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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

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1

out of 10

Canceled after 3 months

After over 3 months of paying for my two dogs, and jumping through all Embrace's "hoops" - ortho check, turning over files, etc., it became apparent that virtually any condition my 7 and 8 year old dogs had was going to be considered pre-existing. Middle ear infection? Sorry, not covered because he had a yeast infection in ear prior. Visit to vet for panting,(which can be a sign of pain in dogs)? Sorry, not covered because he had been brought in previously for "labored breathing." News Flash: Labored breathing/panting is a SYMPTOM of something else. You suggested I can, however, call my vet and have her "write us a letter, explaining why it's different." Really? I don't have time to investigate and fight you over every claim, nor does my vet. (And this was just to go toward my deductible.) I should have known from your initial threatening email practically accusing me of faking my dog's ortho exam (yes, the one you request of new policy holders) that you were not a company to be trusted. I predict that once word gets around, Embrace won't be around for long. I highly recommend you stay away from this company.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Collie
  • AGE OF PET: 1 - 8

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10

out of 10

Every pet owner shoud have Trupanion!!

After my very stressful experience with my kitten having gotten a piece of thread wrapped around her tongue and attached in her small intestine which resulted in intestinal surgery to remove it, my experience with Trupanion was EXCELLENT. This was my first claim for my 8 month old kitten so when I submitted it I also sent all the history for "Punkin" that I had since I rescued her at 4 months old. This included all her vaccine, when she was spayed, shot records and blood work results. Trupanion looked at everything I sent and deducted what they could from my deductible and paid my claim in two days.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Domestic Shorthair
  • AGE OF PET: Under a year

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10

out of 10

They came through, again!

My dog had his toe amputated. I put in my second claim with Healthy Paws and was pleasantly surprised that it was as easy as the first claim I made ( for a luxating and fractured patella...don't ask). They offer the best coverage and they are so wonderful to deal with, always pleasant and seem to care about my dog. It was such a great comfort To know that I wouldn't have to hassle or fight with anyone to get the claim processed. They are true to their promises.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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1

out of 10

Don't get ripped off

This gang of thieves looks for any reason to deny claims. They obviously don't have the welfare of pets at heart.
  • INSURER: PetFirst
  • POSTED: 10/06/2017
  • BY:
  • BREED: American Shorthair
  • AGE OF PET: 1 - 8

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10

out of 10

Wonderful

I have been recommending Petfirst to friend's & stranger's I really like petfirst. Thanks for all You've done for me and my pet.
  • INSURER: PetFirst
  • POSTED: 10/06/2017
  • BY:
  • BREED: English Bulldog
  • AGE OF PET: Under a year

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10

out of 10

Very Satisfied

I personally don't understand the negative reviews. I've never had VPI/Nationwide deny a claim and my dog has severe allergies and goes to the vet quite often. They even paid 100% for his allergy testing and his allergy shots which are expense. I couldn't be more pleased.
  • INSURER: Nationwide
  • POSTED: 04/09/2018
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Claims

I am very happy with the claims submission process. It's easy to email claims and the automated response notified me that they did receive it. The turn around time is pretty reasonable and I can keep an electronic record of my dogs claims in my email account.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Outstanding Service

I have had my fur babies insured since they were eligible. The level of service provided by Trupanion is 2nd to none. As an insurance professional myself I am impressed with the speed with which my claims have been processed.
  • INSURER: Trupanion US
  • POSTED: 05/09/2019
  • BY:
  • BREED: Pomeranian
  • AGE OF PET: 1 - 8

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10

out of 10

Trupanion was prompt, professional and caring

Without the insurance, we would not have been able to afford to care for this expensive kitty! First he got his leg sliced up last year, then this time he ate an earplug and needed surgery. I am so happy that at a critical time, I did not have to be overly concerned with money over the medical needs of my beloved pet. Claims were paid promptly. Maybe it's silly to think this, but Trupanion really seems to care about pets!
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Siamese
  • AGE OF PET: 1 - 8

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10

out of 10

Thank You

Absolutely the best Peyt Insurance hands down!!!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Boxer
  • AGE OF PET: 1 - 8

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