Price Satisfaction
Discover whether pet owners feel they’re getting good value from their pet insurance plans. These reviews focus on pricing transparency, affordability, and overall satisfaction with plan costs.
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I joined Spot insurance last year
I joined Spot insurance last year. prior to that I had one which was costing me so much and the rate went up each year that my dog got older . I did some research and decided to get the accident insurance with gold benefits so it would help pay for some of the routine vaccinations and checkups . They were quick to reimburse me (within about 3 days). I recommend this type of your dog is basically healthy but you just want something for “just in case” of an accident. it gives me peace of mind.
Insurer: Spot
By: Angie
Best decision I made was to get Spot…
Best decision I made was to get Spot Insurance for my little puppy , great service , quick response , reasonable rates . Highly recommended ❤️
Insurer: Spot
By: Rae Ann Garber
Just Get It!
I've had Healthy Paws since 6/6/2020, since my dog was a puppy with no medical issues. I have never had any issues with them. They cover my dog's $90 medication, roughly every 45 days. They've paid for $200 worth of medication. They have covered his ER visit of ~$500. They covered dental bills three times — the first was a slab fracture, the second was a broken tooth. The third time was this year, after he was found to have a cyst during his last dental in Nov 2025. He had to go to the dentist to have this fixed — $3700. They covered it, leaving my out of pocket cost to $371. I work at a vet and I recommend Healthy Paws to clients on the daily. I recently got a new puppy (now a year old) and enrolled him in insurance the day I brought him home. They have covered his car sickness medication. The point is, pet insurance IS worth it. Pay attention to the poor reviews — most of the time, the pet was denied because it was a pre-existing condition. Many people dont think of that when they enroll. Something as minor as vomiting, diarrhea, a little itchiness...all of that can (and likely will) be listed as a pre-existing condition. Get pet insurance before your pet has any issues! And yes, it can be costly. Premiums rise every year. This is a business, after all. Premiums rise due to rising vet costs. It all depends on what you can afford. I can afford a monthly $150 for two dogs, but I can't afford to drop 4-5k on an ER visit or illness without being paid back (I recommend opeing a CareCredit and an Affirm credit card, since you do have to pay out of pocket first and then reimbursed). All in all...10/10. I will never have another dog/cat without health insurance. Healthy Paws is where it's at. I'd never go elsewhere.
Insurer: Healthy Paws
By: Jessica
One of the best decisions we made
Our girl had insurance with Trupanion for almost twelve years. I can say unequivocally that it was one of the best decisions I made, and Trupanion was there for us from the first time we needed insurance. Yes, the costs rose a lot over the years - as did cost of living and veterinary costs. It was 100% worth it, and I have no doubt it helped us get many more years with our girl than we would have otherwise. I cannot say enough about the peace of mind having the insurance gave us, and the processing of claims was always prompt and straightforward. Heartbreakingly, we recently lost our girl, and have had cause to reflect on the presence of Trupanion throughout her life. We are truly grateful, and would not hesitate to recommend them to anyone. Thank you for all you do.
Insurer: Trupanion Canada
By: Laina Parkes
They are responsible and reliable when…
They are responsible and reliable when mostly needed. They provide great affordable plans.
Insurer: MetLife
By: Daniela Acosta
Great customer service by Melody
Clear and precise explanation about the policy and price. THANKS MELODY!!!!
Insurer: Nationwide
By: Barbara
I was able to find a lower price…
I was able to find a lower price insurance for my furbabies. It's become very expensive to insure your pets. When you're retired and on a budget, it's very hard to meet all the needs. Thank you, EB
Insurer: MetLife
By: Elsa Berdecia
So far they've been good!
So far, Spot has been good. Easy to submit a claim and usually processed within a few days. However, recently, they did bump up the monthly dues by 1/3 after the first year without notice. I didn't care for that.
Insurer: Spot
By: Ibrahim Khalil
This was my first bill I submitted to…
This was my first bill I submitted to Spot. My dog had major surgery on his head and some teeth extracted at the same time. They covered the entire procedures at 80% minus the copay. I was so glad to have this great insurance.
Insurer: Spot
By: Carolyn Craig
kind staff
Kind and accommudating staff..offer a fair and lower rate compare to other insurance
Insurer: Sonnet
By: Joan Sebastian