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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

9

out of 10

#1 Pet Insurance

I used to have another pet insurance with another company and Healthy Paws is definitely much better. It is affordable. I love the unlimited lifetime coverage. A 90% deductible is the highest deductible I have seen compare to other pet insurance. Submitting claims is super easy and I get my reimbursement check(s) right away. Although I wish they would cover preventative services as well (i.e. vaccinations, etc.) I still highly reccommend Healthy Paws Pet Insurance to anyone looking for insurance for their furbabies.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Catahoula Leopard
  • AGE OF PET: 1 - 8

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10

out of 10

I wish...

I wish that my own health and dental insurance was as easy to navigate as Embrace has been.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Poodle
  • AGE OF PET: 1 - 8

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10

out of 10

Excellent policy, excellent staff

I have had ASPCA Pet Insurance for my cats for years. All my claims were responded to promptly. The staff is always kind and helpful with questions. I love their follow up calls. I have recommended this insurance to everybody I know who has a pet.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Domestic Shorthair
  • AGE OF PET: Over 8 years

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1

out of 10

Awful

Rarely pay out for claims and then decided that my dogs diarrhea was a recurring condition (claimed for in 2015 and 2017) and would not pay a $500+ bill. Would not recommend to anyone looking for pet insurance.
  • INSURER: PetFirst
  • POSTED: 05/09/2019
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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1

out of 10

Not worth the monthly payments.

My poor little Yorkiepoo had an eye infection and an abscessed tooth. I had almost a $1600 bill that PetFirst denied. Forget about paying hundreds of dollars per year to PetFirst and just give it to your Vet instead.Also the girl that signed me up was so friendly but when I contacted her to ask one question she never responded. Horrible service also.
  • INSURER: PetFirst
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

OUTSTANDING PERFORMANCE FROM EMBRACE

EMBRACE INSURANCE HAS BEEN SINCE 2016. THEIR STAFF HAS BEEN OUTSTANDING ON VERY QUICKLY RESPOND ON ALL MY CLAIMS. I HIGHLY RECOMMENDED THIS INSURNANCE COMPANY THANKS FOR JOB WELL DONE.
  • INSURER: Embrace
  • POSTED: 09/04/2017
  • BY:
  • BREED: Maltese
  • AGE OF PET: 1 - 8

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10

out of 10

glad i have embrace

My dog had a sudden onset of gastroenteritis symptoms. after an emergency office visit at 2 a.m. the bill was $625.! But knowing she was going to be ok and the fact that I had Embrace my worrying was minimum
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: 1 - 8

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10

out of 10

Wonderful company to deal with.

Very easy claim process, uploaded bills with brief explanation of issues and claim was processed within a week. We received a phone call asking how Zara was feeling and how her older brother Frankie was doing. Excellent customer service and a very caring staff.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: 1 - 8

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10

out of 10

So Simple

First time purchasing pet insurance.- huge thanks to our vet for recommending Embrace!! After 2 months of having our golden doodle puppy (squee!!) she contracted giardia - uggg!! Not only was it simple to submit the claims online, we could track everything, too! That even included how we wanted to receive our reimbursements - wow! Today I received an email asking if we had received one of our checkered and if not, would I like them to resend it. Yes! An insurance company asking if I'd received my money! So simple and so relieved we made the right decision to choose Embrace!🐶❤️
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Goldendoodle
  • AGE OF PET: Under a year

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10

out of 10

Every pet owner should have insurance!!

With all of the dogs (18) that I have had over the years I have never purchased insurance. In June 2016 we purchased our first Bernese Mt. Dog puppy who was 9 weeks old at the time. During our first vet visit, our Doctor recommended that we try Trupanion for their 30-day trial period because with puppies...you never know what can go wrong! Well, we enrolled right after the trial period was over. We opted for the full coverage plus we added extras like hydrotherapy treatments etc., with the anticipation that our Bernese may get arthritis when he is older. We pay a $0 deductible and almost $180 per month. From what I understand, prices not only vary with breeds and age but also vary throughout the country as far as what vets charge etc., We live in NJ so everything seems to be more expensive :( That being said, this past week, our 11 month puppy decided to gulp down one of our baby's bib...one big gulp and I couldn't stick my hand down his throat fast enough to reach it. I tried to induce vomiting but without any luck. I called my vet and Trupanion right away. I told Trupanion my situation and they pre-approved a ballpark amount for the possibility of surgery/vet stay etc., The following day we went to the vet for scans of his stomach etc., There were definitely compacted materials in his stomach so the vet and I discussed options for surgeries. Being the least invasive, I opted to try Endoscopic so that my poor puppy didn't have to be cut open. I had to go to a another vet besides my usual one. This was a special 24hr. vet with specialist so I made the call to Trupanion to tell them that I had to travel to another vet for the surgery etc., and they were updated on all of the info. and I wanted to make sure that everything would still be covered. I should also mention that all of this is going on in the evening and I wound up being at the vet from 5pm to almost 1am and every time I was able to speak with a representative and they were able to get after-hours approval for additional tests etc., The vet ended up pulling out the whole bib plus a couple of my husbands black sport socks (what???) and our puppy is recovering beautifully. I cannot be more thankful for having pet insurance like Trupanion. $180 a month is no small amount of change...and yes, there are definitely some months were I thought "why are we paying for this, we could use that money for something else!". Honestly, this surgery with the scans, anesthesia, actual surgery and recovery c
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Bernese Mountain Dog
  • AGE OF PET: Under a year

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