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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

1

out of 10

Scammers, DO NOT USE PETFIRST

Refuses to cover medical charges that were not mentioned when sold the "Premier" policy.
  • INSURER: PetFirst
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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8

out of 10

1st claim filing/response

My final experience on the initial claim that I filed was good. However it took almost 60 days waiting on medical records which I submitted on my own way before claim was released. The end result was positive so I'm happy with embrace. THank you
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: American Bulldog
  • AGE OF PET: 1 - 8

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10

out of 10

So thankful for Healthy Paws

We are so happy with our decision not only to get pet insurance for our dog, but specifically to go through Healthy Paws. The app is so easy to use to submit a claim and we usually have our reimbursment check within a couple weeks. Our dog recently had to have surgery that cost over $4,000. We got the majority of that back from Healthy Paws in less than 2 weeks. Our dog is back home, happy & healthy. And HP even sent us an email to check on him.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Mix
  • AGE OF PET: 1 - 8

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8

out of 10

Satisfied

Always receive prompt service when processing my dog's claims.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Chihuahua
  • AGE OF PET: 1 - 8

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10

out of 10

Helpful in a very stressful time

My normally rambunctious 15th month old shepherd mix was diagnosed with pneumonia within a few days of policy renewal. In his recheck visit it was discovered he had a bronchial infection. Between the hospital stay, medication and follow up visits, the costs really mounted up (over $2000). The *very* helpful Embrace staff answered all my questions and were able to ease my mind in a very stressful time. I am very happy with how the claims was handled and the efficiency of the customer support staff. There is no doubt that insurance can be costly and the premiums do go up every year. For me, however, the peace of mind knowing I will be able afford emergency care for my dog at the time I need it is worth the cost. I have added the premiums to my annual budget. A relative first suggested Embrace and I am so glad I overcame my initial hesitancy. I have Accident & Illness coverage at 90% as well as Prescription Drug coverage. In my case the cost of wellness coverage exceeds our standard outlay that it is not worth it. I highly recommend Embrace.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Health Paws Pet Insurance is the Best!

My 2 year old dog has been suffering with liquid filling into his lung cavities for about a year. He recently need expensive surgery and Health Paws made it affordable for my wife and me. They make it very easy to submit bills through their phone app and are always quick to pay claims. My wife and I are very grateful to Health Paws because they are not putting us through the "run around" that so many other insurance companies put you through. We can just focus on taking care of our dog and do not have to stress about paying for his vet bills. They even sent us a very nice note showing concern for our dog's condition. If you have a pet, I highly recommend that you get insurance though Healthy Paws Pet Insurance as it is best company to work with to cover your pet and they are always kind and caring every time I speak with them.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

We LOVE Embrace!

We've had our insurance through Embrace for over 10 years and couldn't be happier or more grateful for it. It's easy to use and our claims are responded to SO FAST! I wish Embrace offered health insurance for humans because they've been so great to work with!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Over 8 years

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2

out of 10

Not worth it

My dog was vomiting, so I took him into the vet. My veterinary office charges an emergency fee for emergency cases, even those seen during regular business hours. Healthy Paws refused this emergency fee, despite the website saying they cover emergency care and the exclusions not mentioning emergency fees. The customer service manager was dismissive, and kept calling my male dog "she". I don't feel like they care about myself or my dog, and I am canceling my policy. It isn't worth the monthly payments if they won't cover the bill when the time comes. I'm extremely disappointed.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Great Pet Insurance / Great Customer Service

We unfortunately had to put our almost 13 year old Wheaten Terrier down a few weeks ago. I contacted Pet Partners to let them know of this and the woman (Amy) that I spoke to was so incredibly compassionate. She immediately took care of what I was calling about and must have apologized 10 times for the loss of our pet. I'd highly recommend them!
  • INSURER: PetPartners
  • POSTED: 08/29/2017
  • BY:
  • BREED: Wheaten Terrier
  • AGE OF PET: Over 8 years

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10

out of 10

Embrace Review for Gracie

I have Embrace Pet Insurance for my 9 year old Miniature Pincher, Gracie. She recently had to have surgery for a malignant mass in her leg. Embrace was fast, efficient, and helpful in fulfilling my claim for the expenses. They were also very caring and sympathetic to my plight and always inquired as to how Gracie was doing with her recovery. I would recommend Embrace to anyone who has a pet they love because it give me great peace of mind to know I have a reliable, personable company to help me give Gracie the best medical care possible.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Miniature Pinscher
  • AGE OF PET: Over 8 years

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