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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Surprised and relieved

I have been very happy with Embrace. Often you don't expect that a new puppy will need vet care, but sometimes, as in my case, a diagnosis requires extensive testing which would have been unaffordable without insurance. So, I am both happy and relieved to have found Embrace, which I did not know about before my vet suggested it. This first puppy year w/ Embrace has been refreshingly surprising. The adjustments are exactly as promised and very quickly concluded. On the basis of my first year with them, I heartily recommend them over other companies I have used. The premiums are fair and the service is excellent and the team very helpful.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Irish Setter
  • AGE OF PET: Under a year

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10

out of 10

illness expense reimbursement

We just received another quick and extremely satisfactory no-hassle response from Pets Best for reimbursement of expenses incurred for treatment resulting from excessive calcium in our cat's system.
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: American Shorthair
  • AGE OF PET: Over 8 years

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9

out of 10

A great choice!!

After telling everyone that I was getting an English bulldog there was one thing that I kept hearing...buy insurance! It isn't a 'if it will happen' it is a 'when it will happen'. After 2 years, I can say that it was the best investment I made (aside from Magnus himself) :-) He did get mange when he was a couple of months old that they didn't cover, but otherwise, it has been absolutely fantastic! And had I read all of the information prior to buying it I would have seen that the demodex falls under a category they don't pay for. I love knowing that I will never have to choose between what is in his best interest and whether or not I can afford it. When we bring home our french bulldog puppy in the next couple of months I can tell you the one thing he will have immediately...VPI!!
  • INSURER: Nationwide
  • POSTED: 10/12/2017
  • BY:
  • BREED: English Bulldog
  • AGE OF PET: 1 - 8

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1

out of 10

Buyer Beware

I rescued an eight year old dog and wanted to buy pet insurance. I was told her age would not be a problem. This was obviously not the case. I paid for four months of insurance and when my new pet got sick they interrogated her past medical history and refused the claim. This cost me four months of insurance on top of the thousand dollars I spent on my dogs care. This company obviously is not a company that cares about an animals health
  • INSURER: PetFirst
  • POSTED: 08/29/2017
  • BY:
  • BREED: Yorkshire Terrier
  • AGE OF PET: 1 - 8

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10

out of 10

Absolutely beautiful!

I could not asked for a more speedy response. Wish all companies were as responsive. Thank you.
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Pomeranian
  • AGE OF PET: Under a year

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10

out of 10

Healthy Paws had our back when we needed it most!

I have had a Healthy Paws policy for both of my cats, Diva and Dweezil, since May 2014. Recently, Diva started coughing chronically and, one day, started to breathe through her mouth. Anyone who's owned by a cat knows that this is a serious emergency. An oxygen chamber, four IVs, two steroids, and one very stressful night later, Diva was out of the ICU and back home with me (and several bottles of medication). She is on the mend now, but as anyone who loves a cat will understand, this has been a harrowing, stressful, awful experience emotionally. On top of that, the veterinary bills, prescription costs, and emergency room visit would have been a horrible burden. But Healthy Paws greatly alleviated that stress: they processed most of my claims practically within hours of submission, kept me well-informed of the status of each, and promptly sent me reimbursement checks once I had met my deductible. They even sent me kind emails checking up on Diva's health. I feel like she and I both received the highest level of individualized attention. To me, it shows that the people at Healthy Paws truly care about cats and dogs and genuinely want to make their lives better. In Diva's case, they have certainly succeeded.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Domestic Shorthair
  • AGE OF PET: 1 - 8

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10

out of 10

they have nice customer service

they have nice customer services skills and they always ask me about my dog. They really care about your pet, and they process your claim fast too.
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Rottweiler
  • AGE OF PET: 1 - 8

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10

out of 10

Saved me a ton of money

I have a lovely young chow girl who had slipping kneecaps and moderate entropion, where the lower eyelids roll inward to scar the corneas. She also managed to stab her cornea with a tiny twig or rose thorn. Embrace has really come through for us. Hopefully from now on . . .her second birthday is in two weeks, she will be healthy. . . Except for the congenital cataract on the one eye! Embrace is worth every penny.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Chow Chow
  • AGE OF PET: 1 - 8

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9

out of 10

Pets are like people -- insurance coverage helps!

Embrace is a very caring and wonderful insurance company! Both my daughter and I have coverage through them for all our loving canine kids. Ours have been through different medical issues from ear infections and gastritis to cancerous growth removals and surgeries. Without the help of Embrace coverage we don't know how we could have been able to afford these bills! It was comforting to know we could give our girls the necessary medical treatment needed ,without hesitation, by having Embrace for assistance and still have our pets with us today and in good health and happy!! Soo rewarding! Just like us -- medical issues arise in life...unfortunately, so do they in our loving companions!! With the rising cost of veterinary bills , I would strongly encourage contacting Embrace!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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1

out of 10

zero coverage

I was unable to receive any coverage for my 6 month old puppy's skin condition. I paid over $1000 for 6 months of treatment, on top of paying their monthly coverage. I cancelled right away after rude and unhelpful calls with their service department. Would not recommend, seems they find a way out of reimbursement for illnesses their policies say they cover.
  • INSURER: Nationwide
  • POSTED: 10/12/2017
  • BY:
  • BREED: Pit Bull
  • AGE OF PET: Under a year

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