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I was very happily surprised at how quickly my claims were processed and that I got easy to access emails rather than some long, hard to read forms in the mail. Well done!

I've had three major expenses over the last 3 years with Lily. Each in excess of $2,000. Submitting your claim couldn't be easier and I received reimbursement in a timely manner. Much better than the insurance I had with my previous pets. Only wish they covered exams that are associated with these emergencies.

I put a lot of time and effort into researching a reputable "Show Breeder" when searching for a pup a year ago. Five months on a waiting list, then another 10 weeks waiting for shots and records to clear, I finally picked up my Black Miniature Schnauzer "Giuseppe" from his Show Breeder, 200+ miles from my home. I was blessed; Blessed with an angel. That day, while he was napping, I opened a policy with Healthy Paws. I didn't think anything major would happen (I spent so much time and energy researching a super reputable breeder in hopes that his health would be "Top Notch" as well as paying a hefty penny for his fuzzy butt), but *just in case* I wanted to be covered. Little did I know... Truth is; it doesn't matter how much research you do; every pup is a crap-shoot. I got an uber delicate one. He started experiencing severe anxiety almost immediately. General anxiety, anxiety to sounds, and separation anxiety. When Giuseppe gets too "unsettled", his gastric system gets upset for days and a typical 'over-the-counter' medicine won't calm it down. It requires a vet visit and it requires an antibiotic for 3-5 days each time. Metronidazole (his antibiotic) is very expensive when dispensed, and when you've got a pup that has a belly issue so severe that he needs metronidazole dispensed every few months, the cost adds up. Healthy Paws always had my back. All I needed to do was take care of the exam fees; any extra testing (which has happened a few times, as his symptoms have varied numerous times) were all handled by Healthy Paws. Four weeks ago, Giuseppe got sick again, but he wasn't getting better. Wouldn't drink, wouldn't move; limp and I could sense his dehydration. Before I knew it, my 10 month pup spent 8 days in an Emergency Vet with IV bags attached to his fuzzy legs. Gastroenteritis and Pancreatitis. The total bill was insane; Almost $4,500!! Emergency Vets give you estimates BEFORE they admit your pet in for care. They do this because people usually (1) need to find the money to put down the deposit that they had no idea they'd ever have to drop down (2) apply for financing first (3) can't afford the services and walk out with an injured animal (4) start asking how much it is to euthanize their animal (because that may be cheaper). Healthy Paws was my "Safety Net". Did it feel "Great" to drop the $4,500 in eight days? No. But it stung way less knowing that I was going to get a MASSIVE amount of that money bac

Really great coverage - reasonable rates, easy claim filing and quick payment. They are also very reasonable about what they cover.

Our lab mix has had ACL surgery on both sides now. Left last year, right this year. Both times the claim was paid as outlined by the policy and in a timely manner. My vet submitted the claim for me. Couldn't be easier. I wanted a high deductible plan for our dogs and I'm so happy to have found this coverage with Embrace. I've recommended them to all of our friends with pets.

Two consulting veterinarians documented that my claims were NOT pre-existing conditions but appeals denied. The claim form does not ask for vet diagnosis so when I said said took my dog to the vet because he stopped eating and lost weight, because his weight had fluctuated in the past (whose doesn't), they denied coverage. Following evaluations it turns out my dog had hypercalcemia, high blood pressure and renal insufficinecy that were the basis for his weight loss and not eating. With treatment - THAT TRUPANION DENIED COVERAGE FOR - he is back to his normal health. Despite all their language of caring for your "furry friends" they are scam artists.

I can pretty confidently say that Healthy Paws is the best pet insurance out there. I have been making regular claims for several years while my dog has been battling severe arthritis, and the only issue I have had was due to an uncooperative veterinarian's office, which the team at Healthy Paws promptly resolved for me. I love that they cover alternative treatment methods like acupuncture and hydrotherapy, as well as traditional treatments. The app also makes filing claims fast and easy. I feel like I'm constantly referring other pet owners to them. The peace of mind of knowing that no matter what happens, I will never have to decide between being able to afford treatment and my dog's life is such a relief. I love this company and plan to sign up with each and every future dog I have.

Embrace policy is easy to understand, and is very comprehensive. No hassles, just submit proper paperwork, and all goes smoothly.

Pets Best is great! It's like having someone in your corner for those random crazy moments in life. I had no problem getting my claim approved and receiving reimbursement. The process was quick and easy. I appreciate it!

I had the first claim going through just days after I uploaded it. My second claim started processing the same day which is awesome. Great service