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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Embrace is reliable

I compared all of the pet insurance options I could find online and also those provided by my vet. Our family chose embrace because it was a very thorough coverage for our two dogs and the price, although not cheap, was fair. In our first year of being insured each of our dogs ended up hospitalized. One for gastrointestinal issues and the other had a torn CCL. Embrace was not only true to their coverage, but it was provided in a timely way with excellent customer service. We would have had a much harder time deciding on the quality of care we provided our beloved furry ones if we did not have the support of Embrace to help us through the hardship of sickness and vet bills.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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1

out of 10

Poor coverage

Read section G longest portion of explanation of benefits ... check . no coverage if your pet needs surgery .Nationwide for better choice, no cap ,no hereditary issues and more.
  • INSURER: Figo
  • POSTED: 05/09/2019
  • BY:
  • BREED: Shih Tzu
  • AGE OF PET: 1 - 8

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1

out of 10

Poor coverage

Read section G longest portion of explanation of benefits ... check . no coverage if your pet needs surgery .Nationwide for better choice, no cap ,no hereditary issues and more.
  • INSURER: Figo
  • POSTED: 03/22/2018
  • BY:
  • BREED: Shih Tzu
  • AGE OF PET: 1 - 8

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10

out of 10

Embrace is awesome

Embrace will go out and bend backwards to make customers satisfied. I've been with embrace for a year and half and their amazing .
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Beagle
  • AGE OF PET: Under a year

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1

out of 10

Save your money.

I am a military veteran, and I have received more timely care from the VA than my dog received from 24PetWatch. I was denied a claim on an emergency surgery for my dog. The claim was denied because it involved my dog’s mouth. 24PetWatch stated that they don’t reimburse dental claims, and used that excuse to deny compensation for an emergent surgery. I filed an appeal with a personal letter from my dog’s veterinarian explaining the emergent nature of the surgery, and 24PetWatch still denied my claim/appeal. I have been working on this issue for over 8 months, which is how long their claims process took. 24PetWatch Customer Service is terrible; I had to submit my initial claim multiple times, and days would go by before I received a response to my emails. Save your money folks.
  • INSURER: 24PetWatch
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Awesome, easy pet insurance

My dog has both the wellness plan and the other plan they offer. We have had insurance with embrace since she was 3 months old and now she is over 2 years. They have covered all of her vaccinations, her spay, and I have not ever had a claim that wasn't covered. The process is super easy and I like having that peace of mind knowing if I had to take my little girl in for an emergency I won't have to worry about the cost because I know embrace will reimburse me quickly.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

great experience with a truly professional co.

everything was done with care and quickly
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Goldendoodle
  • AGE OF PET: Under a year

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10

out of 10

Exceeded my Expectations

I have only submitted one small claim but was very pleased with the process as it is very customer-centric and personalized.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Golden Retriever
  • AGE OF PET: Over 8 years

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10

out of 10

No one is better!

I was looking for a link on your site called "sing our praises" because I cannot say enough good things about Healthy Paws Pet Insurance! My two dogs have been with you for years (collectively about 9 years) and I cannot think of one negative comment I could make. I have referred you so many times I cannot count. I've also explained to many pet owners the differences between you and others, such as "actual" and "usual and customary" payments. You would be very surprised how many people don't understand the difference. Also how many other companies have an annual and/or lifetime cap. My Charlie "almost" needed ACL surgery but my wonderful surgeon suggested to try PT first. After almost 30 sessions, the latter with added laser treatments, he's walking great! I'm still concerned about him and watching him very carefully, but he seems to be doing fine. Not ONCE was a bill questioned or turned down by you! In fact, with both my dogs, you have never questioned or turned down any treatments, medications, nothing! I hate to admit it, but my two dogs have better health care insurance than I do!!! The best part is that you are no more expensive than any other insurer for comparable coverage!
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Havanese
  • AGE OF PET: 1 - 8

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10

out of 10

HealthyPaws

Excellent! Covered 90% of the cost for our dog's knee surgery and even cover physical therapy. We were glad to have the insurance when we needed it. HealthyPaws made the claim submission easy and streamlined online and mailed us a check in 2 weeks.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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