Payment Experience

Read pet owners’ reviews on payment experiences with pet insurance companies. Learn how easy it is to pay premiums, manage billing, and whether payments are processed smoothly and transparently.

12,842 total


March 31, 2024

Best decision I’ve made

The wait time to start the plan was a little long and I had to follow up to make sure it was active and the first claim took a bit longer because I had to set up the process to receive the funds but after that all other claims were processed quickly and the payments were very quick. All communication has been great. I would have given a 5 if the customer onboarding was a bit better.

Insurer: MetLife

Veterinarian: Lincoln pet clinic

By: Kelly

Useful
March 27, 2024

It's soooo Easy.

I find Lemonade so easy to work with. You get reimbursed within 24 hours and it's great and so easy for as busy as I am. I absolutely recommend their coverage and appreciate their service.

Insurer: Lemonade

By: Leigh

Useful
March 23, 2024

fetch claim

everything done by email; claim was paid by check. have all pdf documents from vet to make claim.

Insurer: Fetch

Veterinarian: vca

By: pamela

Useful
March 22, 2024

Great insurance company

I have 3 dogs. So you know how many claims I am submitting. Met Life is everything I expected. Customer service helped me with my first submissions. Once you understand their system, everything is a go. I don't think people understand 10-15 days is business days not calendar.. Payment is easy after setting up how you want to receive payment. Thank you Met Life. It takes a lot of worry off me if something goes wrong. The only thing I wish is, a way for Met Life to pay vet at time of visit, so its not such a hard hit on the pocket.

Insurer: MetLife

By: T

Useful
Latest 1 comments
Posted: | By: Mrs Harris

I am very happy with this insurance I like the way they process it right away and send me a check. Very happy that I joined MetLife pet insurance.

March 21, 2024

Insurance works!

I've had this insurance for my dog for about a year now. So far, it has covered 2 annual exams and one emergency visit. Submitting a claim is easy but must be done on your phone (so if you're not technically savvy it may present challenges). Payment is quick and directly to my attached bank account so no waiting around for checks to deposit. On top of that, they cover my veterinary clinic, which I love, so all the better. Definitely worth checking into if you have pets.

Insurer: Lemonade

Veterinarian: Northview Animal Hospital

By: Dia

Useful
February 16, 2024

Great company to work with

MetLife Pet Insurance has been so easy to work with. If you take a photo of your paperwork and send it to them, you can get your claim filed very quickly. They usually have a response in just a few days and will deposit the reimbursement directly into your bank. If you have any questions, I have consistently been able to reach a live person on the phone who has been able to answer all questions. Very happy we have pet insurance through this company!

Insurer: MetLife

Veterinarian: Peninsula VCA

By: Fran

Useful
February 15, 2024

Pet Insurance Review

I have been thrilled with MetLife Insurance. The vet that suggested you, made an excellent choice, so I immediately signed up. the way the clams are processed and executed is top-of-the-line. My pup Luna, has been the receiver of excellent care from our vet, and Met Life will be the only insurance I will ever have if I ever have another pet. Both institutions are doing a magnificent job.

Insurer: MetLife

Veterinarian: AVC Hospital

By: velia

Useful
Verified February 15, 2024

Trupanion 1st claim.

Just filed 1st claim with Trupanion pet insurance for our MC. Our kitty is 1 year old as of January this year, our Trupanion insurance is fairly new. So glad we have this insurance, the Trupanion team were wonderful, they paid out our claim minus deductible and special food we purchased. I cannot thank them enough for reviewing and honoring the claim. I would highly recommend Trupanion for anyone who has a pet they wish to insure. The process took only two days after filing our claim online, the process was simple and quick. Our MC is still undergoing up coming specialists appointments for the as of yet, undiagnosed weight loss. Thank you Trupanion for being there.

Insurer: Trupanion

Veterinarian: Dr Bush

By: Joseph

Useful
January 30, 2024

Run, don’t walk, away from PetsPlus

After reading reviews and the responses from the PetsPlus company, I immediately tried to cancel my new policy. The 1 800 number for Canada does not work - tried 3 times over the last 10 days. 3 emails sent over 1 and a half weeks have gone unanswered. However, the first payment for the policy was withdrawn from my bank account 2 days after I set up the policy. Clearly, money not service and the health of pets is the company priority despite all the sugary sentiments expressed about love of pets.

Insurer: Pets Plus Us

By: Lynn

Useful
January 19, 2024

Appalling customer service

So when I moved 10 minutes away, my premiums went up approx $100/month, which while ridiculous, what can you do? I decided to decrease my coverage to make the payment more manageable, as over $300/month for insurance on my 6 year old dog when I haven’t made a claim in years seemed stupid. The payment goes onto my husband’s Credit Card, so I didn’t notice right away that we were being overcharged over $60/month more than what I had been quoted for our changed policy. Of course, I discovered this on a weekend, when the only customer service available is over chat. The person I chatted with, Emma, said she would escalate the situation and I would hear back from them within a couple of business days (which I didn’t). So I call, because the call centre is only open M-F until 6pm ET and speak to someone who says that they will get back to me within 24-48 hours. Which they didn’t. I live on the West Coast, and I have a job, so I don’t have time during the day to call them repeatedly to follow up. I finally hear back from someone 13 DAYS later. Jordan left me a message at 2:40 in the afternoon on a Friday (Pacific time, so 20 minutes before they close for the weekend). Because I’m at work, I was unable to check the message until after 3pm PT. He lets me know that my payment is now $185/month. What??? It was supposed to be $170.76/month, they’ve been charging me $232.23/month, where did $185 come from? And no mention of reimbursing us for the $60+ they’ve been overcharging us for the past 3 months. And I can’t call to ask, because now they are closed. So here we go again. Back to the chat. Which is completely useless because they won’t tell you anything over the chat, just to call during their regular operating hours. What a joke, if my dog didn’t have pre-existing conditions I would change insurance companies in a heartbeat. I might anyways just because how awful they are to deal with.

Insurer: Fetch Canada

By: Bronwyn

Useful

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