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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

5

out of 5

Claims are a Breeze, Payment is Fast

I spent literally weeks researching pet insurance companies and even made my own spreadsheet to help me compare them. I have an older dog, which was the 1st obsticle when I was looking for insurance. But Trupanion didn't think that was a problem! Not only was my dog insured at his age, but they have no pay-out limit: not per incident, not per year, not even per LIFE! They had an easy-to-use sliding scale on their web site which let me choose how much I wanted to pay each month and how much I wanted my deductible to be! Trupanion has turned out literally be a life-saver for me and my dog because he could have died without me being able to afford his surgeries, and I love my dog so much that it would have felt like I was dying if he had. My dog has had to have 2 surgeries to remove masses/lumps, unbelieveably he woke up deaf from one of the surgeries, he had had an eye problem, and now has a fracture, which he got while we were out of state on vacation, and it requires surgery. Trupanion has been so awesome that now all of the vets and specialst we have had to see recommend them!!!! I can not say enough good things about them. They have made it so easy for filing all my claims: there is someone to asnswer you calls 24-7!!,they are kind and so caring while I was crying so much, the claims were processed within a week or less, they will even fax the forms to you or your vet or email it to them, the form is so short and easy to complete, they email me with updates on my claims and
  • INSURER: Trupanion Canada
  • POSTED: 08/06/2011
  • BY: Ruthie
  • BREED: Poodle (toy)
  • AGE OF PET: Over 11 years

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5

out of 5

Claims are a Breeze, Payment is Fast

I spent literally weeks researching pet insurance companies and even made my own spreadsheet to help me compare them. I have an older dog, which was the 1st obsticle when I was looking for insurance. But Trupanion didn't think that was a problem! Not only was my dog insured at his age, but they have no pay-out limit: not per incident, not per year, not even per LIFE! They had an easy-to-use sliding scale on their web site which let me choose how much I wanted to pay each month and how much I wanted my deductible to be! Trupanion has turned out literally be a life-saver for me and my dog because he could have died without me being able to afford his surgeries, and I love my dog so much that it would have felt like I was dying if he had. My dog has had to have 2 surgeries to remove masses/lumps, unbelieveably he woke up deaf from one of the surgeries, he had had an eye problem, and now has a fracture, which he got while we were out of state on vacation, and it requires surgery. Trupanion has been so awesome that now all of the vets and specialst we have had to see recommend them!!!! I can not say enough good things about them. They have made it so easy for filing all my claims: there is someone to asnswer you calls 24-7!!,they are kind and so caring while I was crying so much, the claims were processed within a week or less, they will even fax the forms to you or your vet or email it to them, the form is so short and easy to complete, they email me with updates on my claims and
  • INSURER: Trupanion
  • POSTED: 08/06/2011
  • BY: Ruthie
  • BREED: Poodle (toy)
  • AGE OF PET: Over 11 years

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4

out of 5

Happy with the coverage.

Was please with the coverage this time around. You always want them to reimburse 100% with no duductable but that is unrealistic with the reasonable annual premiums. Good job.
  • INSURER: ASPCA
  • POSTED: 08/05/2011
  • BY: Scott
  • BREED: Boxer
  • AGE OF PET: 7 - 10

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5

out of 5

Thankful for ASPCA Pet Insurance

When my cat Fluffy got mouth cancer the treatment and medications were very expensive as well as the surgeries.I am so glad Fluffy was insured with ASPCA. They covered a lot of the expenses until the end.
  • INSURER: ASPCA
  • POSTED: 08/05/2011
  • BY: Martha
  • BREED: American Longhair
  • AGE OF PET: Over 11 years

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5

out of 5

what a relief

I can't tell you how grateful I am to have Embrace Pet Insurance. My 18 month old golden has had to have P.T. and Embrace was with me all the way. I can sleep at night because I have Embrace!
  • INSURER: Embrace
  • POSTED: 08/05/2011
  • BY: Sue
  • BREED: Golden Retriever
  • AGE OF PET: 7 - 10

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5

out of 5

Properly cared for dog

I was warned that white dogs, particularly white boxers could be medical nightmares, particularly throughout puppyhood. Well, Shane is 17 days away from turning 1 and he's had: coccidia, giardia, a rash, and ear infection, an eye infection, enteritis, an abscess on his foot, preputial discharge and 2 weeks ago he decided he wasn't strong enough to do anything but lay down. This lasted 4 days with minor, gradual improvements from day to day but it scared the daylights out of me and he ended up getting 2 rounds of blood work done. The first labs came back very poor and I was sent to Animal Medical Center for a more thorough checkup. Well, by the time we got to AMC Shane was asymptomatic but they ran the 2nd round of blood tests and they were a little better, but still inconclusive. What was conclusive was that he has a heart murmur that I should get a baseline test for and watch as he ages. (Not uncommon in boxers.) All this being said, I'm not sure what I'd do without Embrace. There are a couple things I looked for when comparing the various insurance companies: 1. Exam fee is covered and 2. NOT a per incident deductible. That disqualified 98% of the other companies. I was left with 2 and Embrace had a higher cap on hip dysplasia (which boxers are prone to), so Embrace won .. not to mention Christopher's incredible customer service and knowledge about not just Embrace's policies, but their competitor's policies. In the coming years I am positive Embrace will make money off of
  • INSURER: Embrace
  • POSTED: 08/05/2011
  • BY: Tobi
  • BREED: Boxer
  • AGE OF PET: 0 - 3

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3

out of 5

Not too bad, for pet insurance.

