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Once again Embrace came through when one of my kitties suffered from an acute kidney injury. Because Embrace reimbursed us for most of the charges I will be able to continue having the treatment for Sasha.They are a life saver. Claim submission, processing and any interaction with the customer service is easy and smooth. They care . I highly recommend Embrace to any pet parent.

I have been using ASCPA for over 2 years now and I've had about 4 claims. All claims were handled quickly and professionally; reimbursement is reasonable and deposited directly to my bank account.

I have raised 13 Newfoundlands, and had VPI until now. My new Puppy Xander has Embrace Pet Insurance, and in the 1st year alone, it has more than paid for itself.I recommend it to everyone.

We have a Bernese Mountain Dog puppy that's had significant medical issues and Embrace has been at our side supporting the sizable medical bills without question. It has been a large financial relief to us and a change of life for our puppy. We've had other insurance policies in the past (VPI) and by FAR this is the best coverage we have ever receive. Don't look for another policy.

I hear from Embrace soon after I file a claim. They are extraordinarily prompt, fair, and thoughtful with their handling of claims. The customer service is astounding. I wish human insurance was this fabulous!

I have never dealt with a more compassionate insurance company! If only "human" insurance companies were this helpful, friendly and responsive - we would be a much better country!

I evaluated a lot of pet insurance companies and I gotta say 80% coverage and the nicest customer support is the way to go and that is exactly what Healthy Paws provides! It took about a week after my cat's hospitalization to get back eating and for her fever to go away completely, but luckily my baby kitty was young and she pushed through successfully. I'm so glad she recovered and thanks the healthy paws it didn't cost a fortune to get the necessary care she needed to push through!

I've had pet insurance with this company since we adopted my youngest dog in 2011. And I've never been displeased. Claims are easy to file and quickly reviewed and I've never had anything denied. They have covered major surgeries, specialty procedures (arthroscopy), chemotherapy...they even cover my dog's joint supplements and pain medications every month (we got her insurance as a puppy so her orthopedic problems were not preexisting). Our most recent experience was when Maya was bitten by a rattlesnake. Antivenin is extraordinarily expensive (over $650 per vial!) and we were able to treat her quickly and without worry knowing that bill would be taken care of. The absolute best thing about Healthy Paws is the peace of mind of knowing I'll never have to make a decision that will compromise my pet's health or life just because I can't afford it! Claim checks are distributed quickly - which means I can charge something to my credit card or care credit and know I'll have my reimbursement check before the bill is due to be paid. The service is excellent - I've gotten fast information whenever I've needed to call. The app is very user friendly and makes submitting and tracking my claims a breeze! They pay ACTUAL COST of services unlike other companies that make up what they think your vet bill should have been and only pay based on that - which isn't much help if your vet happens to be more expensive. The only negative part is that the monthly premiums do increase by a little bit every year. This is to keep up with the cost of veterinary medicine though so I understand why and the increase is really very minimal - usually less than the cost of a cup of coffee. Great company with great values. I recommend them to everyone!

We love our Shih Tzu, Gus and take real good care of him. We know an illness can be expensive and being retired on a fixed income can be an issue. So we got health insurance for Gus through ASPCA and we are more than happy we did. Only had one claim at this point but the service and fast reply from ASPCA was fantastic. I tell all my pet owner friends they should sign up with ASPCA.

One of our dogs has had 3 surgeries for bladder stones. Even though they haven't reimbursed 100% of the cost, the insurance has defrayed most of the cost. The claims are paid promptly, and I would definitely recommend ASPCA Pet Insurance.