Payment Experience
Read pet owners’ reviews on payment experiences with pet insurance companies. Learn how easy it is to pay premiums, manage billing, and whether payments are processed smoothly and transparently.
13,916 total
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Peanut
Our little guy had to have emergency surgery. I filed the claim on Pets Best App and it was extremely easy. Pets Best was extremely efficient in processing and paying the claim. They kept me informed during the process through emails and on the app. I am so happy that we chose Pets Best!
Ease of Use
This was my first time submitting a claim & it was easy to do and I was surprised how quickly claim & payment was processed.
Insurer: Pets Best
By: Nancy
Cat/Dog Claims
Usually, the claims process goes smoothly and payment is applied to deductible or into my bank account.
Pets Best: Smart, simple, economical pet insurance
I knew having pet insurance was the smart thing to do for my rescue spaniel mix. After doing some research, I chose Pets Best for their variety of options and competitive pricing. Easy to select the plan I wanted. It was a plus that they integrated with my Care Credit account, which I use at my vet all the time. When I submitted my first claim, I thought it would take a couple of weeks. My dog saw the vet on Tuesday for a wellness exam and Rx refill, I submitted the claim later that day, and my reimbursement was applied to my Care Credit account on Friday! No confusion, no hassle, so simple and seamless! Great service, highly recommended.
Insurer: Pets Best
By: Geri
Easier than Insurance for People!
I've had PetsBest for all of my animals the past 20 years. They always pay what they say they will, and the turnaround time is super quick. It has always been such a great customer experience. I recommend them to all of my friends and family.
Efficient
Stellar service!
Insurer: Pets Plus Us
By: Christian Jimenez
SO GLAD I canceled early and found out what crooks Pet's Best are before spending hundreds of dollars
The "30 Day" money back guarantee is a big fat lie. I signed up For Pet's Best on March 6. I decided not to keep it and called today, April 5 -- day 30 -- on my break at work to cancel it. I was told I would NOT be refunded because the cancelation date would be TOMORROW, day 31 and that I needed to call YESTERDAY -- day 29 -- to cancel, as the cancelation date would be today. WTF? I talked to someone YESTERDAY because I had questions, and she didn't correct me when I said I knew I needed to decide whether or not to keep the policy and tomorrow (today) was the last day to cancel and get a refund. I just went online to my account, and it says I have no pets and no active policies. Sure as F looks like my policy was canceled TODAY, day 30, not tomorrow as the customer service rep claimed. I'll be contesting the charge with the credit card company, filing a complaint with the BBB and the attorney general, and calling Pet's Best on my day off to inform them of them complaints I've filed and that I will warn clients at the dog training/daycare facility I work at to stay away from their company.
Insurer: Pets Best
By: Amanda
DO NOT BUY OETS BEST
Got fantastic care from Hebron Hospital. After spending over $900 on final bill, I filed the claim and after 4 weeks of no responses I get my payment of $126, and $15. Biggest rip off in the world. After paying $117 a month for over 2 years. CON ARTISTS.
pets best review
I have never had a problem with Pets Best Ins. Every claim I processed was carefully reviewed and explained as to the why or why not the claim was covered. Any concerns I would have, I would go back to the policy and review it. They were always on point to my policy. Very easy to file a claim and receive payment. Thank you
Horrible company
I was transferred from 24 pet to Heartville they wanted to charge me$107. For an accident & illness policy. I was only paying $77. At 24pet for the same policy. I canceled my policy with both companies on January 3rd 2025. I even received a cancellation email from Heartville stating that they canceled my policy. On March 15,2025 they charged my bank account/ card for $107. For a policy that was cancelled several months ago. Even 24 pet confirmed that I had done this. With Hartville. Now they are telling me that they have no control over their refund process and wait 7 business days 3/25/25 is 7 business days & they still can’t tell me what is going on with my refund. IF my refund doesn’t show up 3/25/25 then they will SEE IF they can manually refund me but they are not positive. I have been with spot pet since January 3 2025 & I pay $77. For accident, illness & wellness policy. I would not recommend Hartville for your pet they over charge. They have no care that they are affecting people and their personal banking/cards causing other problems for those people. After the fact of being canceled several months prior. Even my personal family member who works in the insurance industry is completely surprised with Hartville behavior. I have also called 24 pet to inform them of how the situation of being transferred to Hartville is affecting people & suggested that they find a different provider to transfer any remaining costumers over to.
Insurer: Hartville
By: Jessie