Payment Experience

Read pet owners’ reviews on payment experiences with pet insurance companies. Learn how easy it is to pay premiums, manage billing, and whether payments are processed smoothly and transparently.

12,741 total


Verified October 06, 2025

Great experience

Easy, fast, convenient.

Insurer: Spot

By: MariaO

Verified October 06, 2025

Easy to submit claim and be reimbursed!

Easy to submit claim and be reimbursed!

Insurer: Spot

By: Scott

Verified October 06, 2025

Fast claim service

I bought this pet insurance when my dog was a puppy. He is now 4 years old. He ended up with some type of gastrointestinal intestinal issue and he went to vet and then ER for 3 days. I sent in the receipts and they were so prompt with payment.

Insurer: Embrace

By: Merlie Chavenelle

Verified October 06, 2025

The process of submitting a claim is…

The process of submitting a claim is easy and well thought out. Customer service is also friendly and helpful.

Insurer: MetLife

By: Jerry & Kathleen

Verified October 05, 2025

My request for reimbursement was…

My request for reimbursement was handled quickly

Insurer: Spot

By: Loretta Giordano

Verified October 05, 2025

Long term very happy customer.

Have been with the company for years, great service and fast payment on claims.

Insurer: MetLife

By: Joe Hoffman

Verified October 05, 2025

My claims were processed fast and…

My claims were processed fast and efficient. I'm very pleased.

Insurer: Spot

By: Belinda Gear

Verified October 05, 2025

Straightforward

My first claim was straightforward to submit. I appreciate how easy it was, and I received my reimbursement within the week

Insurer: Spot

By: MK

Verified October 05, 2025

Love ❤️ MetLife!

Love ❤️ MetLife!! Never had a problem and they are very fast on getting my money back to me!! So glad I chose them for my pet insurance!!

Insurer: MetLife

By: DC

October 05, 2025

$$$medications

Very easy to file claim. Quick response time and payment received within a few days. Pets Best has helped me before with unexpected expenses and it’s a sense of comfort they are there to help with medical care for my dog.

Insurer: Pets Best

Veterinarian: Salmon Brook Veterinary Hospital

By: River

Useful

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