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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

+ if you start young good, otherwise not

So, it's a bit frustrating because we started out dog young on the plan and it turned out to be very helpful when we found out our dog has terrible environmental & food allergies, but the food allergies causes us to have to feed our dog prescription food that costs $87 a bag of dry and $78 for 24 cans. Trupanion was reimbursing us 50% when suddenly, 2 years in, they told us "OOPS! We made a mistake, we were only underwritten to reimburse you guys 50% of the food for 2 months, but we won't recollect back the money we saved you"... WHAT?!! :| Seriously? *sigh* Basically Now that we chose Trupanion as our provider for our then puppy, we will not find another insurance company that will cover our now dog for a good price, so, we're stuck with Trupanion or no coverage, which we can't do because of costs, which have gone up every year BTW, so, be prepared for that! Our little dog, was already an older dog when we signed him up and those monthly payments did nothing for us so we currently have gone down to the minimum of $1000 deductible for $35 a month premium. We're contemplating getting rid of that too, but we're afraid he'll get a tumor and then it will have all been for naught.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Poodle
  • AGE OF PET: Under a year

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10

out of 10

Pets Best is THE BEST

Pets Best is the best pet insurer on the market! Myself and my mom have used VPI before, and it does not come close to comparing to Pets Best.Pets Best does not nit-pick every line item on your invoice, they reimburse 80/20 or whatever you have, no hassle. They are FAST and they have never even asked me a question about my claims. They use common sense and compassion when dealing with claims on your beloved fur babes. I am so thankful for their hassle free approach and their speed. My mom is kind of locked into VPI due to preexisting conditions, and she hates it. She is very jealous of how easy my claims are with Pets Best. Neither one of us will ever use another insurer again.
  • INSURER: Pets Best
  • POSTED: 10/06/2017
  • BY:
  • BREED: Shiba Inu
  • AGE OF PET: Over 8 years

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10

out of 10

LIGHTING FAST REIMBURSEMENT

My puppy was very sick and the expenses were well over $1,000. I received my check within 7 days from the day I was at the vets. I was amazed at the quick turn around. I am now able to pay my credit card bill with my reimbursement check!
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Boston Terrier
  • AGE OF PET: Under a year

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10

out of 10

Worth It Pet Insurance

We decided to have both our rescue dogs insured under Healthy Paws based on the annual deductible, benefits and coverage they offer. Our older dog has been insured since 2011 while the younger dog since 2014. The application process was very straightforward. 2014 has been an "eventful" year for our older dog, Bradford. He was presenting unusual symptoms of incontinence and had undergone several diagnostic tests. Bradford was diagnosed with diabetes insipidus and is now on daily medication which can be quite expensive. Healthy Paws covered what was stated in our policy - $100.00 annual deductible and 90% reimbursements for diagnostics, treatments, medications, etc. except for exams/consultations. In addition, Bradford was hospitalized around Thanksgiving for an infection. We were so glad we had pet insurance to help with the vet expenses. It definitely says something when your vet tells you that we've become one of their "top clients" based on the frequency that we have taken Bradford to the vet. We were hoping that 2015 would be a better and more healthy year but on Bradford's birthday, we rushed him to the emergency clinic to undergo surgery for GDV. The cost of the surgery was over $6,000++. Having pet insurance has made it manageable and affordable for us to save Bradford from a life-threatening condition. As always, their claims process is very expedient and reimbursement checks are received in the mail within 10 business days. Healthy Paws has made it a very easy and worry-free experience for us to give our dogs the proper medical care. Definitely worth it!
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Basset Hound
  • AGE OF PET: 1 - 8

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10

out of 10

Excellent--WAY better than I expected...

My first experience with pet insurance, very expensive acute event. The vets offices and I submitted the forms on a Friday and the next Monday, the review was indicated to be in process on Tuesday, and was approved on Thursday and I had the check within 2-3 days. Amazing. Needed to call them a couple of times just with my own questions (not because of issues) and the phone was answered promptly, the folks on line had my case records available WHEN they picked up the phone, and were clear and knowledgeable from the start. I did not expect this from my knowledge of human insurance. Although when I was choosing insurances, my vet office said Trupanion was the most helpful and they felt the best coverage. With my dog's acute event, the specialists group that I needed to see said the same---the best coverage and easiest to work with, in their experience. This review is totally uninfluenced, and I am a very happy camper..!!!!
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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8

out of 10

Overall good experience

I'm thankful I have pet insurance. ASPCA has been responsive and helpful. Getting your claim back in the mail is a little slow but they have the option of directly depositing into your account if you want to take advantage of it. I have had very good service and overal satisfied.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Golden Retriever
  • AGE OF PET: Over 8 years

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10

out of 10

I chose Healthy Paws and never looked back.

When Wookie was very young I knew I never wanted to compromise his health because I couldn't afford the best treatments for him. So I searched the web for Pet Health Insurance. When I found Healthy Paws, I knew it was the right one for my precious baby. I've never been sorry, and I've saved thousands on Wookie's health care. Their reimbursement is a quick turn around, and I usually get a check within a week of filing. And...They actually call to find out how he's feeling...Does your insurance co. do that? I bet not.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Pomeranian
  • AGE OF PET: Under a year

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1

out of 10

Clearly in it for the money

This company is out for the money. I had an issue 2 years ago and another issue this year which are completely different but they tried to say it was all under the same illness!! So if the dog was sick back then and is sick now(not noting the exact cause), they won't cover it!! Very poor experience and customer care.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labradoodle
  • AGE OF PET: 1 - 8

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8

out of 10

Overall pleasant service

Embrace staff have generally been informative and pleasant to communicate with. I have had extensive e-mail communication with Embracer reps, who have helped clarify my pet's profile, and assistance with updating our information.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Pit Bull
  • AGE OF PET: 1 - 8

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10

out of 10

Love Trupanion

Trupanion and staff are awesome. taing out this insurance has been the best thing I have ever done for myself and pet.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Terrier
  • AGE OF PET: Under a year

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