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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

9

out of 10

Such a relief to have pet insurance!

We have been so pleased with the pet insurance! Skeetee has had a rather difficult medical background, and the insurance was very helpful in offsetting some of those expenses. Wouldn't be without it, and the processing did not go on forever too.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Yorkshire Terrier
  • AGE OF PET: 1 - 8

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10

out of 10

Nice, quick & exactly what they say they are

The staff is very nice & understanding during your event. They are quick to get answers & quick to pay their bills. They are exactly what they sy they are & do exactly that. Though we were in a panic when our little man got sick they assured us they were going to take care of it with the vet's office. It was simple & we are so glad we have this insurance.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Saved our dog

Our pet was maliciously poisoned in Texas several years ago. If it were not for the support of Trupanion and the many vets, vet assistants and specialized surgeons who worked tirelessly to save his life he would not be here.
  • INSURER: Trupanion US
  • POSTED: 01/01/2021
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Under a year

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10

out of 10

Jessie's Lymphoma Claim - Covered....Again!

Jessie is my mixed breed Lab/Border Collie. She was covered by Trupanion when she was roughly 9 years old. She was a rescue so her age is a guess. Within months of her coverage she developed cancer with a very grim outlook for her future. This claim was one of dozens, maybe even hundreds of claims covering Chemotherapy that was paid quickly and easily. I'm not sure if I am more thrilled about the coverage or the success of the chemotherapy. However, without Trupanion we certainly could not see the miracle of the chemo. After 2 1/2 years of diligent care, Jessie is still full of life and enjoying every day. I am happy to say that I am able to watch her slow down just, a bit, from age rather than cancer. I have lost track of how much Trupanion has paid. And although all involved know that her cancer will never be gone...we can do our best to keep it in remission while Jessie enjoys a very high level quality of life. If this sounds like a commercial...it is! I do not hesitate to tell anyone who will listen how important it is to insure your pet, no matter what their age. Do it while they are healthy, the worst thing that can happen is that your pet remains healthy and you never have to experience the heartache of making a life or death decision based on money. Her diagnostic testing alone ran into Thousands of dollars...Covered exactly as her contract reads! Trupanion is a wonderful product. If you are worried about cost...if you feed a quality dog food, it is about the same as a bag of dog food each month. My policy has saved me approximately a mortgage payment each month.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Over 8 years

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10

out of 10

Promises Kept

I have a Gordon setter puppy who is quite inquisitive. I researched many policies and decided on this one because of the excellent coverage. My pup was in the E.R. because of a toxicity issue. she found an asthma inhaler and bit the canister resulting in an overdose. Vet said she'd never seen a pup do this before. The tension of waiting for your beloved puppy and the family worry is bad enough without having to worry about how you are going to pay for it. Thanks to Embrace who received the claim and paid very quickly! I only regret not having bought the top of the line policy. I had to pay the $500.00 deductible and was reimbursed at 80% like I chose. I will up this next year because my pup deserves the best care.She is fine, now been spayed too and embrace sent that check lightning fast as well!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Gordon Setter
  • AGE OF PET: Under a year

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9

out of 10

I am so happy I chose Embrace.

After a year of debating if getting a puppy was a good idea, We took home our little Pug (Maddie) in the summer of 2014. Being a first time pet owner I had a million questions about everything. Our Vet gave us some brochures on pet insurance. I literally spent weeks comparing them all. I am so glad that I chose Embrace. They have been wonderful. We completed the medical history review which is great because it doesn't leave you wondering what they will or won't cover. Maddie developed generalized demodicosis with a secondary infection. She also has a food allergy and possibly some other allergy that made diagnosis a little more tricky. Embrace has covered almost everything from the Vet, to the Dermatologist, to a second dermatologist opinion. There was one time a claim was denied because the adjuster felt it was a skin problem that fell under pre-existing conditions. But the appeal process was simple and easy I submitted a visit summary from the vet that I get after every visit and in like 1 week it was approved. Customer service is excellent. The only reason I gave a 9 instead of a 10 was I think there is some room for improvement in the area of submitting claims like uploading them to the website instead of mailing them. Also there call wait times can be long But they never try to rush you off the phone. I would highly recommend Embrace pet insurance to anyone who is getting a puppy. It is the best money I have spent on her.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Pug
  • AGE OF PET: Under a year

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9

out of 10

Relieved

I purchased Embrace for my dog Izzy when she was ~ 1yr old, a few friends of mine had issues with their young dogs which required expensive surgeries. I was thankful that in 5yrs I did not have to use it. Then this year my dog developed a cancerous tumor which had to be removed, she had 3 tumors but only 1 was cancerous. The surgery cost $3000. The Embrace claim form was easy to download, was submitted with all paperwork right from my vets office and I received a reimbursement check in ~ 1 month. It was a relief to know that a portion of that large surgical bill would be covered.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Goldendoodle
  • AGE OF PET: 1 - 8

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1

out of 10

Not worth the premiums paid

VPI has a schedule of what they will pay for individual services/conditions. It is not much compared to what you are charged if you have a major event with your pet. We switched to Trupanion. They pay 90% after the deductible (per illness/incident) minus office visit charge.
  • INSURER: Nationwide
  • POSTED: 10/12/2017
  • BY:
  • BREED: Goldendoodle
  • AGE OF PET: 1 - 8

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9

out of 10

Excellent customer service

Trupanion actually does what it advertises, unlike VPI which did not when our pets were covered by them. Trupanion needed a lot of in depth information before they paid our initial claim. We have a $500 deductible. After that was met, they paid the claims (minus office visit charges) at 90%. We have peace of mind.
  • INSURER: Trupanion US
  • POSTED: 10/06/2017
  • BY:
  • BREED: Goldendoodle
  • AGE OF PET: Over 8 years

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10

out of 10

Assistance in a timely manner

Great service in a timely manner. Thanks Mei Li is doing great !
  • INSURER: Nationwide
  • POSTED: 10/12/2017
  • BY:
  • BREED: Shih Tzu
  • AGE OF PET: Under a year

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