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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

New Believer

I never believed pet insurance was worth the money until my dog had to be rushed to the Pet Emergency center. When I put my three month old puppy to sleep on a Saturday night she was fine, but by morning I could see she was lethargic and I knew something was wrong. I took her immediately to the Pet Er where x-rays showed she had pneumonia . She received IV fluids, antibiotics and oxygen. The final cost including x-rays was $2,000. After my deductible I received a check from Trupanion for $1,200 within two weeks. I received several updates about my claim. It was the best decision I made to get Trupanion as soon as I brought home the puppy home.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: German Shepherd
  • AGE OF PET: Under a year

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10

out of 10

Great to have when you need it!

Trupanion pays their claims without hassle. As a medical provider it is nice to deal with an insurance company that pays claims correctly and without having to constantly resubmit. Does pet insurance save you money? Probably not unless your pet has catastrophic health issues. I have been paying for years and nearly cancelled, but kept it going. My dog Maggie developed some tumors, one of which was a malignant mast cell tumor. After the deductible we received reimbursement of 90% of all the expenses within two weeks. It even reimbursed 90% of medication costs. The real value of having the insurance is you don't have to decide between your pet's health (and/or life) and your finances when your pet needs a lot of medical care. Things to understand: The policy does not cover for the cost of the initial visit to diagnose the problem. It also has a deductible (you choose the amount which in part determines the monthly rate) which is per condition. Mine is $50.00. So your first visit for a condition will likely not reimburse a lot if anything, but after the initial diagnosis and deductible, that condition is reimbursed at 90% for the life of the pet. At least that's how my plan works. Their may be other programs that work differently, I just don't know
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Carolina Dog
  • AGE OF PET: Over 8 years

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10

out of 10

A Pet Insurance that really cares

CJ, my English Cream Golden Retriever (almost 2 years) was dealing with diarrhea, losing weight, stomach pain and once in a while vomiting. My vet had a suspicion that CJ has IBD. To be sure CJ needed an intestinal biopsy which is the only way to find out IBD. It hurts to see your pet in pain and I wanted him to get the right treatment, so he can have fun again. Healthy Paws gave me such great support. Whenever I called they were friendly kind and very helpful. My claim was processed within a week and the greatest was when I received an e-mail from Healthy Paws where I was asked how CJ is feeling. That was so amassing and shows me that Healthy Paws really cares. Thank you so much for all your support.Woof from CJ 
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Golden Retriever
  • AGE OF PET: 1 - 8

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10

out of 10

Blessings

My dogs sickness was at first a near fatal situation. I wanted to do everything I could to save her. Triuanion gave me peace of mind to do whatever possible to save Angel. We are six weeks into her treatments and recovery and she is slowly begining to show signs of the furry ball of energy we are use to. I believed from the start that God would spare Angel. She will be four November 11 and serves as a therapy dog for my dear elderly friend who is 5 years post stroke and 89 years old. The people at Trupanion are caring and professional. Trupanion is a lifesaver and a blessing. Gratefully, Alabama Joe
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Samoyed
  • AGE OF PET: 1 - 8

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10

out of 10

Thank you Trupanion durung these hard times!

We've had Trupanion since we got our dog, Ferris, when he was 1.5 y/o. He was born with idiopathic megaesophagus and requires feeding via a g-tube becuase his esophagus doesn't work. Unfortunately this was considered a pre-existing condition and not covered; thus we've encountered much expenses. Alas this is not a burden but an honor to do for our baby. All was well till recently when he was diagnosed with lymphoma. I was scared because there is no real cure and also because of the costs. I didn't think Trupanion would cover anything and was about to cancel it. But the Lord takes care of his children. Trupanion covered the sick visits, work up, specialist, hospital stay, medicines and all chemo and immunotherapy treatments! Thank you Trupanion for helping during these difficult times and letting us concentrate on our baby instead of expenses. The hospital told us they see numerous pet parents that cancel their insurances rght before horrible/expensive diagnoses and then it's too late; parents don't think they'll ever need it or that Trupanion will cover things. We're now recommending to everyone to get Trupanion as soon as possible (preferably at young ages) and never to cancel. Our family and Ferris thank you Trupanion!
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

trupanion was there when we needed them

We had only been with Trupanion two months when our puppy required an overnight stay in the Calgary north hospital. Tests were run and Iintravenous was administered. Trupanion came through as promised.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Under a year

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10

out of 10

Awesome company

Claim was handled at our vets office! No paper work to submit! It was quick and easy! Thank you Trupanion.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: German Shepherd
  • AGE OF PET: Under a year

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10

out of 10

Exceptional service!

BJ had a growth on his back that needed to be surgically removed. Initial care and the surgery were paid by this wonderful insurance. We had insurance on our Angel Buster who had eaten a tube of Aspercreme (one time), then coffee K-cups, and a third time some OTC medication for stomach upsets. ASPCA insurance was there for us all of these times. Would highly recommend this insurance to all pet parents.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Border Collie
  • AGE OF PET: 1 - 8

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2

out of 10

Misinformation and wasted time.

First my rates have gone through the roof. I pay half the premium for my dog that is one year younger at Trupanion. Then, I spent over a half hour on the phone with a representative trying to figure out which invoices I submitted already and which I didn't, because it is impossible to tell from website. She informed me that nothing was submitted after April 2015. When I submitted the receipts, the ones from that month were denied as duplicate submissions.
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Over 8 years

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8

out of 10

Emergency trip covered

I had to take my French bulldog to an emergency vet while we were traveling. He had been throwing up and wouldn't eat his dinner. Found out he has pancreatitis and had to stay there for 48 hours of treatment. VPI covered nearly everything of the $1,100.00 bill. Needless to say I'm happy with the plan so far.
  • INSURER: Nationwide
  • POSTED: 10/12/2017
  • BY:
  • BREED: French Bulldog
  • AGE OF PET: 1 - 8

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