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After over 4 years paying for insurance just in case my dog does get really sick. I submitted an estimate for a surgery to help my dog breath. out of the 4k that I submitted I'm told that the ASPCA will only be covering 575.00, since they claim the it's Congenital. You just have to love the way the insurance world works not to pay out when a service is need. and these are the people who are supposed to love animals.

Without Embrace Pet Insurance, my dog Pancho's veterinary bills would not be affordable. A few years ago, Pancho was diagnosed with Cushing's Disease. His symptoms change as this lifelong disease progresses. With Embrace, I feel confident about being able to see a vet whenever Pancho's symptoms change instead of waiting until it may be too late. The vet submits their claims after I pay them and within a few days, an Embrace check arrives in the mail.I highly recommend Embrace Pet Insurance to anyone with a companion animal friend.

No issues, submitting a claim is pretty easy once you figure out the download process. It takes a little while to be processed and then it's a mailed check, but that was made pretty clear when signing up. Inquiries are answered by actual people, who even mention things like "hope (name of pet) is feeling better". Even a "Get Well" email,..nice touch. Pretty reasonable.

I am so happy I picked Embrace for my insurance. Everything is easy to get reimbursed. I have always feared dealing with insurance companies. Most of the time they put you through so many steps. They make my busy life easy.

Ani and I have been members since 2015 and Pet Embrace has responded and processed all claims quickly and efficiently.

Healthypaws has been straightforward, responsive, and supportive. I enjoy having peace of mind, knowing that I will never have to make hard decisions related to my dogs' medical care, driven by financial worries.

I am so thankful for this insurance!! Extremely easy to submit claims. My vet just faxes records from the visit. Claims are filed and reviewed in a timely manner and reimbursements are conveniently deposited in my account. Any time I have contacted customer service they have been very polite, helpful and caring. My miniature schnauzer has many health problems especially as she ages. Now she is getting ready to have her spleen removed. Coverage on these illnesses is covered at 80%. Deductible is small, considering how much mine is for people health insurance, which is nice. I may not be able to afford the good care my dog gets without this insurance, so it is a blessing. I just wish they would cover pre-existing conditions. That is the only reason I did not give a 10.

Easy and helpful every step of the way.

After having other insurance carriers in the past, we switched to Embrace several years ago. Not long after that switch, our sweet boy was taken from us by Leukemia. It was an incredibly traumatic experience for our family, but Embrace was the one thing we didn't have to worry about. Our claims were processed immediately, and we had our reimbursements within a few days. The Embrace staff members we dealt with even sent a handwritten card to us to say how sorry they were for our loss. We've been loyal Embracers ever since. The most recent issue we had with one of our boys required several tests over multiple visits, and - true to form - Embrace handled everything within days. I even received a personal follow-up email from the co-founder and COO making sure we received our payments. Who does that?! ... Well, Embrace does, and we couldn't be happier with their service. Their coverage plans are outstanding, their service is second-to-none, and their prices are competitive. A+

I still hope this is resolved this is the fourth time going over the same information. I representatives are all helpful