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My Pup Has had ASPCA Insurance for a year, while with that insurance he has had vomiting, abrasions on his feet and more. We decided to leave ASPCA because they barely was covering anything. Queue Embrace, i did my research and figure this was a good company, boy was i wrong. My pup got a cyst on his foot, and it was classified as foot licking which apparently in the same category as skin abrasions/scabs from his past incident so he want covered, they claim that he needs to be free of any foot skin issues for 12 months to receive coverage, next issue he had was a vomiting fit where yet again while the claim hasn't gone fully though, a email sent to me about his coverage a few weeks back stated that since he had a previous issue of vomiting in the past, he needs to also be clear for 12 months before embrace will cover anything, so i know that this recent bill will 99% sure not be covered. What are they good for then? Sure my pups wellness things gets taken care of but I'm paying higher for insurance than ASPCA for barely any real coverage. I have a 500$ deductible, pay extra for 400$ of wellness coverage and Rx Prescription coverage. Yet here I'm am also ditching out over 2k worth of vet bills that honestly should be covered. Why have insurance if the issues I'm having will never get covered? Waste of time, money and aggravation.

I adopted a dog three and a half years ago and signed up with Healthy Paws soon after the adoption. My dog has had several major medical issues including Heartworm, emergency surgery to remove a foreign object in his intestine, and pneumonia. He has also had several run of the mill type things like rheumatoid arthritis and mild anemia. We've been to the vet a lot and I have been very happy with Healthy Paws as my Pet Insurance provider. Their process for submitting a claim is very easy, it just takes a minute. In addition, the processing and reimbursement goes quickly. I chose ACH electronic reimbursement and the credit appears in my account usually less than a week after I submit the claim. They also have been very good with coverage. I actually had a disagreement with something relating to coverage early on and I was able to escalate the issue easily and got the proper attention and ultimately got a resolution that I was happy with. I did a lot of research before picking a Pet Insurance provider and I am happy to say that my choice has been confirmed over and over again during the past three and a half years. I adopted an older dog and was surprised that some providers don't even offer insurance to dogs that age. I recommend Healthy Paws to everyone I know. It gives me peace of mind to not have to make decisions about my pet's health based on what I can afford. Going through an emergency surgery for intestinal obstruction is an expensive ordeal ($8,000) that can happen to any dog and it was a huge relief to know we had a reliable pet insurance provider.

First time we ever bought health insurance for a dog, it is well worth the money

The service and turnaround time has been great

The woman, Sam, that I spoke to on the phone was extremely compassionate and helpful during a horrible crisis. She stayed on the phone with me and answered all my questions with the utmost empathy. She really helped me during this terrible incident of my dog being attacked.

So far so good!! Pets best paid our claim for tick/flea and heart worm prevention meds. No problem. Direct deposit right into our bank account . Thank you

I had last looked at pet insurance a number of years ago and the combination of coverage vs cost was not enough to convince me to go that direction. So, when I happened to research the topic again (after seeing the veterinary costs for neuter and spay operations for our pups), I was so pleased to find Nationwide Pet Insurance and their level of coverage. Under their Wellness program they offer 90% reimbursement for virtually everything after an annual $250 deductible ! The best part is, they live up to it in every way. Nationwide has been fast, extremely easy to deal with, easy to submit claims and fast reimbursement !! I would absolutely recommend them to any who want to protect themselves and their pets from expected (and unexpected) health expenses.

Trupanion provides excellent insurance for my pet. I would happily recommend it to any pet owner!

It's been an easy process for the last two years that I have had Bubba. When I come back from the vet, I fax the invoice and the doctor's report, and within a couple of days, I get a response from PetsBest. It could not be easier.

My dog was attacked by two unleashed dogs as we were on our evening stroll. Cooper is a sweet little basset and received some severe wounds on his ear, literally ripping a triangular shaped hole in one ear. He had surgery that evening and intensive treatment for the next two weeks, and check ups for the following two weeks. I submitted claims after paying for the procedures he received and received payment within one week of submitting the forms. It was extremely simple. I printed out the pre-filled out claim form from the website and submitted by fax. It was simple and efficient. With all the trauma already endured, it was wonderful to have this part of the ordeal be a non-issue. Believe me when I say this policy for this event was a blessing.