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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

So Glad We Got Embrace!

Our Vizsla got very sick with a respiratory infection when he was 4 months old that required him to stay two nights at the emergency vet, costing us $2,000. At this point we decided to invest in pet insurance and the vet recommended Embrace. At 6-8 months old, Duke started to have recurring issues with lameness and spine/hip pain. Nearly 10 vet visits later they believe that he may have discspondylitis. We are awaiting the results from his latest blood culture, but we are hopeful that we finally have a treatable diagnosis. Throughout this stressful process, Embrace has been great to work with. They have answered all of our questions and reimbursed us without hassle. Getting pet insurance allowed us to get the best treatment for Duke without worrying about finances.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Vizsla
  • AGE OF PET: Under a year

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9

out of 10

HE CAN SEE!!!

My newest buddy can see! Sure the doctor had a lot to do with that. But none of it would have been possible without the help of Embrace. Let me say that again, NONE of it would have been possible without the help of Embrace! From his referral to an eye specialist, to his initial exam, the follow ups, and ultimately a costly eye surgery, Embrace was/is there! Promptly reviewing the claims and issuing reimbursement checks made it possible for me to give this dog what he deserves...the BEST!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Awesome

My claims are processed so quickly and it really helps me out. I am on fixed income and the costs I pay are high. Trupanion makes my life and my dog's life so much easier. Smartest thing I ever did was get Trupanion.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Doberman
  • AGE OF PET: 1 - 8

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10

out of 10

TOTALLY PAWESOME!!!!

I recently enrolled with Healthy Paws in March 2015. My dogs were 6.5 years old. Last year, one of my pups ruptured a disc in her back. My only concern to the surgeon was to please fix her. After thousands of dollars in bills and a very long recovery, my pup was back in business. I then wondered, what if something else happens to her or my other pup? I researched Pet Insurance for days. After all of my research I found that Healthy Paws was the best out there. I joined Healthy Paws. I was able to email all of the records from my vet and the surgical center. Once all records were submitted and verified I downloaded the Healthy Paws app. I added both of my pups profiles to the app. Oh my dog it was so EASY to submit a claim. Click on HP app, click on New Claim, click on picture of pet, add a photo and hit submit claim. My pup that injured her back last year has had a few boo boo's in the past few months. Every time I submitted a claim, it literally took me 30 seconds. HP takes care of contacting the vet if they have additional questions....I have submitted 13 claims total for both so far. Each time I received a notice when claim was completed within 2 weeks. They are very thorough on providing details on what was covered, how the deductible was applied and the amount of reimbursement being sent. With Healthy Paws you can determine what amount of a deductible you want to have, you set up the % of coverage you have. I went with $250 for each dog and 90% coverage. The monthly payment is VERY reasonable. On October 19th, my Aussie had to have surgery for a ruptured ACL. I picked her up and brought her home on the 20th. As soon as I got home, I submitted her claim. On October 26th, less than a week, I had confirmation that her claim was completed and a reimbursement check was being sent out. I got the check 3 days later!!! A $4,000 surgery cost me less than $400.00. I absolutely without a doubt will never NOT have Healthy Paws pet insurance on my pets. The peace of mind that Healthy Paws have given me is priceless. My pups are my babies. Healthy Paws really does care. They even sent me an email asking me how my pup was doing after surgery. My other dog has not yet met her deductible and I hope she never does. I have told everyone I know who has pets or is thinking about getting a pet about Healthy Paws. I even told my vet about them. Keep in mind, no pet insurance covers pre-existing conditions. There are things that Healthy Paw
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

ACA can learn from Trupanion (but won't)

Simple, straightforward, trustworthy, affordable...
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

I'm truly thankful for having Trupanion!

Over a year ago, my dog and I were involved with Strut Your Mut in Los Angeles. I raised money and my Sophie & I were planning to walk for this charity. We never did complete the walk because Sophie started acting weird. I left the ever to take her to her vet and while we were stuck in L.A. traffic, her breathing became awful. By the time we got to the emergency hospital, Sophie was unconscious! The vet brought her back to life and told me how sick she was. I had no idea what a heat stroke would appear like in a dog. I felt horrible. After 6 days (2 in the ICU) in the hospital, and $9K later, Sophie was fully recovered. If I didn't have Trupanion covering 90% of the bill, I would have to had made that awful decision all pet parents dread to make. Sophie is kept out of the sun and heat and I let other pet parents know about HS when I see their pet suffering in the Cali sun, especially during our summer months! I'm not surprised at how many do not know how to tell if their dog is going through the first stages of HS!
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Cavalier King Charles Spaniel
  • AGE OF PET: 1 - 8

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10

out of 10

Great experience with Embrace!

We sumitted two claims to embrace for our dog wo was quite sick. Finally we got a good diagnosis and our dog is now doing well. Embrace asked for more information on our dog's records from our vet, which were immediately provided. Our claims were processed quickly and efficiently. We received two checks from Embrace and we are now finished. They were excellent and quick to help us. We really appreciate all the help!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Rhodesian Ridgeback
  • AGE OF PET: 1 - 8

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10

out of 10

Relief In A Stressful Situation

RE: Pet Insurance John and I talked about pet insurance a few times last year, but didn't know anyone else who had it so we weren't sure if it was worth it or not. Fast forward to June, when the universe brought me a horrific story about a friend's experience with dog sitting and the Pet ER that totally rocked my world. I signed the dogs up immediately with Healthy Paws, the insurance we had been considering, and that was that. Just after Labor Day Appa was playing ball with some friends - trying to be the best, as he does - and he started limping. The limp got worse, so we called our Vet and had it checked out. Keeping fingers crossed that it was just a soft tissue injury, we waited a few more days and it got worse. Back to the Vet. This week he had surgery to repair his torn cruciate ligament, and we are embarking on a two month recovery followed by two months of rehab. With a 50% chance he'll damage his other leg at some point, our insurance covered $3,400 of a $4,400 hospital bill. On top of that, since this wasn't a pre-existing condition his other legs are covered (heaven forbid) he should tear another. No one ever plans for a pet emergency, but in this instance having the insurance and knowing we could afford to pursue the best course of treatment available for our Appa made this whole situation just the teensiest bit less stressful. So, if you are like we were last year and are considering pet insurance but don't know anyone who has it: we have it. We have used it. And we would happily recommend Healthy Paws if you want a plan that covers the unexpected!
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: 1 - 8

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10

out of 10

Peace of mind

I searched many policies before selecting HealthyPaws. We've had our police for over a year and change, but it wasn't until this year where we fully utilized it. Our dog had an ingested pills on accident and had to be rushed to ER. We escaped that incident okay, however Two weeks later we learned our dog had a tear in his CCL and required TPLO surgery.healthypaws came in so helpful we didn't have to think twice about our dogs care. Mobile app also makes it super easy to process claims. Great service over phone and email, fast turnaround too!
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

so glad I purchased

Turpanion has come through for Daisy, my golden, who had two serious diagnosis. I have a happy dog because Trupanion kept their word to Daisy and I. Just the Best Company.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Golden Retriever
  • AGE OF PET: Over 8 years

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