Embrace pet insurance is very quick to respond to claims, and they have great customer service. However, like all insurance, there is a never-ending list of "pre-existing conditions" and non-covered conditions. I understand that this is how all insurance works, but I sometimes wonder why I am spending about $1000 per year before any benefits begin to kick in ($35/month + $500 deductible). If anything catastrophic were to happen, I am sure Embrace will come in handy, but in the meantime, I wish there were more affordable pet insurance plans.
  • INSURER: Embrace
  • POSTED: 08/05/2011
  • BY: Biliana
  • BREED: Rhodesian Ridgeback
  • AGE OF PET: 7 - 10

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5

out of 5

Thanks to Trupanion, my lab is on the mend!

When I first heard of Pet Insurance, I had mixed feelings. It made sense to insure pets in the way we insure our other family members, but how necessary could it be? When we decided to add a chocolate lab to our family, we did our research and learned labs can get into all sorts of things in their first couple of years, and can have problems with their hips and cancer in later years. We decided to learn more about pet insurance and after carefully comparing plans, decided Trupanion was the right option for us. That was 7 months ago. Since then, Mugsy has swallowed a tube sock, had ear infections from swimming, and was coming up lame. After several visits and many xrays and tests (all covered at 90% minus the office visit fee), we found out he had a condition that causes the cartilidge in his elbows to calcify and chip away. The poor little guy needed surgery on BOTH elbows and it was going to cost over $4000. Without insurance, we'd have had to either let him live in pain, rehome him to a family who could afford his surgery, or put him down. Thanks to Trupanion, his surgery was not only covered at 90%, they pre-approved it and he was able to get in without us paying up front and waiting to be reimbursed! He's home, happy and healing, thanks to Trupanion. I recommend you to EVERYONE who has or is thinking about getting a pet! :)
  • INSURER: Trupanion
  • POSTED: 08/04/2011
  • BY: Lisa
  • BREED: Labrador Retriever
  • AGE OF PET: 0 - 3

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5

out of 5

Thanks to Trupanion, my lab is on the mend!

When I first heard of Pet Insurance, I had mixed feelings. It made sense to insure pets in the way we insure our other family members, but how necessary could it be? When we decided to add a chocolate lab to our family, we did our research and learned labs can get into all sorts of things in their first couple of years, and can have problems with their hips and cancer in later years. We decided to learn more about pet insurance and after carefully comparing plans, decided Trupanion was the right option for us. That was 7 months ago. Since then, Mugsy has swallowed a tube sock, had ear infections from swimming, and was coming up lame. After several visits and many xrays and tests (all covered at 90% minus the office visit fee), we found out he had a condition that causes the cartilidge in his elbows to calcify and chip away. The poor little guy needed surgery on BOTH elbows and it was going to cost over $4000. Without insurance, we'd have had to either let him live in pain, rehome him to a family who could afford his surgery, or put him down. Thanks to Trupanion, his surgery was not only covered at 90%, they pre-approved it and he was able to get in without us paying up front and waiting to be reimbursed! He's home, happy and healing, thanks to Trupanion. I recommend you to EVERYONE who has or is thinking about getting a pet! :)
  • INSURER: Trupanion Canada
  • POSTED: 08/04/2011
  • BY: Lisa
  • BREED: Labrador Retriever
  • AGE OF PET: 0 - 3

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5

out of 5

Severe Peace of Mind!!!

After reviewing many policies and talking with reps from different companies, I firmly decided on Embrace pet insurance for my dogs and cat. I am so glad I did as it probably was not more than 2 weeks later that I had a very frightening experience with one of my dogs ingesting an unknown substance. One trip to the Emergency Vet Hospital and going over possible costs of treatment, I had so much less financial anxiety because I knew that I had the experience of Embrace with their super friendly and helpful people behind me and I did not have to go it alone. You never know what can happen in a day and thanks to Embrace, my worry level has not vanished but has been greatly tempered. I have used one other insurance company in the past and it was horrible with nothing ever being covered. Embrace keeps you informed and turn-around times are very prompt. In this day and age this is RARE and they have been wonderful. I have told all of my friends as well as the Vet that I take my pets to that this company is very very good.
  • INSURER: Embrace
  • POSTED: 08/04/2011
  • BY: Linda
  • BREED: Mixed Breed
  • AGE OF PET: 7 - 10

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