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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Trupanian is the bees knees!

I have a dog insured with VPI and one with Trupanian, there is no comparision. Trupanian is a dependable partner in maintaining my dog's health, they respond to claims with an email confirmation, and I have had claims settled in under 24 hrs, never more than 3 days. Compare this to 2 weeks to 1 month for VPI. Claims are paid promptly, and at the level expected. I adore Trupanian and will be a loyal customer for future pets.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Cocker Spaniel
  • AGE OF PET: 1 - 8

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10

out of 10

4 cats!

With four cats who are all heading toward senior-ville, we are making more frequent trips to the Vet and sometimes to the Animal Emergency Clinic. I can't count the times I've said, "Thank goodness we have pet insurance," since we've had some huge bills. Having the insurance helps us keep our foursome healthy and for that, we're grateful.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Over 8 years

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10

out of 10

Great service new member

I have only started using embrace. I do wish I would have known about them when I got my other dog. I was in a contract with a horrible vet and O believe if I could have chosen my vet she would still be alive. The conveince of picking my own vet is great and I use an app on my phone to scan the bills in which makes it easy to send.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Under a year

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10

out of 10

Outstanding Service

On Aug 29 I adopted a cat, Buster, from Northeast Animal Shelter. A week after bringing him home he was being admitted to the Massachusetts Veterinary Referral Hospital with upper respiratory issue/ possible lung issue. While sitting in the hospital waiting for Buster to be examined, I remembered at the time of adoption, NEAS advised we get a month free insurance with Trupanion Pet Insurance. I called Trupanion, on Aug 06 at around 9pm, and advised my cat was being seen and evaluated for difficulty breathing and I was wondering if this is something they would cover. Brendan, the representative that I was speaking to, was very caring and compassionate and advised he was going to start a pre-approval and I should have an answer by 7am the following morning. I received a call the first the next morning advising they are working on obtaining an estimate from the hospital and will provide me with an answer shortly. About two hours later, they called back and advised my pre-approval was approved. Buster remained in the hospital for a few days and was discharged on 09/09/2015 at 7:00pm; with a final diagnosis was feline asthma. The hospital submitted a statement and a claim form for me to Trupanion for reimbursement. On 09/10/2015 in the afternoon, I received an e-mail from Trupanion advising my claim was approved and a check was mailed out to my address. Buster’s hospital bill was $2670.12 and I was being reimbursed by Trupanion in the amount of $2,003.26. This was an emotionally and financially stressful situation I was in and I am so incredibly pleased and thankful with Trupanion. Everyone representative I had the pleasure speaking with was friendly, courteous, compassionate & caring. They treated my pet’s illness as though it was one of their own. Their response time was astonishing, they received my claim form and had my reimbursement check mailed out in less than 24 hours.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Domestic Mediumhair
  • AGE OF PET: 1 - 8

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1

out of 10

Only go by "codes"

My dog was impaled on a large branch in a creek. She had a hole in her belly the size of a quarter. The animal hospital had to operate on her overnight. They made a five inch incision to clean the wound and make sure there was no perforation of her stomach, and they installed a drain tube. The bills were over $1500. VPI/Nationwide treated it as a routine laceration and paid only $375. They said I couldn't talk to a medically trained reviewer, but could only talk to customer service, who would only talk about the "code." for laceration. They told me to go talk to my state insurance commissioner if I had a problem with it.
  • INSURER: Nationwide
  • POSTED: 10/12/2017
  • BY:
  • BREED: Australian Shepherd
  • AGE OF PET: 1 - 8

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10

out of 10

Love Trupanion!

Trupanion is the one of the best investments I have made in assuring the health of my pet. Their staff is professional, courteous, knowledgeable, and highly skilled in customer relations. My medical bill reimbursements are always handled in a quick and efficient manner. You can call them 24/7 and always get a "real"person on the other end. I highly recommend Trupanion Pet Insurance!
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Silky Terrier
  • AGE OF PET: 1 - 8

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9

out of 10

VPI member for years

My 2 year old German Shepherd decided to eat a nerf bat and of course he needed emergency surgery to remove it. VPI paid the claim within a couple of weeks of me submitting the claim. I'm so happy I decided to get him insured! VPI covered exactly what was in my policy. Now years later, he has developed epilepsy. A 2 day stay in the hospital, neurologist bill, tests and meds was $1,400. I only wish the maximum benefit for epilepsy was higher than $300. His meds run that much for a month supply! Overall, I am very pleased with the service.
  • INSURER: Nationwide
  • POSTED: 10/12/2017
  • BY:
  • BREED: German Shepherd
  • AGE OF PET: 1 - 8

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10

out of 10

I wish human ins companies were as efficient.

My dog was hospitalized and we ended up with 2 visits totaling more than 1500.00. I submitted photos of my bills and was very happy that trupanion paid 90% after my 400.00 deductables. I had a 400.00 deductible per visit which was the deductible that I chose when I set up my plan. I was emailed a reply from trupanion with a breakdown of coverage and notification that the check was in the mail. This was the same day that I submitted my forms and photos of receipts. Thank you for such amazing service. :)
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Goldendoodle
  • AGE OF PET: 1 - 8

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10

out of 10

ASPCA Makes It Easy

I recently filed two claims under my ASPCA pet insurance, one for each of my dogs, Schultz and Honey. ASPCA claim forms are very easy to complete; the questions are very straightforward. It takes less than 30 minutes to print out the forms, answer the questions, attach the vet's invoice and get the package in the mail. ASPCA sent regular email updates on the process, especially when there was a delay in getting additional information regarding Schultz's illness from the vet. ASPCA kept me updated on their attempts to contact the vet and notified me immediately when all the information had been received and the claim processed. They notified me the same day that the reimbursement check was on its way. I have had insurance on both dogs for many years and ASPCA always fulfills its obligations under our contract.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Dachshund
  • AGE OF PET: Over 8 years

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10

out of 10

No need to look-further for your pet care insuranc

I have had other pet insurance companies before I came over to Healthy Paws...my only regret is that I hadn't switched over to Healthy Paws sooner. I am so impressed with the service and more so with the time frame in which a claim is processed. I receive a response the same day I submit the claim...that is something that allows me to feel very comfortable knowing it is already being addressed and processed. Plus I very much like the fact that a portion of my policy goes to help homeless animals. So comforting knowing my fur-babies are cared for by Healthy Paws.Angelika and her Girls...Jerzee Girl and Mimi
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Pomeranian
  • AGE OF PET: Over 8 years

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