Payment Experience

Read pet owners’ reviews on payment experiences with pet insurance companies. Learn how easy it is to pay premiums, manage billing, and whether payments are processed smoothly and transparently.

12,741 total


Verified February 24, 2026

Good pricing and process for claims

Looking at coverage options is easy and straightforward! Prices are good and the claims we've submitted have been reviewed relatively quickly and payment issued promptly. No issues!

Insurer: ASPCA

By: Sarah Goff

Verified February 24, 2026

Very good company

Very good company, quick in responding and/or payment

Insurer: Nationwide

By: alison

Verified February 24, 2026

I was able to get my refund much sooner…

I was able to get my refund much sooner than usual .. very happy. It use to take at least 2 weeks for refund. Was very surprised.

Insurer: MetLife

By: customer

Verified February 23, 2026

I filed a claim on Friday and received…

I filed a claim on Friday and received the money today, Monday. It was very quick and quite easy to use.

Insurer: Trupanion

By: Jamie M

Verified February 23, 2026

Helpful and easy reimbursement process

Helpful and easy reimbursement process! Makes it easier to care for our pets!

Insurer: Spot

By: Jess M

Verified February 23, 2026

Fast and so easy

I got paid back in 2 days from submitting my claim. It is so fast and easy to submit claims on the app. I love this insurance and it's been a real help to know I can get my dog the help they need.

Insurer: MetLife

By: Deborah Criden

Verified February 23, 2026

The insruance company did everything…

The insruance company did everything they said they would. We had to have an emergency surgery on my wife's dog eye, she turned everything in, and wihtout any questions we were sent a check. Easy process, couldnt have asked for it to have been more simple.

Insurer: Spot

By: Lee Ellisor

Verified February 23, 2026

Had spot Ins for a year and just…

Had spot Ins for a year and just recently started using it for my dog. Submitted my claim, the process was simple , easy and the reimbursement process was fast

Insurer: Spot

By: Maribel G

Verified February 23, 2026

My claim was completed over a month…

My claim was completed over a month ago. It has been explained to me that the check for reimbursement was mailed on February 4th. Today is the 23rd. Check was sent from New York and I live in Maine. I’m still getting the same run around and no check has arrived. I’m extremely displeased!!

Insurer: Spot

By: Shari Hanover

Verified February 23, 2026

Super easy and quick for our new puppy!

Super easy and quick for our new puppy!

Insurer: MetLife

By: KP

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