Price Satisfaction

Discover whether pet owners feel they’re getting good value from their pet insurance plans. These reviews focus on pricing transparency, affordability, and overall satisfaction with plan costs.

20,691 total


Verified January 10, 2026

Very easy and affordable.

Very easy and affordable.

Insurer: MetLife

By: John Giovingo

January 10, 2026

Terrible Coverage Near Quadrupling of Premiums

I've used them for my Welsh Springer Spaniel for years. When they denied my first claims more than 2 years ago, it was suspicious but I let it slide. Now I've been paying premiums every month, easy to forget on autopay, and in the last few months they nearly QUADRUPLED the premiums with minimal notice and no real explanation. Last straw was rejecting 3 out of 4 of my latest claims because they were just past an arbitrary 60 day time limit for filing. I would have been better off self-insuring for all the premiums I've paid. Don't do it.

Insurer: Embrace

By: Bruce Gilbert

Verified January 10, 2026

Spot is the best

After owning several dogs and never having insurance, we decided that we would get it with our new mini dachshund seeing as we paid $$$ for our last ones ivdd back surgery. Spot is one of the few if not only insurance that covers genetic disorders. Thankfully we got insurance bc at 1.5 years old our Piper has gotten into more trouble than all my other dogs combined. Spot has given us the biggest peace of mind. We will never not have insurance, we will never not have spot.

Insurer: Spot

By: Piper’s Mom

Verified January 10, 2026

Worth the money for health of your pet

We are very impressed by MetLife’s pet insurance. We have done 10 claims and it is so easy and relatively quick to receive your reimbursement. I think the longest I have waited for reimbursement is around 2.5 weeks. It’s very easy to use the app to upload your receipts or vet notes and follow the process to your claim being approved and then the payment. We have reached out to customer service a few times and it has always been pleasant and quick. This will be our third year with Met Life for our pet insurance and we continue to be impressed by the coverage and the service. Thank you for making things easy.

Insurer: MetLife

By: Amber Patton

Verified January 09, 2026

Pet ins

Low cost ins

Insurer: MetLife

By: Thomas Malin Jr

January 09, 2026

Financial Support when you need it

My overall experience has been positive. My claims have been paid timely. There was a period of a few months where PetsBest was updating software and it did seem the claims took about a month to process. When my claim has been denied I followed up with needed information (due to a newly adopted pet) and then claim was processed. I did a TPLO surgery on one of my dogs and was very please at the processing time and reimbursement. I have one pet on maintenance medication and have had no issues with claims being processed. I went 2 years having no need to process claims and then this last year we have had several needs and I have grateful to have this for my 3 dogs so I can make quality of life decision without having to heavily weigh in cost as I know after deductible I'll start to receive reimbursement. I recommend this company. My overall experience has been positive. My claims have been paid timely. There was a period of a few months where PetsBest was updating software and it did seem the claims took about a month to process. When my claim has been denied I followed up with needed information (due to a newly adopted pet) and then claim was processed. I did a TPLO surgery on one of my dogs and was very please at the processing time and reimbursement. I have one pet on maintenance medication and have had no issues with claims being processed. I went 2 years having no need to process claims and then this last year we have had several needs and I have grateful to have this for my 3 dogs so I can make quality of life decision without having to heavily weigh in cost as I know after deductible I'll start to receive reimbursement. I recommend this company.

Insurer: Pets Best

By: Robin Moreland

Verified January 09, 2026

MY DOG

QUICK AND EASY AND GREAT PRICES

Insurer: MetLife

By: MONIQUE CASTILLO

Verified January 09, 2026

Awesome customer service…

I found similar coverage at a lower price. Love that! Also, the customer service has been phenomenal. I love speaking to an actual person. Stephanie helped me with so many questions while I was deciding to make a move. Quick responses and friendly service. Can’t beat that!! Thank you, Stephanie!

Insurer: Prudent Pet

By: Dog Mom

Verified January 09, 2026

I believe the cost vs reimbursement it…

I believe the cost vs reimbursement it isn’t worth it. My dog has stops but when she has an allergic reaction to something they only covered $89.00. I am thinking with my next pet going with Lemonade.

Insurer: Trupanion

By: Lisa

Verified January 09, 2026

Got this through my employer

Got this through my employer. Rate for prevention is feasible and signup is easy

Insurer: MetLife

By: Olive Bouapha

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