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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

So grateful for your well organized company.

Our rescue cat Toby was diagnosed with diabetes several months ago. We have not been able to stabilize his blood sugar. Trupanion has been amazing and so supportive, reimbursing the many hospital visits and blood testing costs so that we are able to continue to try to get control of this disease. Best decision we have ever made!
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Over 8 years

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10

out of 10

I'm so thankful I have Healthy Paws

I have pet insurance for 3 dogs and it costs about $120 a month. After the first month each dog had a reason for a big vet bill. I met the deductible for each dog and began getting reimbursements back without hassle and really fast. I love the app to file claims. I got this insurance just in time. One of my dogs wound up with a mast cell tumor and I wasn't afraid to get bloodwork, biopsies, ultrasounds, and X-rays knowing that I would be covered. About a month later the same dog tore her ACL and meniscus. She needed a $3,000 surgery and I was reimbursed 90% of that. I'm so thankful I have Healthy Paws. I'm sure I'll have plenty of claims in the future with 3 dogs getting older and I can rest easy knowing I can give them care.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Great Customer Service

Embrace is easy to use, features courteous and caring staff, and a personalized experience. I've found them to be far easier to deal with and a better value than VPI.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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8

out of 10

glad i have insurance

This is the first pet I've had (she's number 64) that has had major problems continuously. Bought insurance for her about 4 years ago with VPI and have been very satisfied with their service. The cost of the insurance has been made up by the coverage of the vet fees. For me, it's really peace of mind.
  • INSURER: Nationwide
  • POSTED: 10/12/2017
  • BY:
  • BREED: Maine Coon
  • AGE OF PET: Over 8 years

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10

out of 10

They might be great but don't expect it

Trupanion was represented to me as among the best for if I was ever in the need. Their price (I pay $50/mo for $150 deductible) was also among the highest. You get what you paid for right? A lot of people with serious conditions have been helped out greatly. Well they still may be very good- I don't really know. But after about 4 years of this almost double priced insurance, and no vet bills covered, I had a real need for help with my dog's lipoma and other worrisome growths surgery. Here's the kicker that got me: They considered their deductible "per condition" and not per year or per incident like you're used to with your auto insurance. After considering almost every incision in my dog a separate condition, they got me for the deductible times three! After the deductible was multiplied so many times, the payout was almost not worth driving to the bank. In their defense they said that a long term condition like diabetes would cost more in per year deductible than per condition- which is great news or whatever. I don't feed my dog supermarket corn and sugar so we're not really risking diet diseases. They were nice enough on the phone, but like many businesses are becoming nowadays, they had nobody who could help at all; no flexibility whatsoever to keep me as a customer. They charged the deductible enough times to negate the payout almost completely. The appeals process put the onus on me to convince my vet to write letters (for a failing cause). I'm sorry but I'm busy working to make the money to put in their pockets! I don't have time to go jump through hoops, especially on something that literally is their line of business, not mine. They could just go to my vet for the info they needed, because alas they are the ones who know what they need to know, not me. So it was a double whammy for me today... What else will they do? That's what I'm wondering! It's a pain that for such an expensive plan, I have to go through the contract again to find where they want to screw me. Usually paying more means less tricks to catch in the fine print. What a waste of $600/yr so far... Basically if nothing giant happens, Trupanion uses the multiple deductible trick to neutralize payouts. Not saying another company is better, just watch out and don't trust Trupanion's sales team- Read the fine print very carefully- it's where they make their money!
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Siberian Husky
  • AGE OF PET: Over 8 years

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10

out of 10

Fantastic Insurance Company!!

Trupanion was a free trial when we first got our puppy. She is a basset hound. Little did we know we would be needing to use this insurance as soon as we did. Sara had 8 extra teeth that needed to be removed to allow room for her regular teeth to grow in properly. Trupanion was there to pay for the special Vet Dentist to do the surgery. She also has stomach problems and we are constonatly putting her on medication for that and special food to try and figure out what is causing it. Again Trupanion was there to help us through this time. Sara is only 8 months old and if we had to pay for all the medical bills so far ourselves it would be close to $5000.00 but Trupanion has been by our side helping us and caring about Sara as much as us. I would recommend this insurance for any new pet owner. They are so fast at sending the reimbursement or paying the vet which ever the case may be.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Basset Hound
  • AGE OF PET: Under a year

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9

out of 10

Help when we needed it

Wolfie was adoped and then diagnosed with Lyhmes Disease. I was glad that we had elected to purchase pet insurance just incase. It helped with the expenses.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Dachshund
  • AGE OF PET: 1 - 8

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10

out of 10

Excellent

Great Service.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: 1 - 8

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10

out of 10

Excellent, straightforward service

About a year ago I learned about pet insurance, and after researching different companies I chose Healthy Paws; I was able to insure my 4 year old dog Kevin (180 lb mastiff/dane) at a very reasonable rate. After being a customer for a year or so, he developed a limp that persisted despite conservative treatment. He was found to have a completely torn CCL/ACL had TTA surgery. Healthy Paws covered the surgery as promised, and the process was extremely straightforward. Not so easy that it was weird: they asked for appropriate documentation but were OK with the fact that his vet in a different city had not retained his (paper) records from 4 years ago. But considering that this was a major surgery after being a customer for a relatively short time, I felt very lucky to be one of their customers. I can't imagine how one would do this better.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Great Dane
  • AGE OF PET: 1 - 8

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10

out of 10

Trupanion is fair and efficient

Lilly came into my life 13 months ago. As an avid walker I needed a dog that could cover a lot of ground. As soon as I laid eyes on Lilly I knew she was the one. I'm retired and hesitated to get a dog because I'm on a moderate fixed income and I know owning a dog these days can be very expensive. Lilly had been found by a gentleman who was physically unable to walk her and the lack of exercise for such a high energy girl was causing behavior problems and tension between her and her owner. Pretty much at the end of his rope, he graciously allowed me to have her. I decide that I needed to be sure that I could provide Lilly with quality care should she ever need it and made the decision to get insurance. My vet mentioned Trupanion and and I'm grateful that he did. I bought the policy within days and thought that should Lilly ever be injured or swallow some foreign object she could get the help she needed. Lilly thrived on a high quality diet and daily walks of four miles a day. After being with me for over a year she began to show signs of gastrointestinal distress. When it persisted for several days we went to the vet. Two visits (including an overnight stay)with an x-ray, sophisticated blood tests, medications, food additives to aid digestion, a specially prescribed dog food, and first rate care resulted in a diagnosis of the early stage of Addison's Disease and two bills totaling $1,887.00. The first visit included items that I knew were not covered such as the office visit charge, flea/tick/heart worm meds etc. I mailed the claim form and immediately received an email from Trupanion that it was being processed. Within days a check for $343.00 was issued to cover the eligible charges. I was impressed. The second claim was for $1184.00 and a check for $1,035.00 is on the way. I got the same speedy response from Trupanion and so I will be able to use the money to pay the credit card bill before the due date. I'm very happy with Trupanion. I have peace of mind that I can take care of Lilly. We caught this condition in its early stages before organ damage and having coverage contributed to that. The vet said that she will need cortisol supplements to maintain good health and that she should have a normal life span. Trupanion if fair and efficient. Singing up was a good decision. I bought it for peace of mind. Little did I know how soon it would need it. Lilly is doin
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Standard Poodle
  • AGE OF PET: 1 - 8

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