has been awarded 'Pet of the Month' . Hmmmmm-I'm not sure why. One of these days it will happen. I guess I should consider submitting them; this may just be the crucial step I've forgotten.A lighthearted joke in a health insurance review? You KNOW Embrace must be incredible(they are!). Thank you! We all appreciate it....well except for the little one who the vet just put on a diet :(
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Russian Blue
  • AGE OF PET: 1 - 8

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10

out of 10

VERY happy with Embrace

My Shih Tzu is 9 months old and I purchased Embrace insurance before I picked her up as a puppy. I spent a lot of time researching the different pet insurance options and reading reviews. While there are a few companies that look to be pretty highly rated overall, I selected Embrace – and I have been very happy. I decided to include a wellness plan as part of my illness plan since a pup’s first year of life has a lot of wellness visits, and the discount from these costs help offset the illness coverage. After each visit, I promptly received the wellness claim payment. Pup has been very healthy and, much to our surprise, tested for high liver enzymes when getting routine blood work for her spay surgery. We moved forward with recommended testing ($650) and a liver biopsy ($500). Since these were the first illness claims, I wasn’t sure how it would go. Embrace did not disappoint. Since I had already submitted her baseline medical records, the claims were reviewed and paid promptly (2 weeks). During these 2 weeks, I contacted customer support to ensure they had all the information they needed and the representative who took my call was very friendly, explained the “under review” process, and confirmed no action was needed by me. I highly recommend Embrace. It is insurance, you may need it, hopefully you will not. But if you do, it eases the financial burden an illness can create.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Shih Tzu
  • AGE OF PET: Under a year

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