Payment Experience

Read pet owners’ reviews on payment experiences with pet insurance companies. Learn how easy it is to pay premiums, manage billing, and whether payments are processed smoothly and transparently.

12,741 total


October 29, 2025

Fast payment

Have only had the policy for a month and they already paid out for Heartworm/Flea and tick prevention meds. It's been great service so far.

Insurer: Pets Best

Veterinarian: Vet Stop Animal Hospital

By: David

Useful
October 29, 2025

Terrible business, waste of money

I was sold an insurance plan for my pets based on lies (was told dental cleaning was included but they denied my claim and they didnt mention the dog coverage was less than cats' and that there was a $300 deductible) and then when I tried to cancel they wouldn't give me even a partial refund of the payment they JUST took out the day before (on a sunday). You have to call to cancel during business hours only. Garbage insurance, save your money and invest it instead, way smarter!

Insurer: Fetch Canada

By: Jessica

October 29, 2025

Very quick turnaround

This is the quickest turnaround I think I have ever seen in an insurance company! Our claim was handled rapidly and efficiently. Thank you!

Insurer: Pets Best

By: Katie

Verified October 29, 2025

Online payment was fast and easy.

Online payment was fast and easy.

Insurer: MetLife

By: Desiree McClure

Verified October 29, 2025

The speed in which you process the…

The speed in which you process the claims is quicker now, than before. The time it takes for my checks to be delivered still takes a while. I'm currently waiting for two checks.

Insurer: MetLife

By: Terry

October 28, 2025

Excellent from the beginning

Love Pets Best. Fast turnaround, easy claim submission

Insurer: Pets Best

By: A

Useful
Verified October 28, 2025

FAST and easy claims processing

Spot has an easy app to submit claims, has reasonable premiums, and they process the claims really fast!!!!

Insurer: Spot

By: Arlene M

October 28, 2025

Easy

Everything was easy and the process was fast. I get my money back really fast.

Insurer: Pets Best

Veterinarian: Kirby Family Vet

By: Alicia

Useful
October 28, 2025

Simple and Intuitive

Very easy to navigate and did not take much time at all.

Insurer: Embrace

By: Grammy G.

October 28, 2025

seems to bescrimping on IT, customer service. Non on the billing dept. thoughilling dept

Long wait for customer service to answer the phone. When they did, they could not be of help because IT is not paid to work on weekends for embrace. It took five days for me to find a way to pay my bill.

Insurer: Embrace

By: andrew

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