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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

 
5

out of 5

Fantastic coverage, support and fast!

Embrace has impressed me again and again. They are quick to respond and their policy is very straightforward. They pay what they say they are going to pay and have fantastic customer service!
  • INSURER: Embrace
  • POSTED: 09/11/2017
  • BY: Tracy
  • BREED: Rhodesian Ridgeback
  • AGE OF PET: 0 - 3

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5

out of 5

Process was easy and better than expected.

There was miscommunication between my husband and I as to who was going to file claims. So, we were disheartened when we finally found out no one had submitted anything. When I called with questions, the customer service person was very helpful and reassured me all the claims were still valid to submit going back to when we first bought the policy. I got copies of everything from my vet (mostly wellness and standard vaccines) and submitted them. Checks came back in a timely manner, and I feel they were fair and correct.
  • INSURER: Nationwide
  • POSTED: 09/11/2017
  • BY: bonnie
  • BREED: Beauceron
  • AGE OF PET: 7 - 10

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5

out of 5

Very easy to deal with. Fast claim service

All questions were answered fast and correctly. Staff were very helpful and easy to deal with. I was notified what the insurance would on my claim and checks were issued promptly.
  • INSURER: Embrace
  • POSTED: 09/11/2017
  • BY: Kenneth
  • BREED: Labrador Retriever
  • AGE OF PET: 7 - 10

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5

out of 5

Verified

Very Positive experience with Trupanion.

Trupanion was very easy to deal with and super quick to reimburse claim! Could not of had an easier time dealing with an insurance company at a very difficult time . Highly recommend Trupanion!!!
  • INSURER: Trupanion
  • POSTED: 09/11/2017
  • BY: Luke
  • BREED: Miniature Dachshund
  • AGE OF PET: 7 - 10

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1

out of 5

Fine if you don't use it

I have had a policy for my dog Quigley for 6 years and have only put in one tiny claim 5 years ago for $15 in medication. I tried to upgrade his policy to their whole pet plan and was denied because they say he has a preexisting condition of allergic dermatitis based on the one claim for meds for licking his paw 5 years ago! He has never been diagnosed with an allergy and they would not simply exclude allergies from an upgraded plan. They just said...no sorry, his preexisting condition means he can't be upgraded even with an exclusion. Ok--My vet has sent a letter to their underwriting department telling them that our dog does NOT have allergic dermatitis and was never diagnosed with that condition at any time. We will see what happens but needless to say, this is ridiculous. I am having a similar problem with my cat who also was denied an upgraded policy because I put in a claim for a test he had which showed a bacterial infection which is being treated by a 14 day course of antibiotics. When I applied for the policy upgrade, I told them I had put in the one and only claim for him and that he was on antibiotics and that did not seem to be an issue. First they said my cat was being denied the upgrade because he was too old (they showed he turned 10 on the day I called in and he must be under 10 years old by at least 2 weeks!). My vet showed he did not turn 10 until 9/28/17. So--vet faxes in the birth date they show. Now he was denied the upgrade again! this time it was because I put in a claim during the "renewal period". Not sure what that means since I've renewed every year for the past 7 years! then i am told that I can't try upgrading again after he is done with the antibiotics because then he will be too old! This is what I get for trying to use an insurance policy. Had I simply never put in any claims, they both would be on the upgraded policies now.
  • INSURER: Nationwide
  • POSTED: 09/10/2017
  • BY: Jill
  • BREED: Mixed Breed
  • AGE OF PET: 7 - 10

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5

out of 5

They Have Been Very Easy To Conta...

They have been very easy to contact for any questions and have processed claims promptly.
  • INSURER: Pets Best
  • POSTED: 09/10/2017
  • BY: Lesa
  • BREED: Italian Greyhound
  • AGE OF PET: 7 - 10

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5

out of 5

In The Six Years Since Purchasing...

In the six years since purchasing Pets Best insurance for our Westie, we have been delighted with the technology available for claim submittal, clarity of coverage and efficiency of claim reimbursememt. I recommend Pets Best to every dog owner I know.
  • INSURER: Pets Best
  • POSTED: 09/10/2017
  • BY: Lisa
  • BREED: West Highland White Terrier
  • AGE OF PET: 7 - 10

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5

out of 5

Healthy Paws rocks the house!!

Healthy Paws is a spectacular company to insure your pets with. They're caring and comprehensive in the way they treat their clients.
  • INSURER: Healthy Paws
  • POSTED: 09/09/2017
  • BY: Lydia
  • BREED: Spinone Italiano
  • AGE OF PET: 0 - 3

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5

out of 5

Amazing Experience

I have two large dogs that are insured through ASPCA. We have had the insurance for several years now and it has been a life saver. It has meant that we don't have to worry about cost when something happens to the dogs. Filing a claim is so easy and the payment is quick and easily understood. I am so happy we have insurance through them and will continue to purchase it in the future.
  • INSURER: ASPCA
  • POSTED: 09/09/2017
  • BY: Rachel
  • BREED: Mixed Breed
  • AGE OF PET: 7 - 10

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1

out of 5

Bandits: High Rates. High Rate Increases. Avoid.

These guys are bandits. Hight rates and equally high rate increases each year. Rates have increased about $20 or more each year despite a low claim incidence. Recommend "self-insuring" by putting away similar amount each month or finding a vet with a wellness/sick care package (there are some around). My monthly payment without the wellness package is almost $100 or about $1,200 per year. Had to drop wellness back since adding it on was exorbitant.
  • INSURER: Pets Best
  • POSTED: 09/09/2017
  • BY: B
  • BREED: Rhodesian Ridgeback
  • AGE OF PET: 7 - 10

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