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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

1

out of 5

Be Very, Very Wary Of This Company!

When we got our adopted papillon mix, we noticed that his walk looked like a lady walking in heels....his back feet always crossed over each other. We never thought much of it. Last fall, he seemed to be in increasing pain and we thought he had hurt his back, so we took him to the vet. They were VERY thorough. We were told that yes, his back was very sore and tender, but that it was due to the fact that he could not walk properly and would need surgery to correct the issue.They called it patella luxation, grade3 on both legs.Evidently, he was born like this and had most likely always been in some discomfort, but had been able to adapt up to this point. The vet also had x-rays taken to check for anything in the spine, such as calcification or degeneration that would indicate disc disease. They came back clean. Surgery was performed, he healed and was super. We were able to afford to insure him shortly after with Trupanion. Late this summer, he again showed pain, only this time in his head/neck/ upper shoulder area and we took him to the vet. Again, x-rays were taken and again, they came back with no indication of calcification or degeneration. However, this time, after checking movement range,etc. the vet said disc disease. Please note: this was in an area never bothered before. Trupanion denied our claim saying that because tenderness was noted in his back before his knee surgery (when he was not insured),and because the vet at that time looked at disc disease as a possibilit
  • INSURER: Trupanion Canada
  • POSTED: 08/11/2011
  • BY: Mickey
  • BREED: Mixed Breed
  • AGE OF PET: 7 - 10

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5

out of 5

Thank you for being there!

We adopted Lindsay in Aug '08 from a shelter mid state who had advertized she and her sister (both Chow-Shepherd mix) for adoption. they were about 4 months old. We applied ready to take them both but in the meantime the sister had already been adopted. In spite of having raised 6 other puppies through adulthood and old age, we have found each to be an individual in behavior, attitude, inventiveness and yes a variety of health issues.As medical treatment gets more expensive and you just can't anticipate the unexpected. This is the only dog we have had insurance to help us out with and find that comfort without measure! This issue was skin infection, first claim a year or so ago was embedded foxtail in her groin.Both times you have been thwere to help us out!
  • INSURER: ASPCA
  • POSTED: 08/11/2011
  • BY: Carol
  • BREED: Chow Chow
  • AGE OF PET: 7 - 10

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5

out of 5

Great coverage and great customer service

Embrace is incredibly responsive, with personal outreach from friendly associates that do not let balls drop. Even better, their coverage is consistently outstanding.
  • INSURER: Embrace
  • POSTED: 08/11/2011
  • BY: Casey
  • BREED: Labrador Retriever
  • AGE OF PET: 0 - 3

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5

out of 5

Worth it!

I have had five dogs but this is the first time I have had pet insurance and it has turned out to be the best thing. We've had a few unforseen expenses and it's so nice to be able to have her get the best care without worrying about how to pay for it.
  • INSURER: Trupanion
  • POSTED: 08/11/2011
  • BY: Karen
  • BREED: Newfoundland
  • AGE OF PET: 0 - 3

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5

out of 5

Worth it!

I have had five dogs but this is the first time I have had pet insurance and it has turned out to be the best thing. We've had a few unforseen expenses and it's so nice to be able to have her get the best care without worrying about how to pay for it.
  • INSURER: Trupanion Canada
  • POSTED: 08/11/2011
  • BY: Karen
  • BREED: Newfoundland
  • AGE OF PET: 0 - 3

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5

out of 5

The best investment I ever made.

I decided on insurance for my new puppy after my previous dog died from melanoma of the mouth. I spent thousands on her ,but unfortunately I lost her anyhow. It is two years today 8-11-11 that she is gone.
  • INSURER: ASPCA
  • POSTED: 08/11/2011
  • BY: Bunny
  • BREED: Mixed Breed
  • AGE OF PET: 0 - 3

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5

out of 5

My pet's love deserves the best care

My little 5 lb. Maltese is a certified comfort animal for me. He knows when I am anxious and he calms me down. When he has illness (fever, infection from thinking he's a hunting dog, stomach problems), it's wonderful to know that his ASPCA insurance will help pay the bill. He has had to spend nites on intravenous twice and the charges have been reviewed fairly and promptly. My appreciation goes to ASPCA .
  • INSURER: ASPCA
  • POSTED: 08/11/2011
  • BY: Ruthie
  • BREED: Maltese
  • AGE OF PET: 7 - 10

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5

out of 5

Excellent Service

Wellness exam done and $200 reward check received within 10 days. F/U email sent to ensure we got it. Embrace has the best customer service of any company I've ever dealt with. Keep up the good work.
  • INSURER: Embrace
  • POSTED: 08/11/2011
  • BY: Diane
  • BREED: Golden Retriever
  • AGE OF PET: 7 - 10

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5

out of 5

Embrace give me peace of mind

My last two dogs ended up with multiple medical problems and had to be sent to specialists. The cost added up so quickly, so I decided with my next dog I would invest in pet insurance. Well the good news is, so far she has been very healthy, but I also have the "Wellness" rewards on my insurance. This means for her annual vaccinations, check up and 6 months of heartworm and flea medication that added up to $218.00, all of it was paid except for the $18.00. I just took the claim form to my vets, she filled it out, I faxed it and after a week of processing I get an email the check is in the mail. How wonderful. Plus I have the added knowledge that if something does happen to my sweet little dog, its covered. The customer service if fantastic and I love this insurance. Thank you Embrace!
  • INSURER: Embrace
  • POSTED: 08/10/2011
  • BY: Heather
  • BREED: Beagle
  • AGE OF PET: 7 - 10

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1

out of 5

Think Again

I had this insurance, it was horrible. I thankfully found a good insurance provider who actually pays claims promptly and delivers exactly what they say. This is a concept the AKC has failed to learn. They only denied my claims, had very rude customer service, took forever to even process the claims. The caps on the insurance is not adequate should you have a sick pup. Isn't that why we have the insurance? Well it is one of the AKC loop holes in getting out of claim payment. Then the premium increases are ridiculous. Check out other providers since my experience with AKC is horrible. I do not have an excellent provider who pays prompt and has outstanding customer service. My point, don't be fooled with the AKC name. You can have good insurance -- my experience is -- just not with the AKC
  • INSURER: AKC
  • POSTED: 08/09/2011
  • BY: Shannon
  • BREED: Bernese Mountain Dog
  • AGE OF PET: 7 - 10

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