Payment Experience

Read pet owners’ reviews on payment experiences with pet insurance companies. Learn how easy it is to pay premiums, manage billing, and whether payments are processed smoothly and transparently.

12,741 total


Verified December 04, 2025

THANK YOU SPOT!!!

Was super easy to file a claim for my kitty when he was injured, received my refund about 2 weeks after submitting. They covered everything they said they would with accordance to my policy. 10/10

Insurer: Spot

By: Callie Matthews

Verified December 04, 2025

The process was straight forward and…

The process was straight forward and convenient.

Insurer: MetLife

By: Gary Bartlett

Verified December 04, 2025

Would like this to go out on the first…

Would like this to go out on the first of every month

Insurer: MetLife

By: John G

Verified December 04, 2025

Easy process to protect my finances and…

Easy process to protect my finances and my pets.

Insurer: MetLife

By: Kris White

Verified December 04, 2025

Easy to navigate app

Easy to navigate app. Easy to submit claims.

Insurer: MetLife

By: Haley

Verified December 04, 2025

Great turnaround time for reimbursement…

Great turnaround time for reimbursement but would like to see higher levels of reimbursement for covered procedures/vaccinations. Only 38% of my visit were covered.

Insurer: Spot

By: Joyce Nuzzo

Verified December 04, 2025

My cat got sick I took her to the…

My cat got sick I took her to the emergency vet and a few follow apoitments too when I did the claim they respond to me and refound the money after my copay. So I thk you so much that this transaction was fast that inspected

Insurer: Spot

By: Viviana Herrera Lozano

Verified December 04, 2025

So fast and efficient!

So fast and efficient!

Insurer: Fetch

By: cindy olson

Verified December 04, 2025

No feedback on the policy even though…

No feedback on the policy even though initial payment was taken and I submitted the medical records on November 21. Today is December 4.

Insurer: Nationwide

By: customer

December 04, 2025

Great company but slow payments

As far as the price goes, it's comparable with other companies for similar deals. Dealing with the staff was great, submitting claims is easy but getting the claims approved and receiving the payment is extremely slow. You will get the EOB and still take a week to receive the direct deposit.

Insurer: Pets Best

By: Toby Curise

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