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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Great to work with!

Gunnie chewed up her e-collar (& duct tape) after her spay surgery, and was vomiting. She needed xrays to determine if there was an obstruction. I sent the claim form and her records & the invoice to Trupanion. The $ will be in my account today.:)
  • INSURER: Trupanion Canada
  • POSTED: 08/30/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: Under a year

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1

out of 10

the worst

Find excuses not to pay anything and everything. Accepted a 7 year old showdog, not neutered, now refuse to pay for emergency surgery for life threatening illness (pyometra) because she was not neutered by age one. That was after they said it was because she was (1)a service dog (she is not) then they tried (2) breeding dog (she is not). Letter submitted by vet explaining necessity for surgery. Really bad company.

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10

out of 10

I recommend Trupanion and I give them an A+

My last pet of 10 years was an Italian Greyhound named Bailey. He had developed a serious chest infection that required surgery and extensive medication, which had become very expensive. After about 6 months he made a turn for the worse and he passed away. I recently welcomed a new Italian Greyhound puppy into my family. His name is Murphy. I took Murphy to my veterinarian for his puppy check up. Knowing of the expense I incurred during Bailey’s illness, my veterinarian told me about Trupanion . After reading the information, I decided to sign Murphy up using the 30-day certificate with no waiting period. Murphy now has medical insurance and is covered for all accidents and illnesses. Soon after making the first month premium payment,Murphy broke his leg. It was on a holiday so I rushed him to an Emergency Animal Hospital. To make a long story short, Trupanion came through like a champ. I signed up for Trupanion May 21, 2014, I made my first premium payment June 20, Murphy broke his leg July 4 and they operated July 7. I notified Trupanion and they took it from there. They paid 90% less the initial exam, my deductable and my 10%. On July 14, Trupanion deposited their 90% into my checking--over $3,200.00. They will continue paying 90% until Murphy is released--unbelievable!I highly recommend Trupanion. They have been excellent to work with. Their staff are very courteous, friendly and caring. They also follow up to see how Murphy is doing. What more could you ask for? I give them an A+.
  • INSURER: Trupanion Canada
  • POSTED: 05/09/2019
  • BY:
  • BREED: Italian Greyhound
  • AGE OF PET: Under a year

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10

out of 10

Great

Trupanion worked quickly and covered everything that they said they would cover when I signed up. VERY worth the money!

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1

out of 10

Will Say Anything To Deny A Claim

I adopted my cat from a shelter a year ago. She was underweight and I wanted to make sure she was ok, so took her straight to the vet. The vet wanted to do bloodwork due to her weight, and kept her overnight. While there, after being taken from a shelter to a new cage, and fed different food, she vomited a bit of the new food. Bloodwork and a urinalysis ruled out the beginnings of kidney disease (this is noted on her records as ruled out), and she was deemed fine, just thin. I got insurance through Trupanion, after much research, right after I'd adopted her, but it didn't kick in for the 30 days, so didn't cover her original visit, which I knew. After she came home, she had a couple of instances of vomiting (she is, after all, a cat), once from eating what seemed to be a bad can of food, once from eating some hair and throwing it right back up, etc. As I was a new pet parent, worried about her, I called the clinic to ask about these things. The clinic noted that I'd called and for what in her file. This year, she was seen for constipation and blood and urinalysis determined she did have kidney disease. I put in claims for this visit and the special food she's now on. These claims were all denied because of... vomiting. She was not vomiting before the visit that ended up diagnosing her, and previously, kidney disease had been ruled out. When I was on the phone with the claims rep meant to explain this seeming discrepancy to me, she said that they'd denied the claim because it was a preexisting condition - despite the bloodwork and urinalysis ruling it out previously, because she had previously vomited, which can be a symptom of kidney disease. The woman said that if I could provide medical evidence that the kidney disease was not preexisting, they'd reconsider. I pointed out that it would seem blood and urine tests ruling out kidney disease were medical evidence. But, I was told, there was vomiting! I asked if vomiting was somehow the definitive marker for kidney disease, even when clinical testing ruled it out. Oh, that's not what she was saying, she assured me, but my cat had vomited even after I'd gotten insurance. Yes, so? "That shows the disease was progressing." The... disease that was clinically ruled out? The one she didn't have? It was progressing? Yes, I was told. I asked, if I had a fever, and was checked for Ebola, and the clinical test for it came back negative, and I was shown to have no Ebola virus in my bloo

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10

out of 10

Well worth the price!

Great insurance. Claims handled promptly and payment received quickly. I was not sure about getting the insurance, but decided I'd try it for several months. Really glad I did. I stepped on my mini doxie who we had just adopted 2 weeks earlier and she ended up with a small fracture of the shoulder. Conservative treatment (crate rest) was recommended, but Trupanion would also have covered 90% of the surgery cost (surgery would have been $2,200), if it had been needed. As it was, they covered most of the emergency vet visit and her medication. Sally is doing very well and has healed completely! I'm keeping the insurance!
  • INSURER: Trupanion Canada
  • POSTED: 08/30/2017
  • BY:
  • BREED: Miniature Dachshund
  • AGE OF PET: Under a year

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8

out of 10

Cloudy Eye

Was referred to a specialist for an ultrasound, pressure tests etc. She had a problem with her lens which will be controlled with eye drops. My only criticism is that the exam fees AFTER initial vet visit should be covered, as well as follow up appointments.
  • INSURER: Trupanion Canada
  • POSTED: 08/30/2017
  • BY:
  • BREED: Yorkshire Terrier
  • AGE OF PET: 1 - 8

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10

out of 10

Amazing Coverage

We have a black lab that loves surgery!?!?!? Well, not really but has needed to foreign body retrievals and 1 TPLO + physio. Our coverage has never been a stress during these stressful situations. We couldn't be happier with Trupanion's commitment to our lovable lab's health and wellness!
  • INSURER: Trupanion Canada
  • POSTED: 08/30/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: 1 - 8

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10

out of 10

THESE GUYS ARE SUPER!!

I CANNOT SAY ENOUGH ABOUT HOW COOPERATIVE AND HELPFUL TRUPANION HAS BEEN TO US OVER THE PAST 3 MONTHS CONCERNING THE $15,000+ THAT WE HAVE SUBMITTED TO THEM FOR OUR MEDICAL EXPENSES WE HAVE ACCUMULATED TREATING OUR SCHNAUZER. I HAVE NO COMPLAINTS. I USED TO HAVE VPI BUT THEIR COVERAGE AND COSTS MADE US LOOK ELSEWHERE....SURE GLAD WE DID.
  • INSURER: Trupanion Canada
  • POSTED: 08/30/2017
  • BY:
  • BREED: Miniature Schnauzer
  • AGE OF PET: Over 8 years

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10

out of 10

Excellent

I did not know how to file a claim. I called and actually talked to a person! I received accurate information which was given to me in a simple step by step procedure in what was needed in order to process the claim. Secondly, it was explained to me how the claim process is handled. I received an email letting me know that the claim was in process. Our claim was settled within 30 days.
  • INSURER: Trupanion Canada
  • POSTED: 08/30/2017
  • BY:
  • BREED: Havanese
  • AGE OF PET: Under a year

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