Payment Experience

Read pet owners’ reviews on payment experiences with pet insurance companies. Learn how easy it is to pay premiums, manage billing, and whether payments are processed smoothly and transparently.

13,916 total


Verified January 12, 2026

The new submission set up is great

The new submission set up is great. Claims seem to be going smoothly quicker and easier. Fast payment too. Thank you.

Insurer: MetLife

By: customer

Verified January 12, 2026

Very quick and easy to contact and was…

Very quick and easy to contact and was worth every penny over the last 10 years

Insurer: Trupanion

By: Leslie

Verified January 12, 2026

That you reimbursed us 90 percent…

That you reimbursed us 90 percent FINALY it payed off. Thank you ,

Insurer: Trupanion

By: Bonnie Winston

Verified January 12, 2026

Filing a claim is so quick and easy

Filing a claim is so quick and easy. Took only a couple minutes to upload vet statements and claim was approved within hours.

Insurer: Trupanion

By: Lawrence Sager

Verified January 12, 2026

It's efficient to process payments.

It's efficient to process payments.

Insurer: MetLife

By: customer

Verified January 12, 2026

The process has been easy and payment…

The process has been easy and payment has been quick.

Insurer: MetLife

By: customer

Verified January 12, 2026

Fast and easy to make a claim!

I have had Trupanion for both my dogs since they were puppies but have never needed to make a claim. I just submitted my first claim and was impressed with how easy it was to submit and how quickly I received a reimbursement check. My dogs are so important to me and I am so glad to have Trupanion and know that finances won't prevent me from getting them the care that they need.

Insurer: Trupanion

By: Emily

Verified January 12, 2026

Emma

I cannot complain. You are always there for Emma's needs. I am pleased with the quick response for payment. Customer service is great if I need to call and ask about a situation

Insurer: MetLife

By: Tersa and Emma

Verified January 12, 2026

Billing system is antiquated

Billing system is antiquated. Mistakes in entries and need to call several times and after speaking with a supervisor problem finally got straighter out. This would have been unnecessary if the account was entered properly to begin with. I called to report the deductible was not paid and they paid me for a claim. I got a letter that I had to reimburse and could only be done via check in the mail. Is this still the 50's. Not happy.

Insurer: MetLife

By: Janet Leo

Verified January 11, 2026

Definitely Worth It

After submitting my receipts, I quickly received reimbursement for my pup's medical bills.

Insurer: MetLife

By: Maddi

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