Payment Experience

Read pet owners’ reviews on payment experiences with pet insurance companies. Learn how easy it is to pay premiums, manage billing, and whether payments are processed smoothly and transparently.

12,741 total


October 07, 2025

Great Insurance Slow claims processing

This is great insurance. Easy to use and file a claim. It takes forever to get the claim processed. Literally weeks. But if you can wait to get reimbursed its worth it.

Useful
Verified October 07, 2025

I’ve been through a lot of health…

I’ve been through a lot of health issues with my pets and with MetLife. After understanding the process, how to handle uploading the correct claim information & the fluctuation in monthly cost annually I am more comfortable with MetLife pet insurance (way better than progressive).

Insurer: MetLife

By: TCP

October 06, 2025

EASY PEASY!

This is the easiest, quickest insurance available! It's super affordable and if you have to speak to someone, they're incredibly kind - best investment EVER.

Insurer: Embrace

By: Rev. GypSeaShelle Dawn

October 06, 2025

I do not recommend them anymore

I wish I could say they were great! it takes long to get their results and they have no idea about animals they care for. They rejected my claim on my puppy saying that diherriea was a pre-condition (from 2 months prior!!!). What puppy survives 2 months of lose stools and they should know better that for puppies it is very common to have bowel issues as they get to anything. Poor judgement.

Insurer: Embrace

By: Esra Urkmez

October 06, 2025

Claims took forever to resolve

Claims took forever to resolve. Their pre-existing conditions make insurance worthless. Will be canceling.

Insurer: Embrace

By: Paul

Verified October 06, 2025

Timely turnaround of Bill sent in until…

Timely turnaround of Bill sent in until money is in my account. Everyone is always very kind on the phone. All in all a great company.

Insurer: MetLife

By: Misty Goulden

Verified October 06, 2025

easy and fast!

easy and fast!

Insurer: MetLife

By: customer

Verified October 06, 2025

Filing Claim

Filing my claim was so easy on the app and was approved in just a few days and money deposited in my account. Thank you MetLife you are the best!

Insurer: MetLife

By: customer

Verified October 06, 2025

The process eas easy and we received…

The process eas easy and we received the refund fast

Insurer: MetLife

By: Am

Verified October 06, 2025

Good coverage with a lot of options for benefits and cost.

Qucik responses to questions, very easy claims process and quick direct-deposit payment system.

Insurer: Spot

By: Priscilla Clark

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