Payment Experience

Read pet owners’ reviews on payment experiences with pet insurance companies. Learn how easy it is to pay premiums, manage billing, and whether payments are processed smoothly and transparently.

14,830 total


July 09, 2026

After researching other pet insurance…my decision was with Fetch

After researching other pet insurance for my dog, Ziggy, I decided to insure Ziggy with Fetch. I called last week, July 1, 2026 and spoke with the agent that answered my call and questions that I had concerning costs and coverages. I spoke with a very nice and friendly Pet Advisor from Wyoming, Megan Hampton. She answered all my questions and was never pushy or intimidating. After our conversation, I informed her that I was also considering another insurance co and would do some more research. Today, July 8, I called the phone number that I was connected with last week. I asked the person that answered if he could transfer me to Megan and he was very accommodating. After a few more questions that were answered, I informed Megan that I would like to insure Ziggy with Fetch. She emailed me all the pertinent info I would need to get his coverage started. Thank you Megan for your patience, knowledge, and kindness during this process!

Insurer: Fetch

By: Lila Moses

Verified July 09, 2026

Very quick service and turn around for…

Very quick service and turn around for refund.

Insurer: Pumpkin

By: Mindie

Verified July 09, 2026

Great company to work with

Great company to work with! Got a fast reimbursement.

Insurer: Spot

By: Ashley Ryan

Verified July 08, 2026

It is easy and prompt payment always a…

It is easy and prompt payment always a pleasure to work with

Insurer: Spot

By: Norene Hartog

Verified July 08, 2026

Starting a Claim

The swift timing in processing my request. Creating a claim was simple

Insurer: Spot

By: M. Adams

Verified July 08, 2026

Easy

Easy. Fast. No issues. So happy it was that easy.

Insurer: Spot

By: Cortney A

July 08, 2026

They take forever to reimburse pet…

They take forever to reimburse pet expenses from veterinarian visits. Alway want medical history records even though you sent them already.

Insurer: Spot

By: Bill Krause

Verified July 08, 2026

Chargeback after my claim was approved

My claim was approved, but after the reimbursement was issued, the funds were unexpectedly taken back. As a result, I never actually received the reimbursement I was entitled to, and it caused significant financial problems for me. I contacted Spot by phone and was told I would receive a follow-up email, but I never did. I also sent an email myself and have still not received any response. The most disappointing part has not been the mistake itself, but the complete lack of communication. I have been left without answers while trying to recover money that was already approved and should have been paid to me. At this point, I had no choice but to file a formal complaint with the Washington State Office of the Insurance Commissioner.

Insurer: Spot

By: Victoria Chambers

Verified July 08, 2026

Easy to submit claim

Easy to submit claim, prompt acknowledgement, & payment made promptly. Thanks.

Insurer: Fetch

By: John

Verified July 08, 2026

Spot is so quick and efficient with…

Spot is so quick and efficient with billing and reimbursement. I wish human insurance was this amazingly easy. Everyone we know with a fur baby, we recommend Spot. Thank you for being Spot on!

Insurer: Spot

By: Eligio Hernandez

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