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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

2

out of 10

Go elsewhere

Ugh. Our experience was frustrating. Maybe if you have a pet with zero preexisting problems...? They would look for any reason deny claims - saying it was related to preexisting condition - despite what our vet would say. Good luck appealing anything. I found that any attempts talking customer service - you would just find yourself being talked to in circles. (Even when cancelling our coverage... What a frustrating experience!) They increase their premiums without notice. And by large amounts. Which adds up each month - especially with two dogs. I would strongly recommend looking elsewhere (or putting that money into a separate account each month... Into your own pockets instead of theirs). If we did insurance with pets in our future - it wouldn't be with trupanion.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Terrier
  • AGE OF PET: 1 - 8

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10

out of 10

Expensive but worth it

I have really NEVER had an issue getting reimbursement from Embrace. Yes, the coverage is expensive, but you're basically rebated a significant amount of your premium dollars with each vet visit -- annual wellness and/or dental cleanings. And it's great to know if you ever REALLY need insurance for a very expensive or life saving procedure, it's there.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Goldendoodle
  • AGE OF PET: 1 - 8

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10

out of 10

Great for our Greta

I have had four dogs covered by PetFirst for several years now. All have had their dates with the vet for various reasons, but Greta is really well known by our vet! Greta definitely loves to run, dig, play and explore, especially when bunnies and squirrels are involved. Unfortunately, last month she got a little too curious about another animal -- a rattlesnake. She was bitten on her paw. Although she was pre-vaccinated for snake bites, she still needed care. She received anti-venom and lots of TLC and is back to her exuberant self again. The vet bill was $2,571, of which PetFirst covered $2,224.35.
  • INSURER: PetFirst
  • POSTED: 08/29/2017
  • BY:
  • BREED: Samoyed
  • AGE OF PET: Over 8 years

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10

out of 10

Amazing help!

My boy Chester has been through a lot in the last year....it started last June when he was diagnosed with pancreatitis and IDB. He was quite ill and required hospitalization numerous times. If it had not been for Petfirst it would have been difficult to pay for the high cost of vet bills. They have been amazing helping Chester get the care he needs and the reassurance of his mommy (me!) that my funds would not be depleted in doing so.I would highly recommend having Petfirst to anyone with pets!
  • INSURER: PetFirst
  • POSTED: 08/29/2017
  • BY:
  • BREED: Domestic Shorthair
  • AGE OF PET: Over 8 years

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10

out of 10

Claims are handled quickly and fairly.

Since my yorkie was diagnosed with a kidney disorder my doctor bills are often and expensive. I thank God I have Trupanion insurance. They process the claims quickly and fairly. Thank you. Martha Soto
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Yorkshire Terrier
  • AGE OF PET: 1 - 8

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10

out of 10

Customer Service is quick and tech friendly

I've used Embrace for a year now and I'm very pleased with the service they provide. I recommend pet insurance if you don't have any and I highly recommend Embrace as your choice.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Mix
  • AGE OF PET: Under a year

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9

out of 10

Very happy with this provider

My dog was taken to the emergency clinic and racked up an impressive $3K bill due to all the tests, meds and hospitalization stay. We have the emergency insurance option and my claim was processed within 6 business days. I got back the full 80% I was owed in my policy and the money was in my account the next day. I am so relieved I had this insurance or else we'd be in a tough spot
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Shiba Inu
  • AGE OF PET: 1 - 8

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10

out of 10

Long Term, Very Satisfied Customer

I've been a customer of Embrace for eight years now, having insured my eight year old dachshund when he was a puppy. Purchasing insurance through Embrace was the best decision I've made for my dog. Dachshunds have a history of back problems, and frequently get IVDD, a very serious disc disease leading to paralysis if not treated surgically. Most carriers won't cover preexisting conditions, and any breed specific condition is considered preexisting if a particular breed is prone to getting it. I knew I didn't need insurance coverage for typical check-ups, but I feared what would happen if my dog ever needed back surgery. Embrace, unlike most other carriers, covers breed specific preexisting conditions, so they covered my dog for potential issues with IVDD. I had coverage for four years without using it one time. At one point, I cancelled because I felt like the insurance was a waste. I quickly rethought my decision, and reinsured my dog. Six months after I cancelled my insurance, my dog had his first incidence of IVDD. Without surgery, he would be paralyzed, and surgery cost ~$10,000. I didn't have to hesitate to give him the best care, because he was insured through Embrace. I submitted the claim, and Embrace quickly reimbursed me for my costs. Since that time, my dog has had two additional incidents of IVDD, and has required surgery each time. My premiums are expensive. I now pay around $1,100 each year to have him insured. But Embrace has paid for each of his ~$10,000 surgeries, to a tune of almost $30,000. I'm sure I'm Embrace's worst customer, but they are my favorite insurance carrier. I can't say enough about the company, and I strongly recommend insuring your pet through Embrace.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Dachshund
  • AGE OF PET: 1 - 8

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10

out of 10

Fast/Accurate Claims Processing

Embrace has never questioned any of our claims. Much unlike a prior pet insurance we had. I am grateful for that and the fast processing service for payment. Thank you so much.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Pug
  • AGE OF PET: 1 - 8

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10

out of 10

Amazing

After losing our Golden Retreiver to cancer and paying a bill in the thousands, we decided to get pet insurance when we got our new black lab puppy. In her first 8 months of life, she has been at the Emergency Vet 2 times. Embrace Insurance has come to our aid both times. The claim process was simple and no questions asked. Response time was amazingly fast and the refund was more than we expected.Thank You
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: Under a year

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