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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Always Great Service and Response Time!

We initially signed up with Embrace through USAA; noting that the premiums were beyond reasonable. Our prior insurance company had raised their premiums to a ridiculous cost and began excluding basic services. We've been with Embrace for several years. We have several dogs; a few of them are rescues that became part of our family because no one else wanted them. Two of our babies became very ill after a few months and needed emergency Doctor Care. Embrace was there to help us get through those dark times and the cost. I would highly recommen=d using them for your four legged babies.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Yorkshire Terrier
  • AGE OF PET: 1 - 8

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10

out of 10

Every pet owner should have this insurance

I love this insurance, fast reimbursement, I never fear taking Missy to the vet.
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Rottweiler
  • AGE OF PET: 1 - 8

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10

out of 10

1st Rate Service

I just put a claim in 2 days ago for my dog's neutering and the staff at Embrace sent me an e-mail letting me know they received the claim. The next day, I got an e-mail saying the claim has gone through. Quick and efficient work from the staff at Embrace. It is greatly appreciated to have such support from Embrace. I also thoroughly enjoy the fact that I can track the progress of my claim on Embraceinsurance.com.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: French Bulldog
  • AGE OF PET: Under a year

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10

out of 10

Completely Satisfied

I have two dogs and they have Embrace Pet Insurance since 2010. Any time I have submitted a claim, Embrace is quick to notify me that it has been received and always gives me a time frame until I hear back regarding the claim. It is usually within 2 weeks .They have always been extremely fair and honest. I appreciate the communication during the review process as well as after payment has been sent. My Golden recently had an UTI and possible thyroid issues. There were numerous tests taken and so pleased to see all were covered. It is comforting to know that what they promise when you sign up is what they deliver. I absolutely would recommend them to anyone who has a pet.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Golden Retriever
  • AGE OF PET: Over 8 years

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9

out of 10

Claim portal is insufficient

The portal requests (insists) I register, but I'm already registered so I can't get into portal. I can't get status of my claim.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Ragdoll
  • AGE OF PET: Under a year

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10

out of 10

I don't know what I would do without Healthy paws!

I purchased pet insurance for my german shepherd akira. Akira's stomach flipped. Bloat is the second leading killer of dogs after cancer. Akira's intervention was 6000 dollars and healthy paws was there to help us through this one. The have being so great. I purchased the 90 percent reimbursement and I am so glad I did because I don't know what could have happened if I didn't have healthy paws. Healthy paws is the best decision I could have made for akira's health.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: German Shepherd
  • AGE OF PET: 1 - 8

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10

out of 10

PetFirst has fantastic customer service!

I have made several claims on my toy poodle. The claims have all been processed in a timely manner.
  • INSURER: PetFirst
  • POSTED: 08/29/2017
  • BY:
  • BREED: Poodle (toy)
  • AGE OF PET: 1 - 8

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3

out of 10

Unsure of ASCPA Insurance at this time

At this time, I am not sure I am happy with ASCPA pet insurance. I currently have to two pets covered under ASCPA pet insurance - I chose a Level 2 plan for each of them. Between the two pets I recently submitted five claims totaling $853.55 to ASCPA. Out of the $853, I will be reimbursed $258 - approximately 30% of the total. One claim of $470 was for my 8 month old kitten who was spayed. For that particular claim, I will be reimbursed only $100 out of the total $470 claim for the spaying. I thought ASCPA [especially being ASCPA] offered a better care plan for my pets - especially thinking that I had a level 2 plan - my mistake. I am not convinced that ASCPA is a good pet insurance plan to choose. I have yet to see anything close to 90% reimbursement. BE SURE YOU UNDERSTAND THEIR THEORIES ON PRE-EXISTING CONDITIONS AND THEIR 180 day CLAIM WITH 'CURED' BEING THE SKEWED AND KEY WORD here. 30% reimbursement just does not seem adequate to me and it seems they are good at denying portions of your claim leading to them paying much less than the up to 90% as advertised. I thought this was a good and safe choice being ASCPA, but that is very questionaable. I have submitted one more claim. I will look at the percentage that I get back. If it is a low percentage again, I may have to reconsider this pet insurance plan. I also suspect that they may have lied to me. I previously submitted a claim that was denied based on a pre-exisiting condition. I thought my pet would be covered because he had not any symptomotology of allergies for 18 months, but again their interpretation of the contract and the word "cured" did not match what I understand or what I was told on the intial call regarding this insurance. Needless to say, they would not cover the claim and that was that.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Persian
  • AGE OF PET: 1 - 8

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10

out of 10

Great communication!

It's nice to work with a company that truly keeps you up-to-date on what is happening. I even receive emails when my claim has been received and the investigative process has started. Claims are reviewed quickly and the entire procedure is resolved expediently. This is very much appreciated, especially when my dog's health is of primary concern.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Cairn Terrier
  • AGE OF PET: 1 - 8

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10

out of 10

life saver

my newfoundland had many7 leg problems...and in the six years of his short life, we had over 50,000.00 in vet bills....this wonderful insurance paid almost 98% of it minus deductibles.........thank you again VPI......same service with our present Newfoundlander.....wouldn't have ANY other insurance
  • INSURER: Nationwide
  • POSTED: 10/12/2017
  • BY:
  • BREED: Newfoundland
  • AGE OF PET: 1 - 8

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