Price Satisfaction

Discover whether pet owners feel they’re getting good value from their pet insurance plans. These reviews focus on pricing transparency, affordability, and overall satisfaction with plan costs.

21,671 total


Verified January 19, 2026

The coverage is the best I’ve found

The coverage is the best I’ve found. Claims are easy and reimbursement is timely. I recommend it to others.

Insurer: Spot

By: Sharon Dixon

Verified January 19, 2026

Affordable health care

I am able to take the very best care of Artie because of the excellent coverage from Metlife. Without his insurance, I wouldn't be able to keep up with his preventative health care.

Insurer: MetLife

By: Alice Pierceall

January 19, 2026

avoid embrace

I have had embrace for a few years now for my cat. i got additional coverage in the event that she needed dental work done because the basic coverage didn't include dental work. My cat recently had her cleaning done which cost approximately 900 dollars. I called embrace and spoke with Tyler and was told I was denied reimbursement because she(my cat) had developed tarter and that was considered a pre-existing condition that would not allow for reimbursement. I was then told that my cat would be covered for future cleanings because the tarter would be covered going forward since i had a dental cleaning done. My issue is as follows. 1) what 12 year old cat doesnt have tarter and plaque build up 2)what good is coverage for future cleaning. my cat isnt going in for cleanings twice a year.

Insurer: Embrace

By: Rob G

Verified January 19, 2026

For when the unexpected happens

Having Metlife as a pet insurance carrier is the best thing I could have done. My Fur baby was not feeling good she couldn't keep food or water down I had to rush her to the EV to see what was going on. Honestly If it wasn't for Metlife I more than likley would have been struggling through the next couple of weeks to afford gas or groceries even a bill but Metlife took care of the claim right away and I didn't feel such a big financial impact. We all know when the unexpected happens we don't always have a means to pay for things but not having pet insurance means that you can't always do what's best for your pet, and for me well that's not a option my pets are my baby's and having Metlife makes life choices for them better.

Insurer: MetLife

By: Emily Santana

Verified January 19, 2026

Too expensive!!

Rates have continued to increase to the point I may have to find another company-sooo expensive!

Insurer: Trupanion

By: Denise

Verified January 19, 2026

I joined spot insurance over two years…

I joined spot insurance over two years ago & only had to use claim process once recently. Thr process to fille a claim qas easy & fast! I recommend spot insurance 100% you wont regret it! Prices are fair & low to have great coverage for your pet kid!

Insurer: Spot

By: Stacey A

January 19, 2026

Very disappointing

Not only do they keep raising my rates but thier deductible is 250.00 and they add a CoPay that was 90.00 so we received very little once they finished the claim. Ridiculous!

Insurer: Pets Best

By: Debz

Useful
Verified January 19, 2026

My only criticism is my rates that I…

My only criticism is my rates that I pay each month. It’s a bit high. Your review and payment is satisfactory.

Insurer: MetLife

By: customer

Verified January 19, 2026

Fast and reliable

Great experience during the hardest time. We are so thankful we had MetLife. They not only approved our significant claim but we had the money back within a week. Highly recommend for anyone with a beloved pet

Insurer: MetLife

By: Angel

Verified January 19, 2026

Glad we have it

Quick turn around times for reimbursement. Also, extremely glad we opted to get insurance on our pup. He suddenly became very ill with an autoimmune disorder and we had a ton of vet bills and will continue to have them in the coming weeks. It’s nice to know that we have coverage.

Insurer: MetLife

By: customer

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