Payment Experience

Read pet owners’ reviews on payment experiences with pet insurance companies. Learn how easy it is to pay premiums, manage billing, and whether payments are processed smoothly and transparently.

13,916 total


Verified November 27, 2025

Great peace of mind

Quick easy process for peace of mind. Alex was fantastic

Insurer: Nationwide

By: Francis Farms of Londonderry

November 27, 2025

Pet's Best is with you every step of the way

Pet’s Best was recommended to me by my veterinarian, Dr. Lloyd Pilch, who told me: “Of all the insurance companies I’ve dealt with, Pet’s Best is the most reliable—quick to pay and without red tape.” He was absolutely right. I signed up based on his recommendation, and Pet’s Best has never let me down. When my dog Max was diagnosed with discospondylitis, I was devastated—but Pet’s Best supported us through every step, from MRIs to treatment. When he passed, they covered his euthanasia and even sent a heartfelt card, which meant so much to me. I’ve now insured three dogs with Pet’s Best and continue to be grateful for their compassion, reliability, and efficiency. The peace of mind they provide is worth every penny. I’ll always choose Pet’s Best for my pets.

Insurer: Pets Best

By: Scout

November 27, 2025

Exceptional!

Pet Best has exceeded every possible standard I can image. The online claims process is simple and straightforward. The claims have been handled promptly and the explanation of benefits have been presented in an easily understood fashion. My dog George has suffered through multiple surgeries and serious illnesses. It is a great comfort to know that with Pet Best I do not have to make any compromises in the quality of her care

Insurer: Pets Best

Veterinarian: Country View Veterinary Service

By: Jeffrey

Useful
Verified November 27, 2025

Pay out on my claim was amazingly quick!

Pay out on my claim was amazingly quick! It took 3-4 days after I submitted my claims, cha ching, claim payment was in my account.

Insurer: Spot

By: Margaret Abbe

Verified November 26, 2025

So easy to submit and fast payment!

So easy to submit and fast payment!

Insurer: Spot

By: Kate Duffy

Verified November 26, 2025

Online experience was clear andEasy: Clear Sailing…

Online experience was clear and concise. The registration was almost effortless.

Insurer: Nationwide

By: Paul Dippolito

November 26, 2025

I had a very poor experience with a home insurance

I had a very poor experience with Sonnet. I had to cancel a credit card due to fraud and a single failed payment triggered a rigid, automated process that was never clearly explained. I updated my credit card as soon as I received the replacement, received confirmation that it was successfully updated, and reasonably expected Sonnet to process the payment before or on the due date. Instead, my policy was cancelled due to internal system rules that were not properly disclosed. Communication was confusing and inconsistent. I received contradictory messages, including payment confirmations followed by claims that payments were still owed. The lack of transparency, accountability, and clear communication made an already stressful situation much worse. I do not recommend Sonnet.

Insurer: Sonnet

By: Sop

Verified November 26, 2025

Completely satisfied, above and beyond

I have had pet insurance for about five years now. I never needed it until my dog tore her cruciate ligament. After submitting the appropriate paperwork and getting the operation, I was reimbursed almost immediately to the full value of the insurance. they answered the phone quickly when I called. Their website was user-friendly and easy to navigate. Their reception staff were always courteous and knowledgeable. In short, excellent experience and I cannot recommend enough.

Insurer: Embrace

By: Scott

Verified November 26, 2025

Spot reimbursement

Spot Insurance paid the reimbursement as promised in 7-10 days. It was very easy to submit the online claim.

Insurer: Spot

By: Tammy Maida

Verified November 26, 2025

Nationwide shouldn’t be taking payment…

Nationwide shouldn’t be taking payment for insurance if I don’t have insurance for my pet for 3 business days. It wasn’t transparently communicated that I have to wait for approval before I have insurance for my pet.

Insurer: Nationwide

By: Samantha

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