Payment Experience

Read pet owners’ reviews on payment experiences with pet insurance companies. Learn how easy it is to pay premiums, manage billing, and whether payments are processed smoothly and transparently.

12,741 total


Verified October 31, 2024

Ripoff

I seen the ads all over GOOGLE for a pet insurance that paid up front. I would have never bought this insurance had I knew they were going to do this. My dog is old and I told them that and they charged me over $270.18 and never told me of a waiting period either. Said they would pay my vet directly. My vet was listed on their page and that made me do it. My dog had a bump on her chest and I took her to the vet. Costing me over $700 for the visit. I had to pay up front and submit the claim. I was a little upset. So I went back on line and called all the vets that Trupanion said they took their insurance. It was like ALL the other insurance companies except a lot more expensive but my dog deserved it. I called them and told them that. They said just submit the claim. Online they said that 70% of claims are paid within 24 hours. When 3 days past I started to get suspicious. I took my dog in for a followup and the bump imploded and had to have immediate surgery. That's another $450. Then today 2 days after her surgery Trupanion DENIED my claim. They lied and scammed my for the huge money and I could have went with several other companies, a lot cheaper who would have paid the claim after reimbursement. All their emails and all their ads were dishonest and I want my money back. All of it because of this. This company not only said it would work with me on my claim but denied it a second time even when my vet said it was not pre-existing so there's nothing Trupanion can say they are crooked. If you don't believe me, GOOGLE THEM and LOOK them up on BBB. Thousands of complaints with their pathetic sorry for the problem, but we are still keeping your money and you get nothing. NEVER USE THEM

Insurer: Trupanion

By: Frederick

Useful
Verified October 03, 2024

Fair but unhappy

Trupanion has a convenient process for claim filing and you are reimbursed fairly quickly. My premiums have consistently gone up every year and I am not happy about this. Your reasons are just poor excuses.

Insurer: Trupanion

Veterinarian: Borderview

By: Debra

Useful
October 03, 2024

Love my Nationwide

I have a chocolate lab who is mischievous to say the least and full of allergies. We visit Dr Brad of Davis Animal hospital on a regular visit for his shots. It’s so easy , take a photo of the statement, upload and Bam. Check arrived about 5 days give or take a day or so. Highly recommend Nationwide to all my friends!

Insurer: Nationwide

Veterinarian: Davis Companion Hospital

By: Betty

Useful
Latest 1 comments
Posted: | By: Kevin

Better hope something major doesn’t happen because they’re ceiling limit it ridiculous. We have the “major” medical plan that doesn’t pay “major” reimbursements Out of a 14K cancer treatment, they cover 5K

October 02, 2024

Fast Direct Deposit Claim payments

I had a few claims for my 5 year old lab in my 1st year with PetsPlusUs. I found out that the claims process worked very well when you provide all the needed information right from the beginning. I was also lucky that my Vet has a point person that provided a PDF document with all the Doctors medical notes and paid invoices in one file. I also provided an overview document and photos showing evidence of the medical issue. In 3-4 business days the money was in my account and an email with a paid claim document explaining how the claim was processed and how the deductible and co-pay amounts were factored into the claim. It’s been a great experience so far!

Insurer: Pets Plus Us

Veterinarian: Sydenham Veterinary Services

By: Wayne

Useful
October 01, 2024

First Time Claim

After researching numerous pet insurance companies, MetLife was the one that offered the most of what I was looking for. I rescued two kitties and the claim process was simple and my reimbursement, after meeting the deductibles, was fast. I did have to call customer service regarding a question I had about my claim. I spoke to Donna, a wonderful person! She answered all my questions about my claims. I did not feel rushed and had a better understanding of my claims and policy. I would definitely recommend MetLife to my family and friends that are looking. Thank you and keep up the great work!

Insurer: MetLife

Veterinarian: Arlington Dog & Cat Hospital

By: marlene

Useful
September 28, 2024

Great Company

Healthy Paws is a great company that cares for our pets. I have been with HP for 6 years for my 2 dogs.. They have helped me several times over the years. Filing a claim is easy. I download the vet's invoice along with the reports. They e-mail to let me know they are processing my claim. In a day or two, they e-mailed me it was completed and notified the reimbursement deposit into my account right away. I suggested direct deposit is best because my check was lost in the mail. HP send a replacement a week after I file the report. Healthy Paws is affordable. It's worth it to have a great company that gives great service and cares about your pet. I also suggested that read and following the policy guideline careful. Keep tract of your babies health report to submit to HP. In that way helps HP to processing your claim faster. All best to the Pet Parent 🐶❤️

Insurer: Healthy Paws

By: Wynne

Useful
September 28, 2024

Quick service

I submitted my claim on 9/4/24 which was very easy to submit. My money was deposited into my checking account on 9/18/24. I also received emails when my claim was submitted and when it was processed. How was that for quick service!! I have 3 rescued Pit Bull's, and they are all insured at a very reasonable price. I highly recommend Pets Best Insurance.

Insurer: Pets Best

Veterinarian: Animal Hospital of Millville

By: Candi

Useful
September 27, 2024

Claim process

ASPCA was very due diligent on getting my claims in as fast as possible. After my deductible was met, I got paid very quickly with direct deposit. My dog had 5 claims in due to a dog attack on her. As this was a very upsetting experience. The insurance made things much easier.

Insurer: ASPCA

Veterinarian: Quality vet

By: Lisa

Useful
September 25, 2024

First time Pet Insurance purchase

After review of all the Pet Insurance options on the market, I decided MetLife Pet provides the best coverage for a reasonable cost. The mobile app is great! Easy to submit claims. My most recent claim for routine vaccines was processed in 2 days. Reimbursement paid directly to my account.

Insurer: MetLife

By: Deborah

Useful
Latest 1 comments
Posted: | By: Rawan

Amazing customer service. Pretty easy to use and quick return calls and assistance.

September 08, 2024

Good service with our doggy

Great customer service and fast payment of claims! Didn’t receive as much % of claim as rep on phone told me I would.

Insurer: Pets Plus Us

Veterinarian: AVC

By: Anonymous

Useful

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