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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

9

out of 10

Very good coverage and Customer Service

I've been using Embrace pet insurance for several years. Thankfully, I haven't had any big emergencies. I paid for the wellness rewards for a while, but in the end dropped them because they're not really worth the hassle. I had 4 pets getting wellness rewards and between all 4, I maybe saved $80 a year on vet bills and medication (flea/tick). I often ran into the problem spending more than the plan covered for one pet and not quite enough for another pet. Any issues I had with claims or anything else was resolved in a timely manner. However, I'd just say that it's definitely better to call them because it takes them a day or two to get back to you by email.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Caring attentive and honest insurance company

We have had 2 policies w Healthy Paws. Both of our dogs had major issues and sirgery and each time Healthy Paws came thru in a fast and supportive fashion. I cannot recommend them highly enough. Super firm.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: French Bulldog
  • AGE OF PET: 1 - 8

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10

out of 10

Trupanion is exceptional

I've always had the best and most thorough personalized experience when I've called Trupanion. And until recently, never realized how significant a role they would play in my life. My dog, 6 yrs old was diagnosed with lymphoma cancer and their policy allowed us to make a decision not based on finances but quality of life and offering the best care available. I'm not sure what I would have done if we didn't have Trupanion. We are very grateful to their supportive staff and clear policy guidelines with no questionable fine print clauses.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Shiba Inu
  • AGE OF PET: 1 - 8

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10

out of 10

Thank you ASPCA Pet Insurance

My mixed breed boxer Cooper has had a busy first year of life. He's full of energy and the desire to play despite frequent bouts of diarrhea and stomach upsets since he was 3 months old. His digestive woes finally included passing blood. All of this would have been overwhelming without our local vet clinic and especially ASPCA Pet Insurance to help with the cost. Thank you!
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Under a year

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9

out of 10

Fast and hassle free processing

Very happy with the service. The website is easy to use and the claims process has been hassle free for the 2+ years I've used them.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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1

out of 10

Rip Off !!! What a Racket !!!

I rescued "Ingrid" now "Sable" and was given 6 weeks free insurance. My vet faxed everything and a couple of weeks later, I received a letter stating that all the claims were not covered. Some FREE Insurance! A second reimbursement letter came telling me that I was already reimbursed! There is no money coming! What a racket! I'm informing the rescue operation that this is a complete rip off and let other adopters know not to count on anything from this company!
  • INSURER: Pets Plus Us
  • POSTED: 10/03/2017
  • BY:
  • BREED: American Shorthair
  • AGE OF PET: Under a year

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10

out of 10

Commendation

I'm writing to commend two of your representatives: Jasmine and Kaylah. They were both a pleasure to work with. Both were knowledgeable, congenial, well versed; and most importantly: patient. They both were results driven, had compassionate senses of humor (a must; I've come to learn through them- because a new puppy in a home of an owner who hasn't had a puppy in 14 years is life changing). While I've been with AKC for many years, I'd never been offered a trial insurance plan. Was always advised to get one. Mix your policies with personable accommodating representatives, explained choices? It was easy. Bravo to Jasmine and Kaylah, who made AKC and Pet Partners shine even brighter..
  • INSURER: PetPartners
  • POSTED: 08/29/2017
  • BY:
  • BREED: Standard Poodle
  • AGE OF PET: Under a year

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10

out of 10

What a Great service

We recently lost our Golden Retriever after heroic attempts by multiple vets to save him. We submitted several claims for the various vets. Embrace responded immediately. The coverage has saved us thousands of dollars. When we get a new dog it will immediately get embrace insurance.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Golden Retriever
  • AGE OF PET: Over 8 years

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1

out of 10

Terrible, terrible, terrible. Scam artists

I would never recommend this company to anyone. First of all, they do not have anyone on their staff reviewing claims that have any medical background whatsoever. They declined a very significant claim based on a "note" that was made on a previous vet exam that had nothing to do with the illness I was actually claiming for. Stating they were one in the same and it was pre-existing. Two vets have now said they are out to lunch and clearly do not have medical professionals assessing the claims. I have paid my policy faithfully, a year in full, every time I renewed it and I always have issues with them changing things about my policy, or denying my claims for reasons that don't add up or make sense. Be VERY careful when making claims, what your vets put on exams for notes even for future reference. They will deem everything they can as a "pre-existing" condition just to not pay you. Somewhere along the way when PetCare was bought out by 24 Pet Watch, my policy was "dumbed" down significantly, but I was never notified of the coverage changes. I assumed my coverage was the same and if there were any changes, they would notify me. No, they don't...but continue charging you the same. And surprise! When you try to make a claim, you are denied. In my honest opinion, do yourself a favor and set $500 or more aside a year for your pet. Pet Insurance is a scam....especially this company. I feel terrible that I wasted so much money on them when I could've set it aside over time.
  • INSURER: 24PetWatch
  • POSTED: 05/09/2019
  • BY:
  • BREED: Boston Terrier
  • AGE OF PET: Over 8 years

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1

out of 10

Terrible, terrible, terrible. Scam artists

I would never recommend this company to anyone. First of all, they do not have anyone on their staff reviewing claims that have any medical background whatsoever. They declined a very significant claim based on a "note" that was made on a previous vet exam that had nothing to do with the illness I was actually claiming for. Stating they were one in the same and it was pre-existing. Two vets have now said they are out to lunch and clearly do not have medical professionals assessing the claims. I have paid my policy faithfully, a year in full, every time I renewed it and I always have issues with them changing things about my policy, or denying my claims for reasons that don't add up or make sense. Be VERY careful when making claims, what your vets put on exams for notes even for future reference. They will deem everything they can as a "pre-existing" condition just to not pay you. Somewhere along the way when PetCare was bought out by 24 Pet Watch, my policy was "dumbed" down significantly, but I was never notified of the coverage changes. I assumed my coverage was the same and if there were any changes, they would notify me. No, they don't...but continue charging you the same. And surprise! When you try to make a claim, you are denied. In my honest opinion, do yourself a favor and set $500 or more aside a year for your pet. Pet Insurance is a scam....especially this company. I feel terrible that I wasted so much money on them when I could've set it aside over t
  • INSURER: 24PetWatch
  • POSTED: 08/29/2017
  • BY:
  • BREED: Boston Terrier
  • AGE OF PET: Over 8 years

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