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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Fantastic support!

Our five year old Australian Shepherd had to have x-rays for a knee injury and although she didn't require surgery for her knee, it was discovered while looking at her x-rays that she had bladder stones. She had surgery to remove them and is recovering well. It was very stressful, but it was an immense relief to know that most of her medical bills would be covered by Healthy Paws Pet Insurance. Never having used it before I wasn't sure what our experience would be. We were surprised by the ease of filing claims and impressed with the level of care and professionalism provided by Healthy Paw representatives. I highly recommend Healthy Paws Pet Insurance for anyone considering pet insurance.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Australian Shepherd
  • AGE OF PET: 1 - 8

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10

out of 10

Concerns dissipated with easily filed claims

I have a growing puppy that got kennel cough, rolled his wrist and wouldn't eat. Being a first time pet owner, each of these events sent me promptly to the vet. It was comforting to know that, amongst all of the stress involved, costs would not be one of them. Getting Embrace for my puppy was a smart decision. I would advise any pet owner to do the same.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Bernese Mountain Dog
  • AGE OF PET: Under a year

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10

out of 10

great company/ excellent communication

From primary care vet to a specialty referral hospital for a front leg lameness with an MRI ..all resolved with payment on the way in 8 days...amazing communication from this company. Each person I talked to knew who i was, my dog's name, and the status of the claim, immediately. There was no confusion, no duplication of information. they are efficient, polite, and informed..I have never dealt with a company that can compare to the way this is run...wow, Trupanion, I am grateful for your efficiency and kindness!
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Shih Tzu
  • AGE OF PET: Over 8 years

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10

out of 10

Healthy Paws is Truly the Best

We live in the mountains and our dogs are constantly outside running after squirrels, leaping over logs and through the brush and as a result we have had to deal with several ACL tears. Our Lab had 2 tears and our Aussie had one. TPLO surgery is expensive and so when got our Springer we looked into pet insurance. We did some research and talked to people who had insurance and the name that kept coming up was Healthy Paws. So, we signed our Springer up. That was probably one of the best decisions we’ve made. Dexter has just gone through his 2nd ACL surgery and Healthy Paws has been great through both surgeries. Each claim was processed immediately and we had our checks within a week from the surgery dates. Plus, they really seem to care about Dexter, sending us e-mails asking us how he is doing. I highly recommend Healthy Paws for anyone who has a pet. They are the epitome of what an insurance company should be.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Springer Spaniel
  • AGE OF PET: 1 - 8

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10

out of 10

Incredibly fast claim payment

Maggie, my 9 year old shepherd-mix, developed a suspicious growth just under the skin on her shoulder area. Her vet collected a sample to have biopsied at an independent lab. I brought her in that day for updating the rabies vaccine and other health maintenance issues. The biopsy and laboratory costs were a surprise to me and my wallet. How nice it was to submit a claim to Embrace and have the biopsy and lab covered. Imagine my surprise to hear from Embrace Claims team that the claim was approved and I should expect a direct deposit to my account in two days! I also like the Pet Portal--you can track the status of your claim. Embrace makes things really easy.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Over 8 years

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10

out of 10

PAID OFF IN LESS THAN 30 DAYS!!

I purchased two little french bulldog puppies, and decided that it might be a good idea to have them insured. I was not happy with VPI (my previous insurance company) and did all my homework and found Embrace. After two weeks of being on Embrace insurance, once of my puppies was stung by a scorpion. My little frenchie spent 3 days in emergency care in an oxygen box. I truly thought that Embrace would tell me no on covering since I wasn't on their policy long. BUT...THEY ARE AWESOME and covered it. They paid 70% of my bill (and my bill was $4400)! I would highly recommend them.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: French Bulldog
  • AGE OF PET: Under a year

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8

out of 10

More time for snuggling!

Embrace has allowed us to worry less about Roscoe's health (and the ensuing costs) and more about giving him all the love and snuggles they can handle. They make the claims process VERY easy, and while we find some of the pre-existing condition terms very frustrating - only one ear infection covered per year?? - we are overall happy with our decision.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: 1 - 8

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9

out of 10

High Speed Low Drag

I have to say, Embrace Pet Insurance has surpassed my expectations of honoring medical claims for my dogs. HUMMER(Yorkie-Poo) has been insured since 9/1/2014 and CoCo(miniature Poodle) since 3/30/2015. Embrace provides immediate coverage for standard treatment, i.e., vaccinations, flea & tick guard and other wellness procedures, a variety of discounts, reasonable rates and different rates of premium payments. Embrace is our 2nd insurance carrier. What sets Embrace a part from other pet insurance companies is their continuous interaction and responsiveness with the parents of the insured. I think they understand how expensive pet bills can be, especially for puppies. They continuously remind customers to submit all essential paperwork in order to maximize all reimbursement claims.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Yorkshire Terrier
  • AGE OF PET: Under a year

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9

out of 10

Pets Best is Right!

After six indoor, long-hair cats, no insurance, and thousands of dollars later, I finally got smart. I thoroughly reviewed most all the pet insurance providers, and I chose Pet's Best because they offer a variety of options, including wellness, older pet major disease coverage, several deductibles, and much more. With four new cats of various ages, it is such a relief to receive an email from Pets Best telling me they've received my claim, then within a few days sending me an EOB telling me what they paid (usually 1/3 to 1/2 back), and that it will be direct deposited to my bank account shortly. Now that's nice. Thank you, Pets Best.
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Himalayan Flame Point
  • AGE OF PET: 1 - 8

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10

out of 10

So Grateful!

We have been incredibly pleased with Embrace. We were so thankful to have such complete coverage when our dog Tashi tore her ACL and needed surgery. It gave us a peace of mind to know we could make the right decision for her without having to take finances into account. I am glad to report she is healing well and back to her active self! We couldn't be happier with Embrace and the quality of service they have provided us.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Lhasa Apso
  • AGE OF PET: Over 8 years

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