Price Satisfaction
Discover whether pet owners feel they’re getting good value from their pet insurance plans. These reviews focus on pricing transparency, affordability, and overall satisfaction with plan costs.
20,691 total
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Great coverage
We couldn't be happier with the coverage we have for both of our adopted mutts. We debated if pet insurance was worth it. I discussed it with my husband last fall when it was offered at my work. We decided to give it a go. Within the first 5 months of the year, we had already met our deductible for each dog due to heart worm and flea/tick meds. Now, when we have vet visits, the insurance covers 90%. So far, so good.
Insurer: Nationwide
By: Melissa
Some things I love and others might cause me to change
I love the Vet Helpline, it has been very helpful to me during a very difficult time with my pets. (primarily one of my cats). Overall, there are things about VPI Pet Insurance (I still call you this, not Nationwide) that I love. I can go to any vet, anywhere in the world and submit a claim at any time. These are the things that keep me here. What I am finding difficult is the sudden surge in cost after my pets turned 10 - even though they have been at VPI since they were 10 weeks old and I have a number of pets. The second, is it seems that I am getting less reimbursement for claims - for example, medication is not included but when my cat is over 10 years old, he actually does need regular medication. With the surge in cost, I'm now not so sure VPI is as good as it seems to be when my animals are really sick.
Insurer: Nationwide
By: Samar
Claim review
My only two issues with the insurance is the length of time it takes to be reimbursed and the fact it doesn’t cover hereditary issues.
Insurer: Nationwide
By: Dana
Great Ins co. I am very pleased with the way they handle claims. well worth every penny
Great company. very happy with the way they handled my claim. worth every dollar
Insurer: ASPCA
By: Tina
Reliable and fast process, caring staff
We have the ASPCA policy since our dog was 2 months old, the premium is not cheap but it provides peace of mind. For the past 6 years (time flies!) we submitted a few claims, the claim process is easy and the process is fast, ASPCA staff called every time and ask how the dog was doing, you do feel that they care about your pet and treat client with care and passion.
Insurer: ASPCA
By: Phil
Dont pay for pet insurance you cant use!
Thankfully i didnt have much invested with them when i got mostly all of my claims denied. I adoped a 4 year old lab pitbull mix and got him insurance the as soon as i did and didnt find out until months after that he had minor heartworm disease. Even though he has been on heartworm prevention since i adopted him they refused to cover it. So glad they are such "advocates" on covering adopted dogs in need. (Sarcasm)
Insurer: Pets Best
By: Kendra
Multiple Pets Insured - No Complaints
Wish you had options for multiple pets in your checklist, rather than space for either a dog or a cat. I have been a policyholder with Pets Best for many years. I currently have one GSD and 4 cats, two of which are Siamese, insured with the company. I have the policy which covers illness, accidents, prescriptions, office visits (for medical issues only) and medical procedures, i.e., surgeries. There is a choice of deductibles which can affect the reimbursement. The company offers a multi-pet discount and is one of the few companies which has a live representative answering the phone directly. Pet insurance, like all other insurances, is one you you hope neverto have to use, but are grateful for if you need it. My animals have been generally very healthy, but one of my Siamese has a chronic auto-immune issue which will require immunosuppresant medication for life. Fortunately, all of my pets were insured immediately upon acquisition and anything that develops subsequently is not considered pre-existing, thereby insuring permanent coverage. I would urge anyone considering pet insurance to acquire it before there are any problems; otherwise, they will not be covered for that condition. I submit my claims directly to the company, rather than having my vet submit them. I receive a confirming email directly from the company very quickly and, assuming that my deductible has been met, have the reimbursement deposited into my checking account very quickly. The company is very flexible and allows me to pay my premiums for respective pets semi-annually, which is very much appreciated. If I have any complaints, it is not limited to Pets Best. For the life of me, I cannot understand why pet insurance doesn't cover dental disease and treatment, i.e., gingivitis. My 12-year old Calico recently had a dental procedure due to dental disease. Not to have had the work done could have resulted in organ failure, i.e., kidney, which, ironically, insurance does cover. This, in my opinion, is false economy. Not only is one's pet's health jeopardized, but the cost of treating the ramifications of dental disease would far exceed the $600. I paid for treatment. As I said, Pets Best is not alone in its philosophy. However, how nice it would be if the company were on the cutting edge of covering dental disease, thereby providing life saving treatment for one's pet and saving money for the company in the long term. I have recommended Pets Best to many of my friends. Most of those have signed on with this company. Those who haven't have had regrets....particularly my friend whose Corgi had two ACL ruptures, which cost thousands of dollars to repair.
Insurer: Pets Best
By: Judith
Thankful for Figo and their support for pets
Great company with reasonable rates for your pets coverage. They review claims and response in 24-48 hours and in 1-2 business days later you will receive a deposit or check for the reimbursed amount. Great customer service, great website, great team, and very happy with their coverage. Knowing my dog had a cancer scare and broke a tooth all within 8 months they covered everything besides my deductible for my pet and the percentage rate we choose. I have already recommended many others with pets to seek insurance needs with Figo. Very happy dog mom.
Insurer: Figo
By: Sheree
GREAT policy coverage; slow payment process.
Nationwide has great pet insurance coverage options. As a first time dog owner, I recommend you act early to get coverage. Nationwide is pricey but my little pet is worth the cost and I'm happy I made the commitment. My only issue is processing. The processing time is very slow (more than 30-days for a claim payment), the website is not really user friendly and you really have to 'figure out the details' in order to get direct deposit for refunds. Over all Nationwide rates a high 8 in my books! Pet Insurance Review is right on regarding the claims processing. If you pick the right policy you'll get the right coverage ... do your own research and ask your vet if they have any recommendations for coverage based on your pet's breed. Having coverage provides real peace of mind! Remember, your fur baby is family.
Insurer: Nationwide
By: Roberta
Making decisions
We recently had a bout of sick tummy with our cat Loki. He woke up vomiting and seemed okay. He ate through out the day but would vomit soon after. We decided it was time for an emergency visit, which can be quite costly. Thankfully we had ASPCA Pet Health insurance and we didnt have to stress over making decisions on his care, we told the doctors, do everything you need to do, you let us know if you need permission to do more. Without the insurance that 4 hr wait in the waiting room would have been filled with worry over how we would pay his bills, what we would need to sacrifice to make our baby okay. Instead we were able to focus on hoping and praying for his good health, which is all a pet parent in that situation should have to worry about. Thank you ASPCA Pet Insurance for making an awful stressful time a peace of mind in finances. We appreciate all you do. They have even called periodically through the claim and afterwards to check on Loki, as well as our other cat Princess. Thanks for making us feel like family 😻💜
Insurer: ASPCA
By: Chantelle