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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

AWESOME SERVICE

I have 3 cockers and without Trupanion I would have only one I have probably told at least 50 to 100 people about Trupanion and carry brochures with m e
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Cocker Spaniel
  • AGE OF PET: 1 - 8

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8

out of 10

Great service

Very easy claim submission and great fast customer service. I'm very happy.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Over 8 years

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1

out of 10

Nothing but run around when trying to cover my pet

I have had nothing but trouble with trying to get my pets covered. I have personally sent in medical history, vet has sent in medical history and we are continually told they do not have it. I have so far gotten 2 of my 3 dogs covered with repeated calls and complaining. My third dog is still in review phase because they claim they do not have medical records. I spoke to the Vet, they gave me a copy of the fax transmission sheet and they ladies name they dealt with. Absolutely ridiculous that this process takes months. It's really not worth the headache of having this insurance.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Beagle
  • AGE OF PET: Under a year

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10

out of 10

Outstanding Health Coverage

If I could give Healthy Paws 10 stars out of 10 I would. Hands down this is the best and most affordable health coverage you can get for your dog. I have had two of the other health insurance companies in years past and found them difficult to work with, lacking in coverage and customer service. Then I got my German Shorthair Pointers and was determined to do my due diligence and get the best coverage I could because customer service is extremely important to me. All the reviews pointed to Healthy Paws and so I went with them. I am certainly glad I did since my dogs are my kids and since they are highly trained hunting dogs. When Duchess got sick from a sudden illness I rushed her to the vet who immediately ordered a battery of tests and referred us to a specialist. Being vey concerned about her condition i decided to proceed with the recommended treatment plan forgetting I even had health coverage at first. After what seemed like a never ending barrage of tests and procedures they got her under control and stabilized. She is making excellent progress now. But throughout the ordeal I simply submitted the invoices via the convenient app on my iPhone and was delighted to receive emails from healthy paws within a few days indicating my claims were covered with checks on the way. I couldn't be happier about Duchess slowly making a good recovery from what appears to be some sort of autoimmune disease which they have not yet determined. But Healthy Paws was there for us when we needed them. Don't go with another company. Do your dog and yourself a favor and buy Healthy paws right away.Best coverage around.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: German Shorthaired Pointer
  • AGE OF PET: 1 - 8

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1

out of 10

This company sucks!

I initially bought the insurance when Purina owned it. During that time it was great. Never any problems, but boy did the issues start when 24 Pet Watch took over. Took forever to receive any reimbursement. That is if they even bothered to reimburse anything at all. Over the past 2-3 years they have gotten even worse. Send in claims and they always say that I haven't included all the necessary paper work, which I know I did because I keep copies of everything.Can call and talk with someone on the phone (after being on hold for at least a half hour) only to be told that I didn't include everything. I even had my vet call and ream them out once and after that they paid exactly 1 claim. And as if all of this wasn't bad enough they DOUBLED the premium without any notice. My dog had many medical issues so that I couldn't switch companies. It isn't a problem now because I had to put her to sleep last week. Thank goodness I never have to deal with this company again! Find another company. There are plenty out there.
  • INSURER: 24PetWatch
  • POSTED: 08/29/2017
  • BY:
  • BREED: Shetland Sheepdog
  • AGE OF PET: 1 - 8

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10

out of 10

This is my saving grace!!!

We dreamt... forever on adding a little Chocolate Lab to our family, we went through all the proper steps of finding a reputable breeder and a dog with a good family history. Despite that, because I grew up in a doggie household, I know how much these members of our family can cost us. Never do you imagine that you will have to use any of the pet insurance, especially in a puppy that is only 12 weeks old... but we did! Aliyah our 12 week old Chocolate Lab was diagnosed with a pre existing condition known as a liver shunt. We had rushed her to the emergency vet with signs of disorientation, foaming saliva, and weakness. She was admitted into the ICU at Cornell Veterinary Hospital, which I can ensure you is NOT cheap. After numerous visits with specialists, series of testing, medication, C-Scans, etc. I'm sure you can only imagine how much we are up too...$$$$ the ASPCA Pet Insurance has been my saving grace! Our little girl is doing fabulous today. She is a happy puppy with lots of energy and growing like a weed! I have to say that the pet insurance has been my guiding light through this entire process. Although we are not out of the woods yet, and Aliyah will have to go for an operation when she turns 8 months old. We are optimistic that she will live a long, happy, and healthy life! The ASPCA Pet Insurance was so quick in there reimbursements that it has continued to provide me with the money that I need to keep Aliyah healthy and strong. The staff from the very beginning has been supportive and informative the helped in guiding me to what the proper plan was for me based on the type of dog we were getting, to now when we need all the support we can. It's unfortunate that we have to use the insurance, but it is most fortunate that I have a great support team in the ASPCA Pet Insurance Company. I recommend them to every one I know who already has a pet and is thinking about adding a little joy to their family as well. Thank you with all my heart!
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: Under a year

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10

out of 10

Great response

I purchased insurance for my puppy, Murphy, when I first got him. I never anticipated any issues with him because he was such a healthy guy. Then, one night I noticed that he was not feeling well and rushed him off to the emergency vets where I was told he had bloat and needed emergency surgery. Murphy did have the surgery and is now doing fine. The total bill was over $5000, most of which was covered by embrace. They were wonderful to deal with both at the time of the surgery and after. In the future, I will always use embrace to insure my pets. Peace of mind is a wonderful thing!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Airedale Terrier
  • AGE OF PET: 1 - 8

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10

out of 10

Trupanion is the best

Excellent customer serviceQuick refunds for medications Trupanion is used by most Vets so we don't have to pay up front.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Best Pet Insurance Choice

I would highly recommend Health Paws to anyone looking for affordable pet insurance. I've dealt with other companies in the past. When I received huge premium increases from the company I used for 7 years (since he was a puppy), I started looking for another option. Health Paws is by far the best deal. They have very few limitations on what is covered, offer many policy options so you find the right policy for your budget, and have been super friendly during claims. I just recently had to make the decision to have my Tyler's eye removed due to Glaucoma. Even though husky's are prone to that, it was still covered. The previous company I used didn't cover hereditary conditions. They answered all my questions promptly throughout the process. They covered the ER charges when his eye was swollen, meds and a few procedures to try to get it under control and ultimately the surgery and recovery costs when that was needed as well. The rep was even kind enough to review my surgery quotes and help me decide which procedure I should go with. After the surgery, I emailed her the invoice. The claim was literally processed in less than an hour since she had already seen the quote. It was such a relief to know when those bills were coming in, that I could concentrate on my pups care. Best decision I made switching to Healthy Paws.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Siberian Husky
  • AGE OF PET: Over 8 years

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10

out of 10

It couldn't be any better

Of all pet insurance companies I looked into, ASPCA pet insurance was excellent from the first call. The people you deal with have compassion about your pet almost as much as you do. My first experience was with my dying kitty that was very sudden. I received a hand written sympathy note and phone calls from very caring people that eased my pain and really made me feel like they were right there with me grieving. They were amazing. My most recent claim was for my 13-year-old who had an upper respiratory infection. I got very nervous because of her age and took her right to the vet. She wasn't eating or drinking and I thought it was the end. While she was recovering, I got a call to see how she was doing. How amazing is that?! Any time I deal with the folks here, I'm am always so pleasantly surprised about how considerate they are. I wish the training these people get was the same for human insurance companies!
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Domestic Shorthair
  • AGE OF PET: Over 8 years

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