Payment Experience

Read pet owners’ reviews on payment experiences with pet insurance companies. Learn how easy it is to pay premiums, manage billing, and whether payments are processed smoothly and transparently.

12,741 total


September 17, 2025

Reliable and easy

Super easy to file a claim—it takes under a minute. And so far (4.5 years) they have always reimbursed me for everything I expected them to!

Insurer: Pets Best

By: Caitlin M.

September 17, 2025

I’ve had nothing but a good experience…

I’ve had nothing but a good experience with Pets Best. My dog recently went into Bloat and needed immediate hospitalization and surgery. The estimate was $9-14k and I was able to make the decision instantly knowing they had my (and his) back. The claim paid out as expected and my boy is home with us. I absolutely recommend to everyone.

Insurer: Pets Best

By: Craig Blum

September 17, 2025

Ease of filing a claim is excellent

Ease of filing a claim is excellent. Direct Deposit into my checking account is an added bonus.

Insurer: Embrace

By: Candyce P Long

September 17, 2025

Filing a claim is a snap

Filing a claim is a snap, whether being done by the patients "mom" or by the vet. The claim was processed quickly, and I felt especially good back in the day when I had a sick kitty and we had an ice storm that kept our vet from opening that week. The substitute vet was great, in fact the vet filed the insurance claim for me and payment was made within one week of our visit. Splendid service, well worth the premium.

Insurer: Pets Best

By: Joan Hamm

Verified September 16, 2025

Peace of Mind for My Pup – I Love Figo!

I have a dog and absolutely love Figo Pet Insurance! From the start, the experience has been smooth, transparent, and stress-free. The sign-up process was easy, and I really appreciated the customizable plans that allowed me to choose the coverage that fit my needs and budget. Filing claims is incredibly simple through the app—just snap a photo of the vet bill and upload it. Reimbursements have been quick, and communication has always been clear and professional. It gives me peace of mind knowing I can focus on my dog’s health without worrying about unexpected costs. Figo has truly exceeded my expectations, and I’ve recommended it to several fellow pet parents already. If you're on the fence about pet insurance, I highly recommend giving Figo a try!

Insurer: Figo

By: Kim

Verified September 15, 2025

Healthy Paws pet insurance has been well worth it.

Healthy Paws pet insurance has been a life saver for our pet. Our dog has undergone several outpatient tests and 2 major surgeries. He now requires prescription maintenance. The process to submit claims is easy and payment is timely. The peace of mind pet insurance coverage provides has been well worth it when unexpected illnesses and surgeries arise.

Insurer: Healthy Paws

By: S. Hartman

September 14, 2025

Easy to use

This insurance company is easy to submit claims and the reimbursement was on my account within 3 days. So far I am very satisfied with embrace

Insurer: Embrace

By: Bobbie Ross

September 14, 2025

Pets Best

Pets Best! YES! The best! Reimbursement came quickly with no hassle… True to the word about reimbursement as well… Highly recommend this company for your pet insurance…❤️❤️

Insurer: Pets Best

By: Patty Hahn

Verified September 13, 2025

Was super easy to sign up and pay

Was super easy to sign up and pay. Thank you!

Insurer: Prudent Pet

By: nicolaslauffergmail.com

Verified September 13, 2025

Very happy with the results and speed…

Very happy with the results and speed of getting reimbursed

Insurer: Fetch

By: Georgia

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