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They really are the best. They have reasonable rates, filing a claim is easy, and they care. After my dog's surgery they reached out to see how he was doing. They pay claims in about 2 weeks. I've recommended them to all my friends and family with pets.

This is something they do not tell you when you buy pet INS. Z114 - This expense is denied because the diagnosis, medical management or surgical correction of a listed ineligible condition that occurs during the FIRST 12 calendar months of the policy is excluded from coverage.

Claims are handled immediately and are easily submitted and searchable on your account

We were so happy with Healthy Paws when our purebred yellow lab puppy was diagnosed with elbow dysplasia, requiring arthroscopic surgery on both elbows. He had been limping since he was 5 1/2 months. (Both parents had been OFA certified for hips and elbows so he was just very unlucky). The surgery revealed he had fragmented coronoid process on both elbows. The vets at Veterinary Specialty Hospital in San Diego took the best care of him, and having Healthy Paws Pet Insurance was a godsend. They processed our claim quickly and the follow up was terrific. Cannot say enough good things about our decision to get their insurance with this puppy, given this very unexpected health issue with our pup. He is recovering nicely and will hopefully have a more comfortable life ahead since we were able to do the surgery.

My dog Wallie ate some dry cat food and became extremely sick. He had blood in his stool and was vomiting. I took him directly to the local animal hospital, and after his treatment my total bill was around $1200.00 dollars. He is now doing great, but when the least expected happens it was a wonderful relief to know he had pet insurance through Embrace. I would highly recommend this insurance to anyone that is looking for good quality pet insurance.

I was away on holiday in Greece and found out that my cat Tommy had swallowed some wire string and needed emergency surgery. The surgery was successful and they got there in the nick of time. Luckily I had Healthy Paws pet insurance (the highest I could get). My bill was $4150 with $500 for a two night stay. Healthy Paws mailed me back a cheque for $3860 no questions asked. All I had to do was send them a copy of the invoice on their app. It was that simple!! Honestly, I am so very grateful for enrolling with this program while my cats are young. I never thought I would have to use it so soon. It gives me peace of mind. Thank you Healthy Paws!!

I brought our Frenchie Gronk, home when he was four months old. Knowing that Frenchies sometimes have health issues, I researched pet insurance companies for two months, settling on HealthyPaws due to the customer reviews and their ratings. Little did I know that five months later, he would have to have cherry eye, nares, and soft palate surgery done. All three were taken care of in one day, and his neuter was done along with them--to the tune of about $3,000. Not knowing what to expect as a first-time client, I submitted the claims and within 10 days, had the reimbursement for all of his care (less the neuter which I knew was not covered) and his after care drugs taken care of. The HP folks were wonderful and I have had to use them on an ongoing basks for allergies which he developed. If I had not had this coverage, I don't think I could have kept my boy. You always hope that you will not need the coverage, but are extremely grateful when you know it is there. I have continually recommended HP to everyone I know who has pets and who are adopting pets. You just never know. Oh and also....their customer service is the BEST. Whenever I have a question, I send along and email and it is often answered within two hours. You will never have that turnaround time with a human insurance company! They are the type of company that you wish you worked for! Thank you HP!

Trupanion has been excellent to work with in my time of need. My dog was hit by a car and they were very understanding and sympathetic during her recovery. Totally worth every penny spent.

Trupanion has been excellent to work with in my time of need. My dog was hit by a car and they were very understanding and sympathetic during her recovery. Totally worth every penny spent.

Submitted 2 claims and very pleased with the fast turn around in receiving my payment